Madhusudanan @onlymadhoo Twitter profile

Pinned Tweet

Madhusudanan

@onlymadhoo

4 years

It's a great time to be building a Fintech business in India @poweredbyyap @rprabhu007 @mu2ayya

CNBC-TV18

@CNBCTV18News

4 years

YAP has announced its first financing round. A clutch of super angels led by Amrish Rau contributed to the ₹10 cr round. @Shruti29Mishra speaks to Madhusudanan R, Co-Founder of @poweredbyyap to know more. #Startupstreet #WhatsBrewing

1

12

36

7

9

72

Last Seen Profiles

@e60r40

@wnru621526

@Badgyalana

@Varanasi_DM

@gfsmoqe

@rnielsen01

@sansadkhelkud

@There4I

@fairyferi

@3Luv102

@LeChleuhDeTaTl

@_augustaunited

@silverqwins

@ChappelleWhitn1

@britoovictorr

@pinkpaintedlady

@JassimQue

@BalaDevi_10

@ItzJustSilly

@NoJugsJenna

@lindsaygurly

@Nato_o

@Taehyung_india_

@monaeedeasia

@2ume_e

@ubc_waseda_SK

@moooodit

@Dynoboii

@jandakembangstw

@bobross028

@TacomasterTwit

@skurletonva

@nmodbru_yo

@BandaiAmerica

@duanesarm

@D_DELUISE

Madhusudanan

@onlymadhoo

1 year

schengen visa is the worst for Indians. Tickets, hotels, car rent booking, bank account, payslip, tax returns, noc from company, leave letter, passport, biwi, bache sab mangte hai for a stupid visa that takes 2 weeks+ to process.

262

171

2K

Madhusudanan

@onlymadhoo

1 year

The number of spam calls off late is crazy, Mostly financial service institutions are guilty on DND non adherence. If TRAI is not able to act; the sectoral regulators have to crack down on sales models. I’m digging in to find a way to file a PIL. This nonsense has to stop.

153

184

2K

Madhusudanan

@onlymadhoo

2 years

When you visit any of our office, don’t be surprised if you stop someone in their veshti or whatever their ethnic dressing. Normalising wearing Veshti as our office attire :)

21

36

624

Madhusudanan

@onlymadhoo

3 years

UPI at $100 bil a month, put another way, we are close to half of US Credit card spends on an annualised basis. Incredible India.

5

26

323

Madhusudanan

@onlymadhoo

2 years

We won't be too off to claim PadmaShri @svembu as our 'Manasega Guru' We unabashedly follow him and aspire to build @m2pfintech the Zoho way, we have been deeply insipired from the word go. @prabranga @mu2ayya Thank you @PriyankaIyer @chandrarsrikant @Unibrowverse

Moneycontrol

@moneycontrolcom

2 years

Meet the co-founders (and brothers) of M2P Fintech and @onlymadhoo & @prabranga donning the humble 'veshti' at the global fintech fest. They tell us the reason behind this choice. 📹 Watch 👇 @PriyankaIyer @Unibrowverse #M2P #Fintech

54

239

977

12

41

303

Madhusudanan

@onlymadhoo

2 years

While India celebrated 100 unicorns this year, almost an equal number of founders born in India decided to build in US. Look at China born founders . We have to get them all back to India to build from 🇮🇳 for the 🌎

14

40

224

Madhusudanan

@onlymadhoo

24 days

B2B sales in India is hard and finding good sales folks is harder.

28

18

226

Madhusudanan

@onlymadhoo

1 year

Public markets are punishing. @Paytm with near $800 mil ARR has an EV of ~$3.5 bil, the next 5 private fintech (RZP, phonepe, cred, billdesk, pinelabs) collectively valued at $35 bil sitting on ~ $1 bil ARR. almost same revs, 10x disparity!

8

19

223

Madhusudanan

@onlymadhoo

2 years

I studied the top 100 listed cos in India, the 100th is Hero Motorcorp with a market cap of $6.6 bil. to be among the top 50, you have to dislodge DLF at $12.80 Bil in Mcap. 1/n

1

16

203

Madhusudanan

@onlymadhoo

3 years

We processed over 13 mil trnx in Aug, representing 7% of India CC trnx, almost all of it fintech. Won't be surprised if this get to 35-40% in 2 years with several new API stack providers coming in and heightened action around fintech. Bankers who get it will benefit.

