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Daniel Schreiber Profile
Daniel Schreiber

@daschreiber

15,490
Followers
60
Following
161
Media
1,224
Statuses

CEO & Co-founder of Lemonade

Joined January 2009
Don't wanna be here? Send us removal request.
@daschreiber
Daniel Schreiber
3 years
So revved-up, we just launched Lemonade Car insurance! When @Lemonade_Inc IPO’d we only had Homeowners insurance, and in the 16 months since we’ve added Pet insurance, Life insurance and now Car insurance! What a ride.
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@daschreiber
Daniel Schreiber
3 years
So @Lemonade_Inc ranked #1 insurer in the USA for BOTH Homeowners and Renters categories! 🙏🏻🥂🤯 Thanks @clearsurance !
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@daschreiber
Daniel Schreiber
2 years
Today at 13:39 East African Time, in Makeuni County, Kenya, Eunice Jesang paid $0.83 to insure her maize against crop failure. This was enabled by Lemonade Crypto Climate Coalition. #Insurance + #crypto at its most impactful.
@daschreiber
Daniel Schreiber
2 years
The Lemonade Foundation turns to #blockchain to protect subsistence farmers from #ClimateCrisis ! What an exciting way to bring together our 3 passions: #insurance , #tech and Social #Impact !
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@daschreiber
Daniel Schreiber
3 years
What a day! Seems @Lemonade_Inc just got ranked #1 by consumers in Holland too! 🙏🏻🥂🤯 Thanks @Independer !
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@daschreiber
Daniel Schreiber
6 months
1/ So pleased with @lemonade_inc 's Q3 results - top line, bottom line, and intervening lines! Some choice highlights: - Revenue up 55% - Gross Profit up 170% - Loss Ratio improved 11% - Operating Expense down 11% - Net Loss contracted 33% - EBITDA loss improved 39%
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@daschreiber
Daniel Schreiber
3 years
We're ending 2020 with over ONE MILLION customers! @Lemonade_Inc hit this milestone 15-45 YEARS QUICKER than industry leaders like @StateFarm @Allstate @GEICO and @USAA ! To our 1,000,000 amazing customers - Thanks A Million and a Happy New Year!
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@daschreiber
Daniel Schreiber
3 years
Nice one! @Lemonade_Inc tops the list of "Best Homeowners Insurance Companies of 2021"
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@daschreiber
Daniel Schreiber
3 years
It was 5 years ago today that we sold the first @Lemonade_Inc policy, and 5 years is the federal statute of limitations, so… now is a good time to spill the beans, settle scores, and fess up with impunity! Here goes:
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@daschreiber
Daniel Schreiber
3 years
We don’t talk about it much, but the Lemonade Foundation is a #nonprofit we established prior to IPO and endowed with shares worth about $75m. The idea was that good causes will share not only in @lemonade_inc ’s #Giveback , but also in the IPO and any stock appreciation of $LMND.
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@daschreiber
Daniel Schreiber
11 days
How’s @lemonade_inc progressing? A two-year 3-2-1 snapshot says it all: 3️⃣ Gross Profit up 3X 2️⃣ In Force Premium up 2X 1️⃣ Operating Expense ~unchanged, 1X The numbers tell a powerful story about #AI , #scaling , and🤞🏻where Lemonade is heading in the years and decades to come!
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@daschreiber
Daniel Schreiber
3 years
So nice to see @Forbes ranking @Lemonade_Inc #1 Renters Insurance in the USA, with ⭐⭐⭐⭐⭐ ! "Lemonade outpaces its competitors for renters insurance." 🏆
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@daschreiber
Daniel Schreiber
3 years
@justabovethefog @MrAngelo234 @TheProfessor420 @heydave7 @Couch_Investor @shai_wininger @Lemonade_Inc @SayTechnologies Thanks for the question and concern. I totally get it. Please know that for both Shai and I, the overwhelming majority of our net worth is invested in Lemonade, and we don’t expect that to change anytime soon! We’re long LMND! (1/3)
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@daschreiber
Daniel Schreiber
2 years
"It's Coming Home! Insurance is Coming Home!" @Lemonade_Inc launches in the 🇬🇧!
