Cliff Cornell @cliffcornell_ Twitter profile | Pikagi

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Cliff Cornell

@cliffcornell_

1,255

Followers

411

Following

400

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4,029

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Associate Advisor at Bone Fide Wealth • CFP® Professional • Tweets/Posts ≠ Financial Advice

New York, USA

https://t.co/aQ0qmlpZ8o

Joined May 2012

Don't wanna be here? Send us removal request.

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@cliffcornell_

Cliff Cornell

6 months

Bone Fide Wealth is removing the barriers for young professionals to work with a Certified Financial Planner™. We are thrilled to announce the launch of the Young Money Plan, a financial planning engagement designed specifically for young professionals. For more details,…

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@cliffcornell_

Cliff Cornell

3 months

Me texting Doug while he’s live on Bloomberg TV:

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@cliffcornell_

Cliff Cornell

20 days

“Hey man, what’s on your mind?” Me: “Oh… nothing.” (Reminiscing on when oil went negative 4 years ago and I did nothing so I have to work for the rest of my life)

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@cliffcornell_

Cliff Cornell

5 months

“You spent $60 on 12 donuts?! How is that helping you retire early?” For each one of these donuts I eat, I’ll shorten my life expectancy by 3 years. Few.

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@cliffcornell_

Cliff Cornell

1 year

Warren Buffett also built his diet off actuarial tables. The lowest death rate is amongst 6 year olds, so he has chosen to maintain a 6 year old’s diet. Health bros shake in their boots trying to decipher how he has lived to see 92 while consuming 60oz of Coke each day.

@TrungTPhan

Trung Phan

1 year

Warren Buffett drives 5-minutes to work every day. There is a McDonald’s on the way. He eats a breakfast McMuffin based on if markets are up (Bacon) or down (Sausage).

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@cliffcornell_

Cliff Cornell

1 year

A trading platform but it automatically inverses the trade you wanted to place.

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@cliffcornell_

Cliff Cornell

8 months

@TrungTPhan That’s what I call my portfolio of individual stock picks.

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@cliffcornell_

Cliff Cornell

3 months

The world if Gmail The world if shutdown: Microsoft Teams shutdown:

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@cliffcornell_

Cliff Cornell

1 year

Has anyone coined a term for a recession where consumer spending is increasing and we’re consistently adding jobs?

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@cliffcornell_

Cliff Cornell

4 months

Humbled and honored to announce my first property acquisition at the mere age of 24.

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@cliffcornell_

Cliff Cornell

4 months

Oh you’d like to do a 401(k) rollover? “We need a rollout form submitted.” “It also has to have your spouse’s signature on it.” “Please ensure the form is notarized.” “Additionally, we will need a wet signature from the previous plan’s administrator.”

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@cliffcornell_

Cliff Cornell

5 months

*Me, a CFP, walking into the family holiday party* My family: “Oh there’s our little stock broker. What’s a hot stock I should be in for 2024?”

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@cliffcornell_

Cliff Cornell

2 years

@dougboneparth You mean to tell me this wasn’t because he was making his coffees at home?! This is madness.

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@cliffcornell_

Cliff Cornell

3 months

Putin this, Putin that. How about you start puttin’ some money away for retirement.

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@cliffcornell_

Cliff Cornell

1 year

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@cliffcornell_

Cliff Cornell

6 months

I’m assembling a team.

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@cliffcornell_

Cliff Cornell

5 months

“If inflation is coming down, why is everything still so expensive?” = “If I take my foot off the gas pedal, why am I not going in reverse?”

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@cliffcornell_

Cliff Cornell

5 months

People when they realize my name is Clifford:

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@cliffcornell_

Cliff Cornell

9 months

@dougboneparth Is this half way to getting Rickrolled?

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@cliffcornell_

Cliff Cornell

10 months

Brain = scrambled. CFP®️ Exam = passed.

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@cliffcornell_

Cliff Cornell

5 months

@RampCapitalLLC I’d press neither because I do it to embrace the grind, not the money.

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@cliffcornell_

Cliff Cornell

12 days

Dudes will literally start a dividend guy account instead of going to therapy.