7

17

187

Madhusudanan

@onlymadhoo

3 years

We crossed 300 members in the team last week, the 300th hire carries Employee ID M2P0342, meaning 42 people quit working for us in 7 years. There have been 2 years when we had 0% attrition. Real metrics that makes me happy. the hard part is to keep it there #justsaying 😀

11

5

189

Madhusudanan

@onlymadhoo

3 years

5 years of bootstrapping, the only sheet i used to wake up everyday was the cashflow statement, a habit that hasn't gone away despite team growing 10x and enough fuel in the tank.

5

9

188

Madhusudanan

@onlymadhoo

9 months

Crossed 25 international markets. 5 added in the past year. Suffice to say, we are the largest exporter of fintech from 🇮🇳 the fintech factory of the world😎

Madhusudanan

@onlymadhoo

2 years

We crossed 20 live markets in Asia, we have revenue paying customers in each of these markets, crazy journey over last 2 years. By the end of this fiscal international revenues would be over 20%.

11

5

114

22

13

179

Madhusudanan

@onlymadhoo

2 years

incredible - 40% UPI tranx are < 100 - 70% of UPI trnx are <500 Irrespective of P2P or P2M this is market expansion, this segment was never served by cards.

8

15

178

Madhusudanan

@onlymadhoo

3 years

1/n Credit card business is going through a tectonic shift and here’s all that’s happening. CC transfers value from the poor to the rich that is, those who don’t pay in full also called revolvers (relative poor), subsidizes those who pay in full called transactors (relv rich)

Amit Goel

@amitTwitr

3 years

Why is no one talking abt this? The bank that powers many FinTechs @IDFCFIRSTBank is going to offer select #CreditCards customers low (v low) interest rates and 45-day interest free cash withdrawal 🙀🔥 @sandeepssrin @onlymadhoo @trramach @bankonbasak @salilrav @vbansa views?

10

21

131

7

47

165

Madhusudanan

@onlymadhoo

1 year

So many folks ping asking to be Chief of staff, but why? What’s the infatuation with the title. Early career try to be in the trenches, take up sales, product roles.

14

7

153

Madhusudanan

@onlymadhoo

1 year

FY19, we were 5 years into building M2P Fintech we posted a modest 5 crs rev, but the power of compounding both across execution nd goodwill will allow us to close FY23 in excess of 500 crs

M2P Fintech

@m2pfintech

1 year

🎉M2P Fintech ranks 11th among the high-growth companies in the Asia-Pacific (APAC) 2023. This is the 5th annual edition of the FT ranking that showcases 500 high-growth companies across several industries in APAC. #Fintech #Gratitude #Finance #M2P

3

11

45

20

9

155

Madhusudanan

@onlymadhoo

2 years

Why I bet my farm on 🇮🇳 🧵 While there is gloom across the world, 🇮🇳 is shining nd somewhat insulated from how things are playing out 🌍, of course, there were certain business models that thrived over the past few yrs due to easy money nd d party has come to a screeching halt

1

21

151

Madhusudanan

@onlymadhoo

2 years

The number of people writing obituary on fintech in India is 🤯 Founders have an innate ability to fight against all odds, innovation and disruption are always on the edges. Although, the arm chair critics, well, less said the better.