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@daschreiber
Daniel Schreiber
2 years
Thrilled to announce that today is the day that the Metromile team officially joins @Lemonade_inc and becomes, $LMND! We'll finally get to combine our capabilities, and work together to build the most loved, precise and fair Car insurance on the planet!
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@daschreiber
Daniel Schreiber
3 years
. @heydave7 thank you for being so deep and thoughtful about @Lemonade_Inc ! What a pleasure!
@heydave7
Dave Lee
3 years
This is a great conversation! Many thanks goes out to @daschreiber for being open to engage in deep conversation. Lemonade CEO: How We’re Reinventing Insurance (Ep. 186) $LMND @Lemonade_Inc
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@daschreiber
Daniel Schreiber
3 years
Lemonade is acquiring @Metromile ! Why? Injecting all Metromile's data and machine learned algorithms into Lemonade Car could make the most seamless and customer-centric car insurance product also the most affordable, differentiated, precise, and fair. See
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@daschreiber
Daniel Schreiber
3 years
2020 reminds us all that it’s far more important that you have insurance than what insurance you have… This was our New Years Day message in the New York Times - wishing everyone an uneventful and healthy 2021!
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@daschreiber
Daniel Schreiber
2 years
What a cool list! Excited to see @Lemonade_Inc included in @CNBC 's recently-announced Next Generation’s 50 stock index. Take a look:
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@daschreiber
Daniel Schreiber
11 months
1/ Big News: We've invented ‘Synthetic Agents’ to enable rapid growth without burning cash! I’ll explain: Lemonade's got strong unit economics (LTV/CAC>3) but long CAC payback (24m). So fast growth both maximizes long term profit 🥳 and depletes cash 😢. How to max growth & cash?
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@daschreiber
Daniel Schreiber
4 years
Yesterday @Lemonade_Inc celebrated its #IPO on @NYSE . Wow. A once in a lifetime experience. Truly. Thanks my family, friends, colleagues and partners who made it such an incredible milestone!! 🙏🏻
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@daschreiber
Daniel Schreiber
3 years
I’m asking every employee @Lemonade_Inc to get vaccinated, and urging every CEO to do the same. Why? vaccine hesitancy is the final challenge with #Covid19 , and shortening the pandemic by 3 months will save a million lives. Read, share & #MoveTheNeedle !
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@daschreiber
Daniel Schreiber
3 years
. @heydave7 I really appreciate how thoughtful you are about @Lemonade_Inc and how engaged the community is in preparing for our conversation. Really looking forward!
@heydave7
Dave Lee
3 years
Here's a preview of my thought process and the type of questions I'm planning on asking Lemonade CEO. How to Disrupt the Insurance Industry Worth Trillions (Ep. 186)
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@daschreiber
Daniel Schreiber
3 years
So thrilled to welcome @IrinaNovoselsky , CEO @CareerBuilder and Silvija Martincevic, CCO @Affirm , to the Board of @Lemonade_Inc ! 💪🏻
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@daschreiber
Daniel Schreiber
2 months
9 years ago, I shared the incipient concept of @Lemonade_Inc in NY with the father of Behavioral Economics, the Nobel laureate Daniel Kahneman. His work had shaped our thinking profoundly, and many aspects of Lemonade - like our Giveback program - were inspired by his teachings.
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@daschreiber
Daniel Schreiber
5 years
So  @deutschetelekom  went to court to stop  @Lemonade_Inc  using pink! For years DT flexed its muscles to take a wide range of pinks away from a wide range businesses around the world! So we just filed to invalidate DT's Magenta trademark! #FreeThePink See:
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@daschreiber
Daniel Schreiber
2 years
Thrilled to share that Sean Burgess, Chief Claims Officer at @USAA , is joining @Lemonade_Inc . Read his post about why he ignored my warnings, and jumped ship after 27 years at USAA:
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@daschreiber
Daniel Schreiber
3 years
Excited!
@shai_wininger
Shai Wininger
3 years
We just started rolling out Lemonade Life, a Term Life insurance that’s fully digital, requires no doctors or needles, and is actually fun to get! In the next few weeks, we will learn and iterate, and then open it up for everyone.
