CEO BOP & Chairman OGDCL;ex-Board SBP/MPC. PK8303 Plane Crash Survivor. Awarded “The Officer’s Cross of the Order of Merit of Hungary” Insead & IBA Karachi Alum
Looking forward to flying again tomorrow for the first time post my air crash with
@Official_PIA
, our national asset. We must support it and work towards it’s revival and improvement. I wish to support it all out for it’s restructuring. 1/3
#PIA
Looking forward to flying again tomorrow for the first time post my air crash with
@Official_PIA
, our national asset. We must support it and work towards it’s revival and improvement. I wish to support it all out for it’s restructuring. 1/3
#PIA
Happy Father’s Day. Nothing compares to my father. I am alive and breathing today due to him. Learnt all my ethics from him. Proud of him. God bless. Long live. Aameen
@Amir_masood73
@zainabimam
@AliMasudSaeed
1/
Having been meaning to write for a while to share my thoughts on where our core economic problems emanate from. The popular notion that ‘we’re confronted with a ‘trade deficit challenge’ is perhaps correct, but it’s the symptom; not the cause of our problem.
Current
One can’t live with such apprehensions. Infinitely grateful for all the support and love in these past months. Very sincere prayers for the departed souls in this fateful incident. 3/3
#PIA
Hope to see it regaining it's former glory. This is important for faith and confidence of people in our own asset but also for my own self, to overcome the fear of travel, and that also on the same airline that I had suffered the accident. 2/3
#PIA
2/2
Direct subsidies to the poor and the most vulnerable can be targeted and scaled up using the NSER data of 38mn households.
Performance based subsidies should be time barred and monitored. Unfortunately, subsidies provided today reflect rent seeking by a few powerful
Whenever I think of it, I have no explanation of what happened and how I survived. It was totally divine and my God’s intervention. All I can say for now is that it was surely a miracle....
@buitengebieden_
That’s how you make culture of empathy & compassion. That’s how you recognise hero’s for younger generation. That’s how you inculcate love & affection in society. That’s how you encourage & promote your future generations. It’s all about making the culture of tolerance & honesty
First time in the history of the Bank: 1). Announced the highest-ever dividend @ 10%; and 2). Cumulatively provided for Rs. 5bn on account of Subjective Classification and General Provisioning. Proud moment for the BOP team, Masha’Allah
Message recorded for Pakistan Association for Greater Boston upon the request of my very dear cousin Dr. Fozia Naqvi & her husband Dr. Zafar Nafees Naqvi on Pakistan Day celebrations in Boston on my plane crash experience. Detailed account to follow shortly
@mophrd
@StateBank_Pak
Half of my first salary of Rs8k from AmEx as Managemet Trainee was given in charity and half to my mom who gave it back to me and said you earned it....love my mom. God bless her and my father. I am here today alive due to patents prayers and noble deeds-firm believer...thankyou
My First Salary
Pak Rupees Rs. 3000 ( 2010) just finished my FSc😛!No fringe benefits.
Repost and update your first salary (Just for the motivation of newbies so that they know how we started the journey)
Don't be discouraged.Consistency is the key to success.Edit and repost
RiP to the victims of 22nd May 2020. It was, & will always remain, an exceptionally sad day in my life loosing 97 precious lives, & trauma/vacuum it created, in the lives of their loved ones forever. May God give them strength to bear their loss. Aameen
Masha’Allah, exceptional response at drive through vaccination centre in Lahore. In first two days (12-hours in total), almost 1200 people got vaccinated; momentum is building. See attached latest pictures from this evening
@DCLahore
@thebankofpunjab
@boptaqwa
@ReformingPunjab
This is Andréa Corres - the lead singer of my all time favourite band - The Corres.