8

12

146

Madhusudanan

@onlymadhoo

2 years

I finally resigned from the COO post. I meant Chief OTP Officer. The sheer effort it takes to get out of all the OTPs to run a company is 🤯

6

3

144

Madhusudanan

@onlymadhoo

9 months

If you get past RBI, we are happy to help M1 @ #GFF2023

6

4

128

Madhusudanan

@onlymadhoo

1 year

my wife boarding a flight back home, sent me a message, RUNWAY✈️ I responded : 27 months 😉😅😁 @ohkeshava @prabranga

9

5

130

Madhusudanan

@onlymadhoo

2 years

2 qtrs is all it took to realise Cash flow > Cash Back Many were cheerleading the cash burn and laughed at us on being profitable, we were called lifestyle business. The same folks now giving gyan on Gross margin, path to profits…🙄

3

4

127

Madhusudanan

@onlymadhoo

3 years

Today is Work from farm day:)

3

2

124

Madhusudanan

@onlymadhoo

7 months

What 70 hrs. Been at 100+ hrs for over 9 yrs. most founders + core team endure this, many don't succeed, some burn out too, but have to weave our life around it. Its a miracle that my marriage survived, thanks to @ohkeshava

6

4

125

Madhusudanan

@onlymadhoo

1 year

late last year we had @UnitySFBank go live on our Cloud Core Banking Platform, we are not the 1st and certainly won't be the last, but we did something unique that 10 yrs out will be seen as an inflection point in banking infra 1/n

13

14

116

Madhusudanan

@onlymadhoo

11 months

Just completed our annual appraisal process. Our Esops allocated crossed over $ 50 mil covering 800+ team members. @prabranga @mu2ayya @m2pfintech

Madhusudanan

@onlymadhoo

2 years

377 team members own a part of @m2pfintech our esop grants todate exceeds $25 mil. #lifeatM2P

3

9

88

2

5

116

Madhusudanan

@onlymadhoo

2 years

We crossed 20 live markets in Asia, we have revenue paying customers in each of these markets, crazy journey over last 2 years. By the end of this fiscal international revenues would be over 20%.

11

5

114

Madhusudanan

@onlymadhoo

2 years

Woke up to a call from an unknown #, the person on the other side was my prof from college, I’ve not spoken in over a decade. The excitement in his voice was palpable as he shared the joy of seeing a feature on our story in TOI under Merchants of Madras, thank you @sindhuhTOI 🙏

10

8

108

Madhusudanan

@onlymadhoo

2 years

When we say we do all the heavy lifting for the bank, we mean it :)

5

4

108

Madhusudanan

@onlymadhoo

11 months

Great day for Indian Financial services, HDFC Bank breaks into top 5 global banks by market cap. Terrific franchise and likely to only get bigger from here

5

6

107

Madhusudanan

@onlymadhoo

9 months

As we wrap up #GFF2023 and reflect on the last 3 days, its nothing but a blur. This post is not about GFF, but for all the hustlers and the team who are at it, starting up in the most competitive market and at the most difficult funding winter we have witnessed. Circa 2018, our

4

5

107

Madhusudanan

@onlymadhoo

2 years

Someone asked me: Why don't we see you in any of the start up events / awards given how long we existed. Customer love is true award, growing and expanding revenues are true org***m, baki sab bakwas

2

3

106

Madhusudanan

@onlymadhoo

1 year

we have dedicated a wall in our office at @m2pfintech as it’s that time of the year when people look up for their appraisal cycles 😀

3

8

102

Madhusudanan

@onlymadhoo

1 year

for most indians one thing has become easier with the new TCS rule. 1 USD is Rs 100 including TCS. makes life easy to know what's the starbucks or McD cost in INR before placing the order 😅

5

7

100

Madhusudanan

@onlymadhoo

11 months

Every flight we take, there is atleast one person who is probably taking their first flight, beaming with happiness, video calling their family, stuff of dreams. A lot of aspirations will get met in 🇮🇳 over the next 2 decades. Soak in the joy 🤩

3

7

97

Madhusudanan

@onlymadhoo

1 year

Sunny day in SF checking out what @elonmusk and team are upto 😝

3

0

97

Madhusudanan

@onlymadhoo

2 years

Our FY22 in summary - Revenues grew nearly 5x YoY - activated 4 new markets - acquired 3 companies - raised 2 rounds of financing - Team more than doubled @m2pfintech @prabranga @mu2ayya

8

10

96

Madhusudanan

@onlymadhoo

2 years

when we were bootstrapped and profitable we were told we aren’t aggressive enough, it’s a lifestyle business, very small TAM, et all, funny the same folks extolling profitability.

