Charley Ma @CharleyMa Twitter profile | Pikagi

Pikagi

Charley Ma

@CharleyMa

15,972

Followers

1,643

Following

652

Media

8,439

Statuses

co-founder, managing partner @exponentcap Former first biz / head of growth @usealloy , @tryramp , @Plaid .

https://t.co/rkTKNb9QWC

Joined January 2009

Don't wanna be here? Send us removal request.

Pinned Tweet

@CharleyMa

Charley Ma

4 months

Excited to finally share what @MahdiRazaMR and I have been building for the past few years! We’re thrilled to debut @exponentcap and announce that we’ve closed $75M for fund 2. TLDR - we write lead / co-lead checks from pre-seed to early A, NYC based, thematic generalists

@TechCrunch

TechCrunch

4 months

Exponent Founders Capital, led by Plaid and Robinhood alums, raises $75M to invest in early-stage startups

5

9

82

98

33

612

Last Seen Profiles

@Chron_MattYoung

@thais

@Gibbons3Gordon

@NFT_Nums

@Nabzz4PM

@hamsterCrumbs

@wakame_furanai

@bokuranoijyu

@GeoffGrammer

@PronoRoazhon

@mAbidou

@enatheory

@mzs70401

@kawabata_kanako

@luvstrizzy

@sojuphan

@Yazabel_x

@RonStoop1

@pocomi_chi

@Johill_13

@hazalhms

@StBlanesGCC

@JoeyLoganoFDN

@AlessandraTV_

@lapetite_momo

@SarrowReacts

@coachlorenzano

@ncbtrades

@SkibidiOfficial

@nucleoxiao

@ShowLumet

@Alkraas_art

@morinatsu_LGBT

@iori_0217_

@daiki_junkrop

@RichardImmoos

@CharleyMa

Charley Ma

1 year

Still convinced OKRs are the ultimate google psyops to slow down startups…

97

203

3K

@CharleyMa

Charley Ma

3 years

Me: “Can I tweet something like, just closed the most competitive termsheet of my life?” Ana: “That’s dumb” Me: “Cool I tweeted it.”

Tweet media one

100

6

1K

@CharleyMa

Charley Ma

3 years

The vast majority of convos I have with “pedigreed” business peeps that ask me how they can break into an early stage startup as a non- technical hire usually distills down to My A: do sales. Aka go be an sdr, and then an AE, carry quota. Response: oh something more strategic

75

79

1K

@CharleyMa

Charley Ma

2 years

Can someone ask how much secondary Domm took off the table vs how much his employees made off their equity in the end? If you’re going to give him a platform to try and justify how he burned through that much capital, might as well ask how much he got too.

@HarryStebbings

Harry Stebbings

@HarryStebbings

2 years

20VC Exclusive Tomorrow with @domm What happened @fast Was burn really $10M per month? What is it like having Stripe invested? Mob or no mob? 😉 Could/should the board have done more? This and so much more… Stay tuned… 🚀

36

24

266

27

20

826

@CharleyMa

Charley Ma

4 years

When I flew out to sf over 5 years ago for my final interview at Plaid, almost all the “experts” I talked to told me not to join. “The market is too small, the founders don’t have the right experience, the team is all randos, the company is way too small, etc etc”

@Plaid

Plaid

4 years

We’re incredibly excited to share that Plaid is joining @Visa ! Together, we’re looking forward to expanding our products for developers and connecting consumers with the fintech services that are making money easier for everyone. More details here.

33

247

1K

25

35

821

@CharleyMa

Charley Ma

2 years

Can we all agree to not combine equity fundraise $'s and debt $'s as total fundraising headlines? Ex raising $5M in equity and $100M of debt does not make it a $105M round...

47

35

740

@CharleyMa

Charley Ma

4 years

NYC Chinatown supermarkets have everything you need (including cleaning wipes+water), masks everywhere, and they’re practically empty right now 🙁so defacto social distancing. Meanwhile Whole Foods has crazy lines filled with random people soooo...racism is dumb.

Tweet media one

27

39

451

@CharleyMa

Charley Ma

4 years

Honestly the attacks on wealth via equity and billionaires feels weird...like this isn’t reason why my family moved from China? 🧐

16

22

434

@CharleyMa

Charley Ma

4 years

In other professional news - Friday the 17th was my last day at Plaid! Here are some of my thoughts... (1/95) Just kidding - more to come soon but once again hiring for early sales/business people, engineers, and more for an early stage fintech company in NYC!

31

8

429

@CharleyMa

Charley Ma

2 years

👀👀 @AngelList rolled out paying via USDC over Eth network

Tweet media one

13

42

427

@CharleyMa

Charley Ma

2 years

I did some googling but couldn’t find a good solution - whenever I try to “open in app” on IPhone, feels like 80% of the time I’m directed to the App Store, not the app itself. How do I fix this???