One of my dear friends - Maria-Pia - in Amsterdam managed to get this message for me from London. This is a treat and a half. This is a treasure for life. Thankyou Maria-Pia, eternally grateful
Thankyou very much for the overwhelming love and support I have received since yesterday. It was not an easy journey to make as I went through a post trauma phase since 22nd May 2020 which may take sometime to wear off. 1/n
حامی بھی نہ تھے منکرِ غالب بھی نہیں تھے
ہم اہلِ تذبذب کسی جانب بھی نہیں تھے
اس بار بھی دنیا نے ہدف ہم کو بنایا
اس بار تو ہم شہ کے مصاحب بھی نہیں تھے
افتخار عارف
Had very productive weekend. Signed-off on the manuscript of 2nd volume of my book “Out of the Box”, & almost completed manuscript of another book(table of contents attached;no name yet)which I’m most excited about. It’s on my learning about life & people specially post aircrash
Happy Birthday to my 82-y old legendary father. One & only - an incredible man who taught me how to lead life with highest esteem & ethical standards which is my biggest treasure. God bless. Long live. Aameen
@AliMasudSaeed
@zainabimam
@Amir_masood73
My niece Raniya Naqvi gifted me the attached sketch today. My heart melted and can’t express my joy. She wrote something that I tease her with. I love her. I love it. God bless her and my most loving family
@Amir_masood73
@zainabimam
@AliMasudSaeed
@FarooqTirmizi
ایک بس تو ہی نہیں مجھ سے خفا ہو بیٹھا
میں نے جو سنگ تراشا تھا خدا ہو بیٹھا
اٹھ کے منزل ہی اگر آئے تو شاید کچھ ہو
شوق منزل تو مرا آبلہ پا ہو بیٹھا
مصلحت چھین لی ہے قوت گفتار مگر
کچھ نہ کہنا ہی مرا میری خطا ہو بیٹھا
شکریہ اے مرے قاتل اے مسیحا میرے
زہر جو تو نے دیا تھا وہ
@DrAmjadSaqib
Absolutely! In fact, I always say it but in a different way-only good humanbeings become good professionals/leaders. All others get exposed with time. Whatever you do, keep human aspect (empathy, compassion) as paramount & nothing can stop you from any sort of success. My faith!
I want to see the BoP stand among the country’s top five banks in as many years. We don’t intend to be the most profitable bank but we would be very profitable with a large balance and capacity to underwrite unconventional risks.
An MoU between BOP & Ravi Urban Development Authority) was signed today by Zafar Masud (President & CEO - BOP) & Rashid Aziz (Chairman RUDA).
PM Imran Khan, CM Punjab Sardar Usman Buzdar & Minister Finance Punjab Hashim Jawan Bakht witnessed the signing ceremony held at Lahore.
Why are interest rate rises not taming inflation? via
@FT
1/n
Pakistan’s case is even more complex than the west/ developed world.
We’ve 83% investment to deposit ratio.
Very excited about this collaboration. Giving the opportunity to everyone to be an entrepreneur is the future. Progress towards full employment is the only way to go....
In A 1st of Its Kind Initiative in Pak., Chairperson
@AliSalmanPTI
&
@thebankofpunjab
President
@ZafarMasud
Signed An Agreement For Provision of Subsidized Loans Under PM’s
@KamyabJawanPK
Youth Entrepreneurship Scheme & Punjab Govt. Punjab Rozgar Scheme to Applicants Trained 1/2
Extremely touched to receive this memento on 14th August 2020 from the Honorable Mayor of Worcester, Massachusetts at the PAGB event in Boston on my video message on the occasion ...
Message recorded for Pakistan Association for Greater Boston upon the request of my very dear cousin Dr. Fozia Naqvi & her husband Dr. Zafar Nafees Naqvi on Pakistan Day celebrations in Boston on my plane crash experience. Detailed account to follow shortly
@mophrd
@StateBank_Pak
@navift
This is crux of management-nothing more, nothing less. One shall have courage to accept, as Boss, that he doesn’t know & rely on his team for learning. The starting point of any success is recognising & accepting your weaknesses. Insecurity is the biggest evil & seed for disaster
Many thanks Cyril. Very good to hear from you. I intend to write my account, which wouldn’t be too long, as soon as I am able to write conveniently as my broken right-hand has just got out of cast and it’s in healing
#KamyabJawan
کے تحت باقی شعبوں سے منسلک نوجوانوں کی طرح ماہی گیروں کوبھی آسان اقساط پہ قرض مہیا کرنے کا فیصلہ، جس کے تحت ماہی گیر اپنے روزگار کو جدید طرز پر آگے بڑھا سکیں گے۔اس سلسلے میں وفاقی وزیر
@AliHZaidiPTI
اور
@MaritimeGovPK
دلچسپی لینے والے ماہی گیروں کی مکمل معاونت کرے گی
THE most interesting word in Urdu. A universal terminology which essentially has “no meaning” but at the sametime says a lot & fits in anywhere/ everywhere at one’s convenience - when you don’t want to respond to a query or you want to respond in abstract then “Goya” comes handy
Extremely telling depiction about debt restructuring and uncanny correlation between debt restructuring and banking crises in the attached graph.