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@cliffcornell_

Cliff Cornell

8 months

@greg16676935420 Skip the grill. Put the steak in a cast iron pan and then microwave it. The cast iron will provide a good crust when you microwave it.

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@cliffcornell_

Cliff Cornell

1 year

@TikTokInvestors “Let’s do some business deals, let’s do whatever.” This is exactly how the ultra-wealthy go about making money. I am happy everyone now knows this.

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@cliffcornell_

Cliff Cornell

2 years

BREAKING: Dick’s shares rise after taking a beating earlier this morning.

@dougboneparth

Douglas A. Boneparth

2 years

BREAKING: Dick’s shares shrink from cold financial forecast.

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@cliffcornell_

Cliff Cornell

2 years

@dougboneparth

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@cliffcornell_

Cliff Cornell

2 years

His parents gave him $25M to trade. My parents let me rent my childhood bedroom. We are not the same.

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@cliffcornell_

Cliff Cornell

4 months

Big week. For every like, I’ll have one sip.

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@cliffcornell_

Cliff Cornell

23 days

@mbontrager5 Diamond. (Patiently waiting for the masterclass)

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@cliffcornell_

Cliff Cornell

4 months

When I change my life expectancy in the planning software from 90 to 26 and it says I can retire:

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@cliffcornell_

Cliff Cornell

7 months

There has to be a better way. This is absolute madness.

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@cliffcornell_

Cliff Cornell

2 years

@dougboneparth A forex paper trader, but they identify as: 📈Investor📈 💰Business Consultant💰 🔋Millionaire by 24🔋

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@cliffcornell_

Cliff Cornell

9 months

He just like me fr.

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@GordonGekko420

Gordon Gekko

@GordonGekko420

9 months

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@cliffcornell_

Cliff Cornell

1 year

@WOLF_Financial Wolf, I make my coffee at home. My income means nothing to me.

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@cliffcornell_

Cliff Cornell

5 months

Was in good company last night. Unfortunately, this outing had a significant impact on my ability to retire early.

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@cliffcornell_

Cliff Cornell

2 months

Things that you love to hear:

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@cliffcornell_

Cliff Cornell

11 months

@dougboneparth Fears of bull market intensify as catastrophic recession predictors could be wrong.

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@cliffcornell_

Cliff Cornell

3 months

It’s called personal finance. It’s not called “general rules of thumb” finance. It’s also not called “what worked for me has to work for everyone” finance.

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@cliffcornell_

Cliff Cornell

1 year

I hate it when I misplace $5,000,000,000.

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@cliffcornell_

Cliff Cornell

9 months

Finally able to update my Hinge profile to include the letters next to my name.

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@cliffcornell_

Cliff Cornell

9 months

Passed my CFP® Exam for my grandparents to congratulate me on being a stock broker.

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@cliffcornell_

Cliff Cornell

3 years

@dougboneparth best boss in the biz. Cheers!

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@cliffcornell_

Cliff Cornell

6 months

“Work has been good! I passed my CFP® Exam in July!” My boomer relatives: “You know I had actually thought of becoming a stock broker myself back in the day.”

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@cliffcornell_

Cliff Cornell

1 year

Efficient Market Hypothesis mfs looking at Bed Bath & Beyond today:

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@cliffcornell_

Cliff Cornell

2 years

@dougboneparth Families and employment are temporary, CrypToadz are forever.

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@cliffcornell_

Cliff Cornell

6 months

@dougboneparth Not sure why more Gen Z don’t just live in their car like I do.

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@cliffcornell_

Cliff Cornell

4 months

Crypto bros: “Let’s stick it to the man and use a decentralized currency. That’ll show ‘em!!” Also crypto bros: “Dude, I am so pumped for the Spot ETF that’s going to be offered by every major financial institution.”

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@cliffcornell_

Cliff Cornell

1 month

@dougboneparth I took control of my financial life by choosing rich.

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@cliffcornell_

Cliff Cornell

9 days

Me telling my kids why we are broke.

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@cliffcornell_

Cliff Cornell

3 months

BREAKING: S&P 500 rallies to levels not seen since yesterday at 2pm.

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@cliffcornell_

Cliff Cornell

8 months

This will fit perfectly in between my Metaverse NFT poster and my 50 Years of Berkshire Hathaway poster.