35

5

398

@CharleyMa

Charley Ma

3 years

In other news, made the move out from NYC to...Hoboken, NJ! Can confirm it's pretty much just as cold as it is in NYC right now. Also, today is my first day at @usealloy where I'm going to be focused on all things fintech :). As always - we're hiring!!

@CharleyMa

Charley Ma

3 years

Contenders for the 2020 fintech stack: BaaS -> Unit, Moov, Bond, Rize Issuing-> Privacy, Stripe, Apto Brokerage -> Drivewealth, Alpaca, Embedded KYC/KYB + AML -> Alloy ACH risk -> Nivelo, Orum Credit cards -> Deserve, Cardless (Guild), Railsbank

21

24

278

91

5

365

@CharleyMa

Charley Ma

4 years

In other news…I joined @tryramp leading up all things growth and I couldn’t be more excited to publicly share what we’ve been up to! is the first corporate card that helps companies reduce their burn by actively identifying areas of overspending (1/8)

@tryramp

Ramp

4 years

Ramp is built around a commitment to your company’s financial health. We asked ourselves: What’s better? Saving money or chasing points?

0

13

101

25

10

346

@CharleyMa

Charley Ma

2 months

okay sofi...

Tweet media one

58

5

297

@CharleyMa

Charley Ma

3 years

Contenders for the 2020 fintech stack: BaaS -> Unit, Moov, Bond, Rize Issuing-> Privacy, Stripe, Apto Brokerage -> Drivewealth, Alpaca, Embedded KYC/KYB + AML -> Alloy ACH risk -> Nivelo, Orum Credit cards -> Deserve, Cardless (Guild), Railsbank

21

24

278

@CharleyMa

Charley Ma

3 years

Hi fintech twitter- who are your fav compliance + risk people? Collecting thoughts around kyc, fraud, and risk problems across financial services and want to aggregate + open source this!

67

22

257

@CharleyMa

Charley Ma

3 years

Stripe's Connect + Identity + Treasury + Capital - stripe really going after full stack fintech infrastructure huh...

Tweet media one

5

14

241

@CharleyMa

Charley Ma

1 year

Very excited for everyone in VC to be liquidity ratio experts now too today.

7

8

208

@CharleyMa

Charley Ma

3 years

This story is wild - Citi accidentally wired out $900M vs the $7.8M they intended to send out and the courts are ruling that the lenders get to keep it - all because the checkboxes in the software they use to send out wires make no sense.

Tweet media one

13

33

212

@CharleyMa

Charley Ma

1 month

Working with nyc commercial landlords is a unique world of logistics hell - but finally got keys today! 👀

Tweet media one

27

0

210

@CharleyMa

Charley Ma

3 years

I was wrong about everything becoming a fintech company, have corrected it to everything becoming stories.

9

8

206

@CharleyMa

Charley Ma

5 years

Consumer fintech acquisition methods + examples: SEO - The Points Guy Referral- Venmo Waitlist fomo - Robinhood B2B2C - Upstart, Carta Content - Nerdwallet Direct Mail - Lending Club Physical (Billboards/Subways/Bus) - Brex TV - Chime Sponsor - SoFi Bank branches? what else?

@a16z

a16z

5 years

More than half of US smartphone users download 0 new apps per month, which means customer acquisition is tougher than ever. Here are 5 overlooked ways new companies—esp. fintech co's—can acquire new users. (Hint: It's not Google ads.): from @illscience

9

75

278

15

29

201

@CharleyMa

Charley Ma

3 years

$10B is the new $1B - time to update the “unicorn” definition?

18

12

201

@CharleyMa

Charley Ma

2 years

Feels weird that getting a unicorn valuation feels "expected" these days for a high growth company. When I first got into startup things, joining a company that got to a billion dollar valuation was the dream as it typically was a reflection of revenue growth + margins...

14

4

187

@CharleyMa

Charley Ma

3 years

My reaction: -___- okay I give up, learn sql or something.

3

4

185

@CharleyMa

Charley Ma

2 years

Have talked to multiple companies now that are building their payment processing stack with a crypto on-ramp + stablecoin vs going w/ a more traditional payment processor. APIs on top of a blockchain seen as much scaleable and lower maintenance than APIs on top of FTP ACH/cobl…

17

10

189

@CharleyMa

Charley Ma

3 years

Went deep on gen z vs millennial memes yesterday, too real lol.

