PayJoy Profile
PayJoy

@PayJoy

1,492
Followers
116
Following
38
Media
153
Statuses

Finance for the next billion

San Francisco, CA
Joined August 2015
Don't wanna be here? Send us removal request.
@PayJoy
PayJoy
2 years
We’re hiring! (Yes, in June 2022!)
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@PayJoy
PayJoy
4 years
One million users and counting! It's time to bring credit opportunities to those who have been left behind... #PayJoyCrew is on board! 🍃
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@PayJoy
PayJoy
5 years
Excited to announce @GreylockVC leading our Series B round and @crazyfoo joining our board. More in the thread here and in this story by @annairrera
@crazyfoo
Josh McFarland
5 years
Another reason to saber! 🗡🍾 This time with cofounder/CEO Doug Ricket, as I’m joining the board of @payjoy and leading their Series B to help unlock consumer finance for the next billion+ people on the planet! Thread 👇🏼
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@PayJoy
PayJoy
2 years
PayJoy is going 100% carbon neutral! We will offset our yearly carbon emissions through a project in a country where PayJoy operates. For 2022 we chose a project in Colombia, protecting more than 1000 ha of tropical forest. #CarbonNeutrality #EathDay2022
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@PayJoy
PayJoy
4 years
It's true! With our technology smartphones transform people's lives by providing them credit opportunities.
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@PayJoy
PayJoy
4 years
"Estrenar un celular en "paguitos" semanales siempre es una buena idea." 🍃
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@PayJoy
PayJoy
5 years
Taking our Mission to the Next Level with Greylock’s Series B Investment Round
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@PayJoy
PayJoy
5 years
Lock’s new Unlock Offline feature for users with limited internet connectivity
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@PayJoy
PayJoy
4 years
Spotted: @DougRicket , our founder and CEO, in the "Top 50 Financial Technology CEOs Of 2020." 💥 #FinancialTechnologyReport 👉🏼
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@PayJoy
PayJoy
4 years
Smartphone technology is now unlocking financial services to the underbanked. #PayJoyMission
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@PayJoy
PayJoy
7 years
PayJoy closes $6M investment round led by Santander and ITOCHU
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@PayJoy
PayJoy
6 years
Honored to be recognized as a leader in financial inclusion by the @wef and @IFC_org alongside the other #50LatamStartups ! . Thanks @NXTPLabs , @arjanschutte , and @Anjupatwardhan !
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@PayJoy
PayJoy
5 years
Excited to be working with @qualcomm to bring PayJoy compatibility to phones worldwide
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@PayJoy
PayJoy
4 years
The World Bank 🌍 image below shows the severe lack of credit (before the COVID-19 crisis), especially in emerging markets. 🍃 That's exactly where our mission begins.
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@PayJoy
PayJoy
6 years
Excited to be expanding into microloans in Mexico -- unsecured lending is a massive market with a lot of potential.
@ExpansionMx
Expansión
6 years
Es así como @PayJoy impulsa la inclusión financiera en México con la compra de celulares
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@PayJoy
PayJoy
8 years
PayJoy Raises $18M to Bring Mobile Finance to the Next Billion
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@PayJoy
PayJoy
7 years
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@PayJoy
PayJoy
5 years
Excited to be able to share the @PayJoy story on the @EPodcastNetwork -- specifically how the global launch of our Lock will open access to credit for the next billion.
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@PayJoy
PayJoy
5 years
PayJoy Gets an Astounding 80 NPS in Mexico
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@PayJoy
PayJoy
5 years
Breakthroughs in affordability unleash smartphone growth in Africa
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@PayJoy
PayJoy
5 years
Our Lock API is now live worldwide on , enabling consumer finance for the next billion.
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@PayJoy
PayJoy
4 years
Here is a book recommendation from Gib, our co-founder and COO. 👇🏻 📚 "The Innovator's Dilemma" by Clayton Christensen.