5

3

93

Madhusudanan

@onlymadhoo

3 years

Ideas can get stolen, products can be copied, in a hyper competitive and punishing market like India, execution is the only moat, #Bakisabbakwas #humbhigyaani

3

87

Madhusudanan

@onlymadhoo

2 years

We turned 7. It’s been a wild ride, he’s a fun summary of it :)

M2P Fintech

@m2pfintech

2 years

M2P TURNS 7🎂 We celebrated this #milestone with a unique (and totally fun) video inspired by a lovable celebrity most of us are familiar with. (Hint - He was a #rockstar in the 90's ) A huge shoutout to everyone who #believed in us over the years🙏🙏 #M2PTurns7 #7YearsOfM2P

2

8

44

18

1

91

Madhusudanan

@onlymadhoo

2 months

2nd year in a row we are among the top 30 high growth companies in Asia. Great feeling to stop and smell the roses. So much more to do :)

M2P Fintech

@m2pfintech

2 months

M2P secures a spot on FT's 2024 high-growth list! Honored by @FinancialTimes for our rapid growth in Asia-Pacific from 2019-2022. Big thanks to our amazing team and partners! Read more to find out the companies in the ranking. #M2P #Fintech #Growth

0

3

15

9

7

89

Madhusudanan

@onlymadhoo

10 months

earlier this week, an investor exclaimed as they were looking to invest in a new age Credit Card / UPI on Credit fintech, this👇tweet of mine ruffled their IC and wanted to better understand why i said, what i said. my take : India is an Interesting market for CC, it will by far

7

16

90

Madhusudanan

@onlymadhoo

3 years

When we went out to seek capital < 2 years ago, no one understood our business except for @amrishrau thanks to his tons of experience being an operator. FF to now, half a dozen startups that are building fintech Infra in India, many will succeed for the ecosystem to thrive.

3

1

89

Madhusudanan

@onlymadhoo

2 years

Excited to have Hon’ble FM of TN Thiru @ptrmadurai launch the Chennai Fintech tomorrow. @abhishekarun09 @AbhishantPant @Venkatesan0286 @kannanmurali @mu2ayya @abi_ole @prabranga

1

14

88

Madhusudanan

@onlymadhoo

2 years

377 team members own a part of @m2pfintech our esop grants todate exceeds $25 mil. #lifeatM2P

3

9

88

Madhusudanan

@onlymadhoo

1 year

My hunch is SVB will find a new home in the next 2-3 days. Perfect setting for a Buffet style move, pump in $ 8-10b, lend credibility, stabilise and extract the premium in 3 - 5 yrs.

9

4

88

Madhusudanan

@onlymadhoo

1 year

Lot of foreign travelers take @theniyo for FX. Really concerned about potentially 10’s of 1000s of Indians stuck abroad without access to their money. This clearly goes against the grain of protecting customer interest and do hope it’s resolved soon.

10

17

88

Madhusudanan

@onlymadhoo

2 years

Random rambling on Infra business 🧵 One of the greatest joy of running an fintech infra is the opportunity to work with founders every day to co-create products, launch, test, iterate and refine some of these products and over time help these founders build large businesses 1/n

1

8

84

Madhusudanan

@onlymadhoo

3 years

thank you @entrackr for pointing out what's really important.

Entrackr

@entrackr

3 years

API infrastructure company M2P Fintech, previously known as Yap, has secured $35 Mn led by Tiger Global. 👉 The startup was profitable in FY20

1

11

56

5

2

82

Madhusudanan

@onlymadhoo

1 year

104 flights in '22, 119 days outside 🇮🇳 Busy year with revenge travel of sorts, work took me to 🇺🇸🇦🇪🇸🇦🇴🇲🇪🇬🇻🇳🇵🇭🇬🇧🇯🇴🇸🇬 2023 already promises to be a cracker, China willing🤞

3

1

80

Madhusudanan

@onlymadhoo

2 years

So apt 🤣

litquidity

@litcapital

2 years

VCs giving advice to startup founders in their first bear market

256

1K

7K

5

11

77

Madhusudanan

@onlymadhoo

11 months

very glad to be powering Groww's lending business on our Core lending Stack. If you are building a digital first lending product. do reach out to our crew @samarjeet_reen @bharathbelur @abhishekarun09 @nayanambali

Groww’s fintech quest takes it deeper into lending, payments | The Arc

Smartest takes on tech companies

thearcweb.com

1

15

76

Madhusudanan

@onlymadhoo

2 years

Said another way, we are buying into Bangalore startup scene. 2 in 4 have been from luru, excited with the prospect of what inclusive innovation can do.