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@cliffcornell_

Cliff Cornell

8 months

@zyn_addict “What’s this in your mouth?” “Sorry doc, just a 6 milly pilly… think you can work around that?”

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@cliffcornell_

Cliff Cornell

8 months

Album dropping next month. Fr fr. Bussin Financial Plans coming to a theatre near you.

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@cliffcornell_

Cliff Cornell

1 year

There is actually a movie called The Big Short that predicted this.

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@cliffcornell_

Cliff Cornell

8 months

“Are you in need of a bussin financial plan? Fr fr, on god, I’m your guy, no cap. Life finna be hitting different in retirement, fam.”

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@cliffcornell_

Cliff Cornell

1 month

Busy day for me tomorrow.

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@cliffcornell_

Cliff Cornell

8 months

Finance bros when the weather is finally appropriate to throw on the Patagonia vest again:

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@cliffcornell_

Cliff Cornell

2 years

What if we’re all simulated @altstatemachine brains and ASM just figured out how to recreate this brain as AI and we will begin another loop of progressing to the point of creating a brain again within their ecosystem.

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@cliffcornell_

Cliff Cornell

5 months

You got a year end bonus for creating shareholder value. I declined a year end bonus for the sake of shareholder value. We are not the same.

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@cliffcornell_

Cliff Cornell

6 months

By eating fast food 6 times a week I’ve been able to considerably accelerate my retirement date. Not only is the food cheap, but my life expectancy has dropped by 15 years which means I won’t have to fund those years during retirement. This is what my FIRE looks like.

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@cliffcornell_

Cliff Cornell

1 year

The impenetrable wall separating business class from economy. One day I’ll be up there with the billionaires.

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@cliffcornell_

Cliff Cornell

7 months

@WOLF_Financial I achieved this goal when I was 12 because I brewed a coffee in my own house.

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@cliffcornell_

Cliff Cornell

2 years

@dougboneparth JPEGs are now the world’s reserve currency.

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@cliffcornell_

Cliff Cornell

2 years

@dougboneparth If you wait until the last minute to do something, it only takes you one minute to do that thing!!

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@cliffcornell_

Cliff Cornell

2 years

@dougboneparth Her trick was that she made her coffee at home. Surprised the media isn’t covering that aspect of her 45 days.

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@cliffcornell_

Cliff Cornell

2 months

Morningstar has jokes today. Nice.

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@cliffcornell_

Cliff Cornell

1 month

I’ve been a CFP for about 9 months, worked at an RIA for almost 3 years and studied finance all throughout college. It never occurred to me that I could simply choose rich.

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@cliffcornell_

Cliff Cornell

1 year

@WOLF_Financial They all became billionaires by making their coffee at home.

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@cliffcornell_

Cliff Cornell

8 months

*Hires advisor* *Advisor makes recommendations* Young client: “Sounds great, let me just double check with my parents and I should be good to implement that.” Me:

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@cliffcornell_

Cliff Cornell

3 months

*Hires financial planner* *Planner makes recommendations* Young client: “This all sounds great. Let me just run this by my parents and I should be good to implement those recommendations.” Me:

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@cliffcornell_

Cliff Cornell

3 months

No one: Literally no one: Absolutely positively nobody: My 15 year old brother: “Isn’t it kind of funny how you and MrBeast are the same age except he’s worth $500M and you live in your mom’s attic?”

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@cliffcornell_

Cliff Cornell

2 months

I’m a CFP® Professional. Here are 5 overlooked aspects of financial planning and personal finance. 🧵👇

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@cliffcornell_

Cliff Cornell

1 year

@GuyDealership Any chance I can use the new 40-year mortgage to buy this bad boy?

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@cliffcornell_

Cliff Cornell

3 months

@dougboneparth So I get to keep my job if I turned into a worm?

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@cliffcornell_

Cliff Cornell

2 years

Look guys I made the website.

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@cliffcornell_

Cliff Cornell

8 months

Lehman collapsed on this day in 2008. I remember sitting in my 4th grade classroom during snack time hearing the news like it was yesterday.

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@cliffcornell_

Cliff Cornell

3 months

Happy Saturday. For every like this gets, I’ll drink one bottle.