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@PayJoy
PayJoy
4 years
Si tuviéramos que explicar #PayJoy en menos de un minuto...
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@PayJoy
PayJoy
5 years
Forbes article referencing PayJoy Mexico's innovative business model:
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@PayJoy
PayJoy
4 years
Cerrando la brecha crediticia y abriendo las puertas 🚪 a mejores oportunidades. 🍃 #PayJoyThoughts
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@PayJoy
PayJoy
4 years
We enable people worldwide in emerging markets to purchase a new smartphone on installment payments.
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@PayJoy
PayJoy
6 years
Exciting news from Nigeria. More to come.
@TecheconomyNG
Techeconomy
6 years
@MTNNG Partners @PayJoy , @TD_africa1 Mobile, @Sterling_Bank on device financing scheme @TecheconomyNG
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@PayJoy
PayJoy
4 years
#ProTip : PayJoy #technology 🍃enables our partners to reach underserved consumers by solving the collateral and credit scoring challenges. 🤓
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@PayJoy
PayJoy
6 years
Excited to be working with @verizon , the nation's biggest wireless carrier, on making handsets more accessible for prepaid customers. #easyapprovals
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@PayJoy
PayJoy
5 years
@Zendesk just did a nice profile on PayJoy highlighting how we've scaled our partner support with them while expanding to new countries like Kenya, Malaysia, Senegal, and Nigeria.
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@PayJoy
PayJoy
4 years
Starting a business with the purpose of transforming lives makes all the difference. 🍃
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@PayJoy
PayJoy
4 years
Excited to announce our launch with Ricardo Eletro in Brazil! With PayJoy, they have been able to increase their approvals and reach under-served customers across the country.
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@PayJoy
PayJoy
5 years
Excited to be working with #Transsion Holdings - manufacturer of #tecno #infinix and #itel - on making their devices compatible for pay as you go.
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@PayJoy
PayJoy
6 years
Empowering Indians Through Technology and Financing
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@PayJoy
PayJoy
4 years
Launched: Pilot our Lock without developers…and a new look for Lock Dashboard
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@PayJoy
PayJoy
6 years
PayJoy enables smartphone financing in Guatemala with Distelsa!
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@PayJoy
PayJoy
6 years
Listen to @markheynen share our vision on extending #access to the #nextbillion with @NeilCHughes .
@NeilCHughes
Neil C. Hughes
6 years
Tech Podcast: @markheynen from @PayJoy Reveals How They Are Making Technology Accessible to People Who Otherwise Would be Left Behind
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@PayJoy
PayJoy
6 years
Expanding (literally) on our Tanzania announcement yesterday, we would like to share our plans to expand across Africa with @AlliedMobile , bringing smartphones to millions via our software.
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@PayJoy
PayJoy
8 years
Great mention in @Inc . @PayJoyInc will bring the next billion online while creating a new asset class.
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@PayJoy
PayJoy
6 years
Excited to be featured in the @telecomcouncil 's Innovation Showcase. We love the fact the mobile ecosystem is getting behind bringing consumer finance to the next billion!
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@PayJoy
PayJoy
4 years
"Making the unbanked bankable" #DidYouKnow -> 45% of our MX portfolio have no bank account and 25% don't have credit history.
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@PayJoy
PayJoy
4 years
"The idea of being able to help people build up their credit history and improve their life is just exciting.” 🍃 - #PayJoyTeam
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@PayJoy
PayJoy
4 years
#ProTip : Applying for a personal loan was never so simple, anyone with a smartphone, an official ID and Facebook account can access to it in minutes! 🍃 📱 #fintech
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@PayJoy
PayJoy
4 years
"I really wanted to work somewhere where I am excited about the end product and what I'm building." - #PayJoyCrew #OneTeamOnePayJoy
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@PayJoy
PayJoy
4 years
"Mi #smartphone es mi mejor herramienta de trabajo" - #HappyCustomers
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@PayJoy
PayJoy
6 years
Some great coverage of this week's launch in Nigeria:
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@PayJoy
PayJoy
4 years
"Tener un celular para estar conectado, especialmente un #smartphone , antes era considerado un lujo. Ahora gracias al desarrollo de las nuevas tecnologías es mucho más accesible tener un dispositivo de este tipo." - @eleconomista
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@PayJoy
PayJoy
4 years
With our #technology you can turn your phone into a virtual guarantee and forget late fees! 🙅‍♂️
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@PayJoy
PayJoy
4 years
#ProTip : financiar un #smartphone con nuestra tecnología es la clave para crear un buen historial crediticio.