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@daschreiber
Daniel Schreiber
3 years
Best day of the year! Giveback Day! Check out the stats and the fabulous design the team @Lemonade_Inc pulled together:
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@daschreiber
Daniel Schreiber
4 years
Got an exciting job suggestion from @Glassdoor today! Think I might give it a try... I've heard great things about @Lemonade_Inc
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@daschreiber
Daniel Schreiber
3 years
. @Glassdoor I love you guys, but you've offered me 3 unrelated jobs @Lemonade_Inc in the past 10 days! And I already work there... Not sure how qualified I am for the job I have, but I'm totally unqualified for the claims, actuarial and growth roles you suggest!
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@daschreiber
Daniel Schreiber
3 years
What a thrill!
@Lemonade_Inc
Lemonade
3 years
Excited to announce that Lemonade is one of @Inc ’s 2021 Best-Led Companies! 🎉 Huge thanks to Inc, and congrats to our whole team!
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@daschreiber
Daniel Schreiber
1 year
Missed the @Lemonade_Inc Investor Day yesterday? We missed you too! But it’s not too late, grab your 🍿 - the full show’s here:
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@daschreiber
Daniel Schreiber
3 years
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@daschreiber
Daniel Schreiber
3 years
No one should mistake our pink logo and charitable bent for @Lemonade_Inc being a soft target. We have zero tolerance for fraud, and bad actors who would poison our high-trust community, are identified by AI, and dealt with by the cops...
@shai_wininger
Shai Wininger
3 years
. @Lemonade_Inc 's #ai #antifraud systems in action! This claim was detected as fraudulent, got declined, and reported to the authorities.
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@daschreiber
Daniel Schreiber
3 years
@justabovethefog @MrAngelo234 @TheProfessor420 @heydave7 @Couch_Investor @shai_wininger @Lemonade_Inc @SayTechnologies Important to know that insider sales are generally triggered algorithmically, automatically, by 10B5-1 plans that have been in place for some time. When LMND appreciated fast, that resulted in what looked like concentrated selling - but that’s more noise than signal. (2/3)
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@daschreiber
Daniel Schreiber
3 years
@justabovethefog @MrAngelo234 @TheProfessor420 @heydave7 @Couch_Investor @shai_wininger @Lemonade_Inc @SayTechnologies Also, FWIW, an overwhelming majority of the board members’ reported ‘selling’ is actually their funds (they are VCs) distributing their shares to their investors. Not a sale at all. Again, noise, not signal. (3/3)
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@daschreiber
Daniel Schreiber
4 years
Today is GIVEBACK DAY! 🙏🏻 The @Lemonade_Inc community gave over $1 MILLION to 34 Charities! 50,000 #Covid ICU patients treated, 36,963 trees planted, 355,500 students helped... check it out at
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@daschreiber
Daniel Schreiber
4 years
There are 2,538 Property & Casualty insurance companies in the USA. @JDPower ranked @Lemonade_Inc #1 for renters #insurance 🎉🥂🥳. Now that's a nice 4th anniversary present! 🙏🏻
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@daschreiber
Daniel Schreiber
3 years
Of course, quantity has to be driven by quality, not at the expense of quality, which is why hitting this milestone while being #1 on consumer review sites, #1 by @JDPower , #1 on @Apple app store ⭐️⭐️⭐️⭐️⭐️... just a great way to end a crazy 2020. 🙏
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@daschreiber
Daniel Schreiber
7 months
I am with Israel and am in Israel. The depravity of the attack on Saturday left us all bereaved and bereft, and it put Hamas irredeemably in the category of the most deplorable forces, alongside ISIS, who must be eradicated by people of good will. The abductions and summary…
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@daschreiber
Daniel Schreiber
1 year
"GEICO's technology needs a lot more work than I thought it did. It has more than 600 legacy systems that DON'T REALLY TALK TO EACH OTHER. That's a MONUMENTAL CHALLENGE" (Ajit Jain, Berkshire Hathaway's Annual Meeting, May 6/23)
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@daschreiber
Daniel Schreiber
4 years
A big day fur @Lemonade_Inc ! Just launched pawsibly the best Pet Insurance ever! Lap it up at 🐶🐱
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@daschreiber
Daniel Schreiber
3 years
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@daschreiber
Daniel Schreiber
3 years
Who knew that the staff @MadMoneyOnCNBC use @Lemonade_Inc ! Always energised by @jimcramer 's support for $LMND!