M2P Fintech

@m2pfintech

2 years

We're excited to announce that @m2pfintech has acquired @finflux_ , a leading cloud lending platform. Huge shout out to the great team at #Finflux . We look forward to doing some awesome work together! #M2P #Fintech #Acquisition #Lending #Cloud #Finance #Technology #Digitization

0

10

35

11

4

74

Madhusudanan

@onlymadhoo

5 months

breaking my self imposed X embargo as i had to talk about something we announced today!

M2P Fintech acquires Goals101 in a cash-and-equity deal worth Rs 250 crore

The equity-plus-cash deal is worth Rs 250 crore, or $30 million, people aware of the negotiations told ET.

economictimes.indiatimes.com

9

10

75

Madhusudanan

@onlymadhoo

1 year

So resonate. We were bootstrapped and profitable and were told we are a lifestyle business. Another, Managing Partner at a super large hedge fund told me, you are not a revolution. Had to tell him, yes we are in boring banking, but we make money, so not their kind 🤦‍♂️

Kushal Bhagia 🇮🇳

@kushalbhagia

1 year

The tragedy of the startup world is that most founders who raise VC, are smart and work really hard, would have mostly guaranteed $10M+ outcomes running slow boring profitable business over 10-20 years. Instead most end up making Zero while vying for a $100M+outcome in 5-10 yrs

39

35

474

8

1

75

Madhusudanan

@onlymadhoo

1 year

Bessemer estimates by 2030, India will grow: Credit 2X to $5.5Tn Mutual AUM 5X to $2Tn Insurance 5X to $500Bn 1.Lending is not attractive as a venture funded business 2.Payments have low monetization potential

Fintech for all in India

Fintech in India is evolving through data, the cloud, and software. Here's why our investors think that products built on top of India's legacy financial institutions will win.

www.bvp.com

2

6

74

Madhusudanan

@onlymadhoo

2 years

Best time to be building from 🇮🇳 and grateful to be at a striking distance to saying someday very soon 🤓

7

2

73

Madhusudanan

@onlymadhoo

2 years

Glad to be among the Top 100 fastest growing cos in APAC. With criteria being 100% growth in rev for last 3 yrs. Being bootstrapped forced us to focus on what’s important, some of these recognitions are a by product of that relentless focus.

FT ranking: Asia-Pacific High-Growth Companies 2022

An ecommerce company from the Philippines tops the list, while Japan has the most growth champions this year

www.ft.com

3

7

73

Madhusudanan

@onlymadhoo

2 years

Very glad to complete our 3rd M&A. CBS is at the crux of all things that we can build with a Bank. We realised early that legacy core is the weakest link in a bank's journey to turn digital native. We set out to solve for this at global scale with BSG

9

6

73

Madhusudanan

@onlymadhoo

1 year

doing the rounds in WA 😅

6

5

71

Madhusudanan

@onlymadhoo

1 year

this morning got connected to a founder, the one who made intro introduced the founder as buidling M2P of XYZ market. maza aa gaya, the feeling is special.😉

6

0

70

Madhusudanan

@onlymadhoo

1 year

One of the cutest WA messages I receive most days is from my mom with a pic of her Kolam outside the house. Today, her neighbourhood temple has Car festival or ‘ThiruTher’ ☺️ , so it’s dedicated for that

3

70

Madhusudanan

@onlymadhoo

2 years

The founders of #BillDesk who i respect a lot and draw inspiration, although don't know them personally are cut from a different cloth. Won't be surprised if they do a leveraged buy out or IPO in 12 - 18 months. Probably a good thing for India fintech along with #phonepe IPO