Tweet media one

11

6

187

@CharleyMa

Charley Ma

4 years

My girlfriend and I live in the UES and the neighborhood has been clapping and cheering for coronavirus essential workers every night at 7pm - NYC is still the best.

5

5

177

@CharleyMa

Charley Ma

2 years

The most annoying insurance upsell I've seen in a while??

Tweet media one

19

5

174

@CharleyMa

Charley Ma

3 years

Honestly very excited for Plaid to build that volcano now.

2

5

167

@CharleyMa

Charley Ma

2 years

If I were to come up with “intro to fintech” curriculum for someone interested in fintech, what would be some required course titles you’d want to see in there?

42

6

158

@CharleyMa

Charley Ma

2 years

“Why are you taking pictures of billboards in the airport?” “Gotta tweet something about fintech being everywhere.”

Tweet media one

Tweet media two

11

1

156

@CharleyMa

Charley Ma

3 years

Introducing... The📍Ground Floor Job Board📍 Early eng + biz roles are often the hardest to find as there's often a high noise to signal ratio (e.g. "everyone is crushing it"). I'm curating a mix of roles at early stage startups I'd want to work at :)

7

15

147

@CharleyMa

Charley Ma

7 months

Big props to @sequoia for setting the bar high for an NYC office 👌

Tweet media one

Tweet media two

6

5

140

@CharleyMa

Charley Ma

2 years

The ultimate employe recruiting perk - a rational 409a & thus strike price for options w/ obvious upside. (great article on how @retool approached their $20M series C with a smaller fundraise + valuation vs what the 'market' would pay).

Tweet media one

9

7

146

@CharleyMa

Charley Ma

3 years

This NFT phase remind me of the ICO phase - will be interesting to see what it looks like 4-6 months from now…

14

8

138

@CharleyMa

Charley Ma

4 years

👋 Twitter - I’m hiring for the early sales team @tryramp and while I’ve gotten a ton of dms, it’s pretty much all male. Who are some of the best female sales people y’all know that are in nyc or want to be in nyc? You also get to join @SashaPilch8 who cofounded @NYCFintechWomen !

12

24

138

@CharleyMa

Charley Ma

5 years

Is everyone on tech Twitter but myself an angel investor in something? Where does everyone find the time and money, particularly startup peeps that haven’t gone through a liquidity event? I keep coming across people that say these opps naturally appear...but also I got bills?

25

3

138

@CharleyMa

Charley Ma

3 years

My gf’s response when I opened the mail yesterday: “oh great, another fintech hat.” @fintechtoday_

Tweet media one

9

1

133

@CharleyMa

Charley Ma

4 years

My Uber driver is randomly trying to convince me to buy Neo on Robinhood - “You don’t Robinhood? Why not?” Have we reached peak fintech??

10

7

130

@CharleyMa

Charley Ma

3 years

Now back to your regular everything is fintech programming

Tweet media one

1

4

128

@CharleyMa

Charley Ma

4 years

My fintech predictions for 2020 - tried to make these as 🌶as I could without being too outrageous...

Tweet card media

All The Fintech - 1.6.20 - 2020 US Fintech "Predictions"

Happy 2020 everyone~ As usual, I’m on a plane to SF but this time with some news of my own to break - the next two weeks are going to be last weeks at Plaid! I’m starting a new gig in New York (still...

allthefintech.substack.com

6

15

127

@CharleyMa

Charley Ma

3 years

1/ For my first official post on @fintechtoday_ , I thought it would be fun to look back on 2020 in fintech. So much happened that I ended up breaking it out into two parts, so here are some highlights for Jan -> Jun A🧵...

4

7

119

@CharleyMa

Charley Ma

3 years

Requesting more follows so I can write about how Twitter is fintech plz

Tweet media one

12

6

117

@CharleyMa

Charley Ma

4 years

Is anyone building a fintech venture studio where several ideas are incubated internally and matched with founders? Know of some funds starting to do this but curious if there are some obvious examples

22

4

117

@CharleyMa

Charley Ma

3 years

Everyone trying to own fintech on clubhouse huh...

10

2

116

@CharleyMa

Charley Ma

2 years

Yo but why did they make my neck so long???

Tweet media one

13

0

116

@CharleyMa

Charley Ma

3 years

Feels like we're seeing the beginning of the next wave of infrastructure to create the new fintech stack. The 2010 fintech stack featured companies like Plaid, Quovo, Synapse, Dwolla, Marqeta, Galileo, I2C, Apex, etc

3

2

114

@CharleyMa

Charley Ma

3 years

Putting together a 2020 fintech recap of notable news, exits, early stage investing themes and crowdsourcing things that I shouldn't miss - fintech twitter what's at the top of your lists?