We need to be extremely careful while suggesting any sort of domestic debt (even) reprofiling; let alone restructuring (entailing
Very proud to unveil our revised Vision, Mission and Values for the next five years in-line with our five year strategy/ plan with the aim to be in top five banks in the next five years
@thebankofpunjab
CAR at 17.8% and Balance Sheet over Rs. 1trn with decent subjective provision in the wake of COVID and our strategy to clean up the balance sheet.
All this, and more, happening for the first time at BoP’s history.
Regards
@hamzashafqaat
@Salman_A_K
@thebankofpunjab
Thankyou very much District Administration Islamabad for setting up vaccination centre in our offices for our staff and their families. Extremely grateful. Looking forward to more such collaborations. Best
@aliazafar22
@ABMPildat
@MiftahIsmail
@SKhaqanAbbasi
@mustafa_nawazk
@fawadhasanpk
@Asad_Ashah
“Walk the talk” is the biggest challenge. We say something else & do completely opposite when in power. Always convenient to lecture on what needs to be done when not in power. When in authority our ego & personal interests comes in the way;need to raise above all that& then talk
Most excited about this product. This will go a very long way in promoting agriculture - employment and food security backbone - across the country, particularly in Punjab. All the best to the BOP team for the success
Mr. Zafar Masud (President & CEO - The Bank of Punjab) launches BOP's new product Kissan Dost Current Account.
The product caters to all the banking needs of the customers related to agriculture sector including financing for
#TractorLeasing
#ProductionLoan
#LiveStock
etc.
Came across this
@etribune
article this morning on interest rates
Felt urge to repost my earlier attached clip from
@HabibUniversity
talk with
@AqdasAfzal
I have being saying this from day-one. Also, re-sharing my earlier articles of 2018 published in
I have had the pleasure of attending recently a very well managed and attended
@PakistanLitFest
in London organised by
@BloomsburyPak
@LightstoneP
I was part of a distinguished panel on economy titled “Root causes of the economic crisis” very ably moderated by
@NadirCheema
.
@Sameen_Z
@zafar_masud
Hes a wonderful human being. I've known him well before his banking journey started. Enjoy the privilege of being addressed as "khaloo" ❤
1/2
There maybe further policy rate hike to tackle inflationary pressures.
Here’s my take on the matter which I love to reiterate whenever this subject is broached by skinning the cat in another different way.
The largest borrower in the market is the government which is
The Corona vaccine facility at BOP Head Office is yet another manifestation of our corporate philosophy and a translation of our commitment for safety and well-being at work. I myself have got vaccinated and it’s absolutely safe.
"Until & unless you reach out to laborers & geographically expand yourself to areas which are financially excluded right now...you do not bring into folds the different classes of people." Zafar Masud,on creating social impact through banking via
@YouTube
Today, my and the bank’s entire theme, mission and objectives revolve around only one thing: empathy for people! Now, we have done major restructuring at the bank with more focus on people and one of these initiatives is BOP HOUSE FINANCING.
However, if any of my actions have hurt families of the innocent departed souls in the horrible air crash, my very sincere apologies. That was totally unintentional. I am a professional and an apolitical person. There has been no agenda of the sorts in my recent actions. 2/n
Thankyou very much for the overwhelming love and support I have received since yesterday. It was not an easy journey to make as I went through a post trauma phase since 22nd May 2020 which may take sometime to wear off. 1/n
Many thanks Doctor Saheb. I will miss this event unfortunately. My loss entirely. I have gone through the grafting in my arm yesterday; surgery went well. Now in recovery phase. Will take atleast this week. Planning to join the work back on coming Monday, Insha’Allah. Best
Today I will be sharing the stage with renowned leaders in the financial sector including Mr. Reza Baqir, Gov
@StateBank_Pak
& Mr. Zafar Masood, President, CEO
@thebankofpunjab
among others. We will discuss the future of Islamic Financial Institutions post COVID at
@IoBM_Official