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@PayJoy
PayJoy
6 years
Excited to be available in many more @boostmobile stores!
@SPGFryeNLA
Brandin Frye
6 years
Ran into @PayJoy giving some customer buying power to Cell Ave. #buyingpower #teamwork #BoostTakeover #boostoffersmore
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@PayJoy
PayJoy
5 years
How We’re Making Our Lock Available to Global Lenders to Scale Financial Inclusion
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@PayJoy
PayJoy
5 years
Pay-As-You-Go, from solar kits to smartphones. Can the mobile industry and ecosystem players learn from an industry that has proved its solid technology foundations, high demand and low-income customers’ ability to pay for credit?…
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@PayJoy
PayJoy
4 years
#InCaseYouMissedIt 🧐 During Covid-19 we have continued lending to new customers with little or no credit and their repayment has done similarly well. Take a look!
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@PayJoy
PayJoy
6 years
My summer internship: helping the underbanked in Africa afford a smartphone and unlock access to finance
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@PayJoy
PayJoy
5 years
El primer paso para un buen historial crediticio
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@PayJoy
PayJoy
4 years
En #PayJoy 🍃 creemos que los teléfonos inteligentes y el acceso a servicios financieros deben estar al alcance de todos. 🌍 #fintech #financiamiento
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@PayJoy
PayJoy
6 years
We're excited to be working with you!
@yolleen_g
Yolleen Gutierrez
6 years
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@PayJoy
PayJoy
4 years
¿Sabías que con #PayJoy puedes estrenar un celular pagando en el plazo que más te convenga? 🤩 📲
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@PayJoy
PayJoy
5 years
PayJoy: Enabling Powerful Smartphone Subsidies
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@PayJoy
PayJoy
7 years
PayJoy supports the right of all people to serve in any role they are qualified for. (We also qualify all people for the best phones!)
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@PayJoy
PayJoy
8 years
Thanks @coreEMC for hosting!
@TheRealCoreVC
Core VC
8 years
Join us today @money2020 from 4:10pm-5pm w/ Scott Cook ( @Intuit ) Raul Vazquez ( @oportunloans ) @DougRicket ( @PayJoy )!
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@PayJoy
PayJoy
4 years
PayJoy’s commitment to consumer privacy
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@PayJoy
PayJoy
8 years
How the next billion will get smartphones and finance
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@PayJoy
PayJoy
8 years
Looking forward to PayJoy on panel on Next Billion Users @Stanford !
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@PayJoy
PayJoy
6 years
PayJoy's is hiring for our engineering team to support rapid growth in Asia, Africa, and LatAm! Positions in SF, Mexico City, and Gurgaon. Hiring Android Engineers, Infrastructure Engineers, Engineering Manager, and Head of Engineering.
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@PayJoy
PayJoy
6 years
Happy to have you on board!
@TimJamaal
Jamaal
6 years
2020 and PayJoy morning training, getting ready for 2018 tax season! @prailpcs @Alicia_SPG
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@PayJoy
PayJoy
4 years
#ProTip : Nuestro score predice hasta con tres veces mayor precisión que la calificación de un buró de crédito. 📈
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@PayJoy
PayJoy
5 years
PayJoy now accepting applications for our 2019 International Fellows program! Fellows spend 6 months each in 2 of our int'l offices, Mexico City, Jakarta, Bangalore, Johannesburg, helping launch and scale our initiatives there. Details & application at:
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@PayJoy
PayJoy
7 years
PayJoy is growing! Now hiring software engineers in San Francisco.