3

0

70

Madhusudanan

@onlymadhoo

1 year

5 years out, we will all be grateful to @vijayshekhar for educating public markets on valuing new economy cos. this has not been easy for PayTM, but market makers pay the price all the time. Kudos to VSS, his team and paytm investors who are seeing through this curve up. 👏👏👏

3

4

70

Madhusudanan

@onlymadhoo

3 years

5 bankers in the past few weeks I’ve spoken to have quit the bank to join some Fintech 🤔

8

2

68

Madhusudanan

@onlymadhoo

1 year

looked back at the 5 yr financial plan we had made in 2018 We achieved in 3 yrs what we set out to do in 5. goes on to validate 'Amara's law: “We overestimate the impact of technology in the short-term and underestimate the effect in the long run" with all things happening

2

1

66

Madhusudanan

@onlymadhoo

3 years

13+ hrs in zoom + teams calls today but 2 fintech on our platform to YC and another 1 got funded, Super pumped with how we are enabling founders. We are not perfect but earnestly trying to get there. Hiring across the org, come join to build global fintech infra out of India

1

65

Madhusudanan

@onlymadhoo

4 months

Interesting trivia i learned: Autorickshaws in Jakarta are called Bajaj as they were first introduced by the Indian Automaker "Bajaj" but the brand quickly represented the rickety medium of transport. Although Bajaj pulled out of the market many years ago but TVS stayed invested

3

5

64

Madhusudanan

@onlymadhoo

1 month

won't be surprised if @narendramodi recommends Chennai for the giga factory when he meets @elonmusk given the hustle to win TN under @annamalai_k its a logical choice, as the Detroit of India, having lost some charm to Pune / Gujrat in the last couple of decades.

10

4

65

Madhusudanan

@onlymadhoo

1 year

Good bye FY23! a tumultuous year come to an end. Suffice to say, we survived :) - Team grew little under 2x - Rev growth of > 2x - Activated 6 new markets - Lost a fair bit of money as we focused on growth, our 3rd yr and hopefully last year in losses 🤞 FY24 is a year to

Madhusudanan

@onlymadhoo

3 years

Good bye FY21! Indeed a year like no other team - 3x Rev - double digit $MM Financing - 2 rounds announced 100+ crs New Markets - 2 we marginally lost money (1st yr in red😉) Super pumped for FY22. Join us to build the future of global Fin infra from India @poweredbyyap

4

3

15

4

1

64

Madhusudanan

@onlymadhoo

2 years

9 yrs to this day, barely realised the profound impact e-kyc would create. at the E-kyc launch event in Delhi ⁦ @Viral_B_Shah ⁩ ⁦ @rajeshbansal ⁩ ⁦ @PalsAshok ⁩ ⁦ @UttamNayakK ⁩ ⁦ @NandanNilekani ⁩

4

3

62

Madhusudanan

@onlymadhoo

11 months

Zomato & Paytm both new economy companies at ~ $1 bil in rev run rate and growing 30% YoY, market pricing them at 8x rev. will be interesting to keep track once they hit sustained profitability. Will become a template for others looking to list in 🇮🇳 IMHO we need INR 3 - 5k EV

3

4

63

Madhusudanan

@onlymadhoo

3 years

Chennai is by far the best city to hire, groom and grow team. Our attrition rates at <2% is a testament to that. Also companies like freshworks, chargebee have made working in Startups cool.

Shubham Gupta

@shubg

3 years

Do remember @FreshworksInc didn't layoff employees & even their vendor's employees during covid. Testament to the firm @mrgirish built. Doing business with high integrity & values is incredible. This along with the fact that building from Chennai was against all odds. Congrats!

1

9

233

2

59

Madhusudanan

@onlymadhoo

9 months

Lucky are those who haven’t got laid off, and continue to draw 2021/22 salaries, it’s only a matter of time before law of averages catch up.