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@cliffcornell_

Cliff Cornell

22 days

Pulling up to the bar like this to cut my social interactions in half.

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@cliffcornell_

Cliff Cornell

8 months

Too many advisors are using financial jargon when meeting with young clients. Instead of using terms like: dollars, cash or money. Try using: bands, bread, the bag.

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@cliffcornell_

Cliff Cornell

2 months

Just kidding. It’s Saturday. No one cares. Go have fun with your family and friends.

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@cliffcornell_

Cliff Cornell

8 months

Dudes will put $25 on four separate 17-leg parlays every Sunday but won’t save for retirement.

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@cliffcornell_

Cliff Cornell

7 months

Thanks Dave.

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@cliffcornell_

Cliff Cornell

4 months

Women’s reactions when I start talking about Roth IRAs, cryptocurrency and irrevocable life insurance trusts.

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@cliffcornell_

Cliff Cornell

7 months

My friends just invited me out to dinner and drinks. Obviously I said no. I’ll be at home, saving for retirement.

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@cliffcornell_

Cliff Cornell

23 days

I will be preparing my lunch like this until inflation is back at 2%. Few understand my dedication to FIRE.

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@cliffcornell_

Cliff Cornell

8 months

@dougboneparth You’re going to have diamond hands and you’re going to like it.

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@cliffcornell_

Cliff Cornell

2 months

Crypto bros like: “Thank god Coinbase is up again. I was starting to get nervous.”

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@cliffcornell_

Cliff Cornell

9 months

Technical Analysis bros be like, “Dude how did you not see that coming. It was blatantly obvious.”

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@cliffcornell_

Cliff Cornell

6 months

I keep it pretty light on here. I wanted to start writing in a more serious tone regarding personal finance and young professionals. My newsletter Yield to Maturity starts by addressing the elephant in the room. Check it out here:

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Yield to Maturity

All things Gen Z and finance.

yield-to-maturity.beehiiv.com

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@cliffcornell_

Cliff Cornell

1 month

I just ran some retirement scenarios for myself and as long as my annual rate of return is 137% for the next 30 years I should be good. Is this a reasonable rate of return?

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@cliffcornell_

Cliff Cornell

2 months

@dougboneparth Bad for you mentally, physically, spiritually.

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@cliffcornell_

Cliff Cornell

7 months

Renting vs. owning is a huge debate lately. For me personally, renting is the best option. By renting my childhood bedroom I am able to save much more for retirement.

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@cliffcornell_

Cliff Cornell

29 days

I’m going to write a book about financial planning. Each chapter is going to present an incredibly nuanced personal finance situation. I’ll then proceed to answer with, “It depends.”

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@cliffcornell_

Cliff Cornell

3 months

Nvidia just added $135,000,000,000 to its market cap in the last 60 minutes. If you’re so smart why don’t you tell the class where all that money came from?

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@cliffcornell_

Cliff Cornell

5 months

For every like I’ll have one Guinness before heading to Rick’s tonight.

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@cliffcornell_

Cliff Cornell

3 months

Can we get Microsoft Teams to shut down next?

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@cliffcornell_

Cliff Cornell

5 months

@money_cruncher Potentially because 57% of Americans couldn’t cover a $1,000 unexpected expense. Using $1,000 as an estimated savings amount, they may not see the benefits for the ~$4.17/mo. Just a thought. Not sure laziness is the only driver behind this statistic.

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@cliffcornell_

Cliff Cornell

1 year

Since I began working in July of 2021 I have seen the following: 1) bitcoin reach $69,000 (nice). 2) FTX, Celsius, etc go insolvent. 3) The Fed raise rates from 0% to 4.5-4.75%. 4) TerraLuna collapse. 5) Inflation going above 9%. 6) SVB debacle. Decent resume, no?

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@cliffcornell_

Cliff Cornell

5 months

Going to rebrand the 401(k) to a 401(Slay) in an effort to get young professionals to pay attention to saving for retirement.

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@cliffcornell_

Cliff Cornell

4 months

The coolest part of something hitting an all-time high has to be the fact that ANYONE who invested at ANY POINT in time is now in the green.

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