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@PayJoy
PayJoy
9 years
Come see @PayJoyInc at @SVForum Nov. 4!
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@PayJoy
PayJoy
8 years
Thanks @LendIt ! Your conference was actually quite useful for the fundraising effort. Looking forward to next year.
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@PayJoy
PayJoy
5 years
Our Africa GM @DFRIEDL09 lays out the barriers and opportunities for smartphone affordability on the continent:
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@PayJoy
PayJoy
6 years
We're working with @arclabsfund to expand PayJoy across Mexico, bringing unsecured financing and smartphones to millions.
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@PayJoy
PayJoy
5 years
Baobab+ Unleashing the Potential of Senegal with PAYG Smartphone.
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@PayJoy
PayJoy
6 years
Excited to be working with you @WirelessNeha !
@WirelessNeha
Neha wireless
6 years
#payjoy #iphone #samsung #nocredit If you're looking for a great phone in Neha Wireless Shop!!! Pay Joy is now providing financing in Neha Wireless Stores in Jonesboro, AR. visit us :
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@PayJoy
PayJoy
7 years
PayJoy is hiring International Project Managers to lead our expansion in Asia!
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@PayJoy
PayJoy
4 years
A Covid-19 Vaccine (for Lenders)
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@PayJoy
PayJoy
5 years
PayJoy Lock lifecycle end to end
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@PayJoy
PayJoy
5 years
Hear more about where we came from and where we are going on @BizRadio132
@vntrlab
Venture Lab
5 years
NEW EPISODE: A new episode of Bay Area Ventures is now available!! #BayAreaVentures airs every Monday 7:00-9:00pm EST (4:00-6:00 pm PST) on @BizRadio132 . Our guest this week is @PayJoy CEO and Founder, Doug Ricket:
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@PayJoy
PayJoy
8 years
Paypal’s John Dukellis discusses PayJoy and the next wave of consumer finance
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@PayJoy
PayJoy
4 years
#DidYouKnow 🔍 Smartphones are becoming the main portal to the #internet for the middle classes of the developing 🌍 world.
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@PayJoy
PayJoy
8 years
PayJoy Series A featured in Wall Street Journal:
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@PayJoy
PayJoy
9 years
Why we want to pay as we go -- for everything http://t.co/BQTRXWc2Q6 via @wordpressdotcom
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@PayJoy
PayJoy
7 years
PayJoy is hiring a General Manager for India and SE Asia! Wanted: strong biz background + ambition for our mission!
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@PayJoy
PayJoy
7 years
NYT: No Health Insurance Is Hard. No Phone? Unthinkable.
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@PayJoy
PayJoy
9 years
@ArjunaCosta @OmidyarNetwork at #money2020 PayJoy is looking forward to helping Simon afford a new smartphone
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@PayJoy
PayJoy
6 years
Excited to see the PayJoy name spreading through Indonesia! Thanks @BeritasatuTV and @VOANews for your support.
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@PayJoy
PayJoy
4 years
It's never too late to begin your credit history... your #smartphone is the key! 📲
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@PayJoy
PayJoy
4 years
@Milan_Pualic Hi Milan, we are in Mexico, Indonesia, Brazil, India, China and South Africa. :)
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@PayJoy
PayJoy
6 years
Happy to help your team sell more.
@SoCalCellAve
SoCalCellAve
6 years
First meeting of the year... Payjoy in the house... @BDP_Christian repping brightstar @vipcaseyf from vip @yolleen_spg our fav rep
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@PayJoy
PayJoy
8 years
@Eisenberg Thanks for the kind words! Really appreciate your support and brainstorming that have helped us take off.
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@PayJoy
PayJoy
9 years
15 million T-Mobile customer records were hacked -- there must be a better way. http://t.co/sSJNKYPmoL
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