2

7

60

Madhusudanan

@onlymadhoo

2 years

We r 7+ yrs since we started, 5 of those were bootstrapped, however the # of people who seem to think we are successful nd attribute to fund raising is mind numbing. With the imminent winter, it makes you wonder if the broader ecosytm is contitoned to a false pretense 1/n

5

7

59

Madhusudanan

@onlymadhoo

10 months

CC business is getting re-written in 🇮🇳 thanks to UPI, the 600 bps on flows fat margin business will inch closer to 250-300 bps ROA in the next decade, could be great for consumers, very hard for mono-line CC businesses and banks that have thrived on extracting toll. The lines

3

4

60

Madhusudanan

@onlymadhoo

1 year

As the sun sets on Citi India Consumer business today, much like for the '000s of folks, it shaped my early career and made me who I'm today Feeling proud to have been part of a franchise that redefined consumer bank in 🇮🇳 nd way ahead of its peers in digital. #citineversleeps

3

2

58

Madhusudanan

@onlymadhoo

8 months

Glad to make it to the CB 100 list. Reminder to self: கடமையைச் செய், பலனை எதிர்பார்க்காதே

CB Insights

@CBinsights

8 months

Boom: Meet the 2023 Fintech 100. This years' winners are shaping the future of A2A payments, spend management automation, embedded finance, and more. #fintech100 #fintech

0

7

25

7

4

57

Madhusudanan

@onlymadhoo

10 months

2021 - every week a🦄 2023 - every week a new profitable company. the sense of urgency to be profitable is fantastic, most founder conversations too have moved on from when you raising next to when you are CM1 profitable😅 Its a great sign for ecosystem, we are leaving behind

0

2

56

Madhusudanan

@onlymadhoo

4 months

TLDR : #Sanskrit College in Chennai got severely affected by the recent rains and seeking donors to help restore 1000's of priceless Books and palm leaf manuscripts that have been the back bone of research. Although affiliated to University of Madras, they don't get any Govt

2

22

49

Madhusudanan

@onlymadhoo

2 years

On my maiden trip to Jordan 🇯🇴fascinating country and banking infra, implementation of Cliq, the UPI of Jordan (lot of pride when I mention it) is underway and it’s a beautiful country with a lot of history and a very young population #Deadsea

3

1

56

Madhusudanan

@onlymadhoo

2 years

Practice what you tweet :)

Nikhil Jois

@nikhiljoisr

2 years

South India represent! Homie @onlymadhoo looking dapper while kicking ass at moderating a panel at #GFF2022

0

4

43

5

1

55

Madhusudanan

@onlymadhoo

1 year

9 years and the excitement continues. Excited about the excitement like it was in 2014 😎

Madhusudanan

@onlymadhoo

6 years

4 years and the excitement continues. Excited about the excitement like it was in #Day1 😎

1

0

4

1

0

54

Madhusudanan

@onlymadhoo

2 years

In the 5 financing over the last 2 yrs, only 1 investor been buying in every round and that is the team at @m2pfintech , no greater joy than to have the team build conviction / buy into stock with all the risks attached. Privileged nd makes you inspired to give your best everyday

0

2

54

Madhusudanan

@onlymadhoo

1 year

The wave of virus that’s inflicting severe coughing, fever and cold for weeks is worse than the Chinese one. It’s unrelenting 🤦‍♂️ No one is asking to Maskup, most people lack basic etiquette to cover while coughing or cover with palm and not wash hand 🤦‍♂️

3

5

52

Madhusudanan

@onlymadhoo

2 years

At the beginning of the pandemic we were working with about 10 banks and by end of this FY we will cross 100 banks across 20 markets in Asia. Much rather be a 🪳 than a 🦄

Harsh Jain

@harshjain85

2 years

Chase revenue, not valuation Hire comrades, not pawns Be tenacious, not just opportunistic Build painkillers, not vitamins Focus on culture, not just skill Lead by example, not by force Value execution, not ideas Fundraise to scale, not to survive Be a cockroach, not a unicorn

264

190

1K

1

0

53

Madhusudanan

@onlymadhoo

1 year

Spent a week in Bhutan, stayed @PostcardHotel , beautiful country nd a cozy property perched atop away from the bustles of town. @KapilChopra72 you have a great team led by TJ and a very kind chef nd crew Best wishes. us hogging the Bhutanese platter @MKeshav_997 @ohkeshava