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@daschreiber
Daniel Schreiber
3 years
Want to understand our strategy @Lemonade_Inc ? Here it is (the numbers are 6 months old, the strategy is timeless $LMND)
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@daschreiber
Daniel Schreiber
4 years
4 years ago today @Lemonade_Inc launched! In this photo is our global team on launch day, at our WeWork space in NY. What a ride - and here's to many more exhilarating years!
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@daschreiber
Daniel Schreiber
3 years
The day we launched @Lemonade_Inc our team was overwhelmed, so all joined in answering customers. Shai, the guardian of the brand, quickly (and nicely) kicked me out! Apparently my style is too 1980s for the brand! 🤷🏼‍♂️ More behind the scenes secrets here:
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@daschreiber
Daniel Schreiber
4 years
Want to really understand the @Lemonade_Inc strategy? Here it is!
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@daschreiber
Daniel Schreiber
6 years
OMG! @StateFarm has a TV commercial mocking bots for claims! Is the largest insurer in the nation feeling defensive about @Lemonade_Inc ? LOVE IT!
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@daschreiber
Daniel Schreiber
5 years
So, @Harvard is now teaching @Lemonade_Inc as a case study in the @HarvardHBS . Love it!
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@daschreiber
Daniel Schreiber
2 years
First discussed @Lemonade_Inc coming to 🇬🇧 over 6 years ago! But hey, this is supposed to be a happy occasion. Let’s not bicker and argue over who killed who…
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@daschreiber
Daniel Schreiber
3 years
. @Lemonade_Inc Wins #FreeThePink Case Against @deutschetelekom in France! Deutsche Telekom owned the French trademark on the color pink, or magenta, in the field of financial services (known as ‘class 36’) since it registered this color-mark 25 years ago. No longer!
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@daschreiber
Daniel Schreiber
10 months
We announced 𝐒𝐲𝐧𝐭𝐡𝐞𝐭𝐢𝐜 𝐀𝐠𝐞𝐧𝐭𝐬 last week, and it's a game changer for Lemonade (see why: ). It's tempting to think it's 'just debt', but that misses a lot. It has things in common with debt, sure, but four differences makes all the difference.
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@daschreiber
Daniel Schreiber
2 years
Always fun talking to @themotleyfool and to @TMFMathGuy who is so thoughtful about @Lemonade_Inc .
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@daschreiber
Daniel Schreiber
3 years
Happy to share that the Lemonade Foundation participated in @lemonade_inc 's follow-on offering last week, taking in $16.5m in cash - all of which will go to worthy causes. 80% of the Foundation's assets are still in $LMND stock, so hopefully, there'll be more to give as we grow!
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@daschreiber
Daniel Schreiber
2 years
The Lemonade Foundation turns to #blockchain to protect subsistence farmers from #ClimateCrisis ! What an exciting way to bring together our 3 passions: #insurance , #tech and Social #Impact !
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@daschreiber
Daniel Schreiber
3 years
A blast indeed @realMeetKevin ! 🙏🏻
@realMeetKevin
Meet Kevin😇
3 years
Incredible interview with @daschreiber - CEO and Cofounder of Lemonade! Was a blast - thank you so much for your time! $LMND to the Moon! Fun chat on legacy companies & $GME as well.
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@daschreiber
Daniel Schreiber
3 years
In our Founders' Letter we spell out our philosophy for @Lemonade_Inc "in the hope that investors who share our thinking will be drawn to $LMND, while those who do not will seek their fortunes elsewhere." Have a read at
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@daschreiber
Daniel Schreiber
6 months
@PaperBagInvest I plan on watching it
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@daschreiber
Daniel Schreiber
4 years
So, @Lemonade_Inc has a secret power. I’ve never seen anything like it in my 25 years in tech. It’s the gift that keeps on giving, and I tell all here: #cofounder @shai_wininger
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@daschreiber
Daniel Schreiber
1 month
@PaperBagInvest should be good!🍿
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@daschreiber
Daniel Schreiber
2 years
This!
@shai_wininger
Shai Wininger
2 years
Major @Lemonade_inc partnership agreement signed with @Chewy !
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@daschreiber
Daniel Schreiber
3 years
Protect a Lot For Not a Lot Fun new @Lemonade_Inc ad!