1

3

53

Madhusudanan

@onlymadhoo

3 months

4 years since investor💕 and my first appearance on live TV😅 lot has changed in the past 4, been a whirlwind, team grew 20x , revenues ~ 65-70x, but the excitement continues and so much more to do. I joke to my team about about how we were bootstrapped and profitable while

CNBC-TV18

@CNBCTV18News

4 years

YAP has announced its first financing round. A clutch of super angels led by Amrish Rau contributed to the ₹10 cr round. @Shruti29Mishra speaks to Madhusudanan R, Co-Founder of @poweredbyyap to know more. #Startupstreet #WhatsBrewing

1

12

36

6

53

Madhusudanan

@onlymadhoo

1 year

layoffs are not easy, not at all easy on founders, affected teams although at the wrong end of the bargain, mostly for no fault of theirs, moves on, probably finds some other gig, founders live on with the fatigue and mental toll for months. wish media is sensitive in reporting,

9

4

53

Madhusudanan

@onlymadhoo

8 months

Veshti and Modi Jacket is my new dress code.

M.K.Stalin

@mkstalin

8 months

Attended the #G20Dinner at Kaveri Table hosted by Hon'ble President of India @rashtrapatibhvn . @POTUS @narendramodi

794

3K

30K

6

0

53

Madhusudanan

@onlymadhoo

3 years

We never had non-compete from day 1 and don't insist on 30 day notice, if someone decides to move on, wish them luck and get back to building.

Kunal Shah

@kunalb11

3 years

Taking care of each other starts with what goes in a contract. We at CRED have dropped non-competes from all employment contracts since July. Trust is earned not forced.

79

205

5K

2

4

52

Madhusudanan

@onlymadhoo

2 years

So glad to see how he is dressed. #wearyourculture Somewhere we lost, will get it back

Moneycontrol

@moneycontrolcom

2 years

Meet Kili Paul, the famous Tanzanian social media influencer, dancer, and content creator who is in town for the #MetaCreatorsDay in Mumbai today! Listen in to how his day went! 👂 @kilipaul_ @Unibrowverse @debanganaghosh4

0

7

28

2

5

51

Madhusudanan

@onlymadhoo

23 days

Nuanced take @amoldethe Indian banks also don't spend enough on tech, Nearly a third of the global average of 350 - 400 bps on topline. beyond the large tech companies that have the ability to extract, there is a large platoon of tech providers who get paid peanuts and as they

12

4

51

Madhusudanan

@onlymadhoo

11 months

It’s been a decade since I started doodling on an idea that’s shaping into a category creating business, we ( @mu2ayya @prabranga kannan sriram) celebrated by going back to where it all started, the humble tea shop next door to our office.

2

4

52

Madhusudanan

@onlymadhoo

3 years

Last quarter we had 83 new #fintech that connected with us to find ways to embed a financial product. The sheer velocity of early stage #Indafintech is mind-blowing.

4

8

50

Madhusudanan

@onlymadhoo

1 year

Several US fintech have India country scale volumes. A shopify or Marqeta doing ~$200 bil PV at 10 bps net take rate. PhonePe probably is in the league albeit the revenues

1

4

51

Madhusudanan

@onlymadhoo

1 year

the credit bureaus needs a complete overhaul, its ridiculous that it takes 4 months for data to reflect, the entire business is caught in the legacy of past century. come to think of it, all imported western systems have inherent inefficiencies that we need to unshackle to

8

3

48

Madhusudanan

@onlymadhoo

3 months

terrific meeting with the Honb'le Finance Minister in Delhi yesterday with 2 dozen fintech founders. refreshing to see the Minister setting the agenda, keeping the conversation frank, specific and action oriented, with pretty much the entire policy making stakeholders in

PIB India

@PIB_India

3 months

Union Finance Minister @nsitharaman interacted with start-up and fintech ecosystem stakeholders Union Finance Minister asked regulators to hold monthly meeting with startups and fintech firms to address their issues and concerns Department of Financial Services (DFS) to ensure

4

12

73

5

48