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@daschreiber
Daniel Schreiber
2 years
6 years ago I left a meeting with Scott Fischer, NY's top insurance regulator, where he told me he'd license @Lemonade_Inc ! I was ecstatic! Today he joins as Lemonade as Head of Government Relations - and I'm ecstatic once more! Here's why he joined:
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@daschreiber
Daniel Schreiber
6 years
3 years ago today I met this guy, @shai_wininger , for a coffee. We didn’t know a thing about insurance, but we set out to reinvent it all the same, and so @Lemonade_Inc was born! Thrilled beyond words that we ventured out on this journey together - thanks brother! #GoLemonade !
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@daschreiber
Daniel Schreiber
11 months
Reinsurance: ✅︎ Done. See
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@daschreiber
Daniel Schreiber
2 years
Big things happening at @Lemonade_Inc !
@shai_wininger
Shai Wininger
2 years
Exciting news! Sean Burgess, @USAA 's Chief Claims Officer joins @Lemonade_Inc
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@daschreiber
Daniel Schreiber
3 years
+1
@say
Say
3 years
🍋 @daschreiber and the @Lemonade_Inc management team want to hear from you! Lemonade is using Say Q&A for their upcoming Q4 2020 earnings call on March 2nd. Question submission and upvoting is now open👇
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@daschreiber
Daniel Schreiber
4 years
Hey @jimcramer , really looking forward to talking @Lemonade_Inc on @MadMoneyOnCNBC in a couple of hours! Always a blast.
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@daschreiber
Daniel Schreiber
10 months
Today is Giveback Day - the best day in the @Lemonade_Inc calendar! #Giveback 2023 sees $2,008,847 donated to 58 nonprofits. Checkout the incredible impact of the Lemonade community, and the incredible design of the lemonade team at
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@daschreiber
Daniel Schreiber
6 months
We welcomed two new members to the @Lemonade_Inc Board of Directors this week—Deb Schwartz and Dr. Samer Haj-Yehia. Both are exceptional and I'm really looking forward to working closely with them!
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@daschreiber
Daniel Schreiber
3 years
"The whole thing is monumentally dumb on the part of @deutschetelekom ...If ever there were a trademark bully crying out to get the tables turned on it, it sure is this one. And it's nice to see Lemonade has gotten its first win."
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@daschreiber
Daniel Schreiber
5 years
In an effort to #FreeThePink we bought a bunch of swag from @deutschetelekom ! Team @Lemonade_Inc is now all decked out in pink, emblazoned with the @TMobile mission statement: "Life Is For Sharing". Who can argue with that?
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@daschreiber
Daniel Schreiber
2 years
Excited to launch 'Benevolent Bots' - the podcast from @Lemonade_Inc exploring the quandaries encountered at the intersection of AI and insurance. The amazing @tulseedoshi - our AI Ethicist - and I in conversation with smart guests. LMK what you think!
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@daschreiber
Daniel Schreiber
3 years
Using blockchain, crypto, and dApps gives me a strong sense of déjà vu! It throws me back to the early 90's, exploring the young 'world wide web' using NCSA Mosaic on my 4,800 baud dial-up modem.
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@daschreiber
Daniel Schreiber
6 years
. @Forbes designates @Lemonade_Inc the next "Billion-Dollar-Startup".
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@daschreiber
Daniel Schreiber
3 years
When @realdonaldtrump sends people to storm the Capitol, "they’re not sending their best. They’re sending people that have lots of problems, They’re bringing crime. They’re rapists. And some, I assume, are good people."
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@daschreiber
Daniel Schreiber
3 years
My grandparents were orphaned and made refugees by the nazis. NEVER thought I'd see this scum walking the halls of the US Capitol. Theirs was more than an assault on #democracy . More than an assault on #reason . It was an assault on our collective humanity.
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@daschreiber
Daniel Schreiber
4 years
Furgive the puns, but the team @Lemonade_Inc has done the impawsible! I'm refuring to today's launch of Pet Insurance. Furtunate to be a pet parent? Take this Oppawtunity to check it out the offur at
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@daschreiber
Daniel Schreiber
5 years
"shut up and take my money" - love this review of @Lemonade_Inc !
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@daschreiber
Daniel Schreiber
3 years
. @mkobach thanks for sharing your @Lemonade_Inc experience and for valuing the ❤️ our team puts in!
@mkobach
Matthew Kobach 🍕
3 years
Had to file my first insurance claim with @Lemonade_Inc . I cannot overstate how flawless this experience was. From submitting the claim, to working with my specialist, to reimbursement, everything was frictionless. I’m not paid to say this, Lemonade was just that good.
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@daschreiber
Daniel Schreiber
5 years
"Life is For Sharing" says @deutschetelekom 's tag line. "Primary Colors are for Monopolizing" says their actions. Actions speak louder than words @deutschetelekom @tmobile ! #freethepink
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@daschreiber
Daniel Schreiber
1 year
Always love talking about @Lemonade_Inc with @LizClaman on @FoxBusiness
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@daschreiber
Daniel Schreiber
3 years
Today's deal leapfrogs us over the riskiest part of our car ambitions: growing Lemonade Car before our data models season. It collapses time, flattens risk, and increases our efficiency, unlocking tremendous value for our shareholders and customers. See:
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@daschreiber
Daniel Schreiber
1 year
All set…
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@daschreiber
Daniel Schreiber
1 year
Join us wherever you are for the @Lemonade_inc first ever Investor Day, starting shortly at 9:30 Eastern:
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@daschreiber
Daniel Schreiber
6 years
. @Lemonade_Inc is PAYING to BOOST @StateFarm 's attack ad on Lemonade! @Forbes declares State Farm's attack "Backfired".
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@daschreiber
Daniel Schreiber
1 year
On my way to @LizClaman on @FoxBusiness to talk @Lemonade_Inc and AI, and everything in between, live in studio. Tune in 3-4 PM Eastern. Drop me your thoughts post-interview 👇
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@daschreiber
Daniel Schreiber
3 years
Just published Part II of my thoughts for #ResponsibleAI in #Insurance , arguing for a new tax and rebate system to make insurance equitable!
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@daschreiber
Daniel Schreiber
4 years
Thanks @jimcramer for sharing your enthusiasm for @Lemonade_Inc on @MadMoneyOnCNBC ! Loved chatting #insurance and #technology with you!
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@daschreiber
Daniel Schreiber
1 year
@PaperBagInvest Both Adj. EBITDA and growth are highly sensitive to loss ratio, which, in inflationary times, is highly sensitive to regulatory approval cycles. As we can’t predict either inflation or regulatory approvals, 2023 is a tricky year to guide to.
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@daschreiber
Daniel Schreiber
6 years
AI will transform insurance more than any other industry. Here's why:
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@daschreiber
Daniel Schreiber
3 years
❤️🙏🏻
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@daschreiber
Daniel Schreiber
3 years
Now we connect 10,000 faster and the rest is history. But having ETH today reminds me of what it felt like having email back then: cool but not yet all that useful. Few people I wanted to exchange emails with had email yet. Then, as now, the operative word seems to be 'yet'.
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@daschreiber
Daniel Schreiber
3 years
#MLK ’s Dream is my true north for the world we want to create, and last week, at @OregonDCBS , I presented how AI can be harnessed to make the Dream a reality in #insurance . (20 minutes)
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Daniel Schreiber
2 years
Thanks @YahooFinance and, as ever, great talking about @Lemonade_Inc with you @BrianSozzi and @thebradsmit !
@YahooFinance
Yahoo Finance
2 years
“About 45% of our claims are now handled without any human contact at all through automation,” @Lemonade_Inc CEO @daschreiber says. “It’s really the technology paying dividends on years of intensive investment we made in building out this unique vertically integrated solution.”
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Daniel Schreiber
2 months
Professor Kahneman was gracious and clear, refining our assumptions, and supporting our conviction that behavioral economics can transform insurance. He passed away today. Along with the rest of the world, we at @lemonade_inc mourn his passing and pay homage to his contribution💔
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@daschreiber
Daniel Schreiber
4 years
Nothing beats talking @Lemonade_Inc with @karaswisher on @Recode !
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Daniel Schreiber
1 year
"At GEICO We still haven't started to realize the true benefit of telematics and the real bottleneck, or culprit, is technology." I feel you.
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