24

4

113

@CharleyMa

Charley Ma

2 years

Money2020 in a graph

Tweet media one

15

0

111

@CharleyMa

Charley Ma

4 years

I present my shiny charizards of fintech cards.

Tweet media one

9

0

108

@CharleyMa

Charley Ma

4 months

Say whatever you want, but @rabois sets the bar for a lead investor. You only get this kind of founder response from S-tier founders if you’re in the details with them and the counsel given is actually impactful to the company’s trajectory. Respect 🫡

@alexrkonrad

Alex Konrad

4 months

@rabois @vkhosla I also pinged a bunch of @rabois ' portfolio founders on short notice to see what they had to say. A bunch responded, including OpenAI CEO @sama , who hopped on the phone: "He's one of the few that early-stage founders actively seek out."

Tweet media one

6

4

112

2

4

106

@CharleyMa

Charley Ma

4 years

AKA I finally learned what my girlfriend was working on these last few months and couldn't tell me!!

@AmexBusiness

American Express Business

4 years

Today, American Express announced that we have entered into an agreement to acquire @KabbageInc , a leading fintech provider of innovative cash flow management solutions. Learn more about our plans and what it means for U.S. small businesses: #AmexBusiness

2

8

28

4

0

108

@CharleyMa

Charley Ma

1 year

Thoma Bravo $8b for Coupa is an 8.7x multiple on management projections of next twelve month revenue, with new ACV booking decelerating (negative bookings in Q3) and revenue growth + rule of 40 also declining dramatically. 2023: expect a lot more LBO's of tech companies...

Tweet media one

Tweet media two

Tweet media three

4

13

106

@CharleyMa

Charley Ma

3 years

Ahh time to be truly value add *forwards to all my bnpl companies - hey did you see this?*

@jack

jack

3 years

Afterpay + Square!

405

1K

8K

3

1

107

@CharleyMa

Charley Ma

2 years

“Let’s go to Cape Town and meet some great South African founders.” -proceeds to hang out with each other even they’re we’re all in the US- @pitdesi @seema_amble @ryansandler_

Tweet media one

7

1

107

@CharleyMa

Charley Ma

3 years

Hi fintech peeps! We just launched @usealloy 's shiniest new product, Credit Underwriting!

Tweet card media

Alloy Credit Underwriting - Product Information, Latest Updates, and Reviews 2024 | Product Hunt

Alloy provides built-in integrations to 120+ data sources for fraud, KYC, credit bureau, and alternative data while also giving you the power to configure and optimize your onboarding and underwrit...

www.producthunt.com

5

10

105

@CharleyMa

Charley Ma

3 years

gm

@usealloy

Alloy

3 years

We are thrilled to announce our $100M Series C! @lightspeedvp 's @jmover led the round with participation from existing investors @CanapiVentures , @BessemerVP , @AvidVc , and @felicis . We're excited for this next chapter!

4

19

101

5

0

106

@CharleyMa

Charley Ma

4 years

Woooow

5

12

105

@CharleyMa

Charley Ma

3 years

No better feeling than entering a sub zero degree NYC subway car after sweating it out on the platform.

3

0

104

@CharleyMa

Charley Ma

3 years

Doing a quick round up of US based fintech companies w/ their own corp VC investments - so far have: Stripe Brex Affirm SoFi Square who else should I highlight?

22

4

105

@CharleyMa

Charley Ma

3 years

It's a bit funny seeing bank execs complain about vc-backed companies and how much of an "advantage" they have due to that funding. JPMChase made $36B in profit in 2019 but most of their digital products still look like they were made 10 years ago...

@Hugh_Son

Hugh Son

3 years

NEW: Full story on what led Jamie Dimon to curse on a recorded earnings call. He also specifically accuses @Plaid of unfair competition. #fintech 😯

1

17

38

6

5

105

@CharleyMa

Charley Ma

3 years

Smash that like button and hit subscribe

5

3

104

@CharleyMa

Charley Ma

2 years

Dear fintech twitter - what are you go to primers on financial services infrastructure? i.e. things like program managers vs issuers, BaaS, etc I've been starting off with Payments Systems in the US and then the Anatomy of the Swipe as primer reads...what else should I add?

11

5

101

@CharleyMa

Charley Ma

3 years

@thogge Yeah it’s crazy to me that you can graduate from a top tier mba program never having taken a course on sales

5

4

100

@CharleyMa

Charley Ma

3 years

Cash app is what every neobank should look like.

4

1

101

@CharleyMa

Charley Ma

3 years

Wow way to just draw out my entire investing thesis @packyM

Tweet media one

@packyM

Packy McCormick

3 years

Stripe x Shopify deepening their partnership led me down a deep rabbit hole on APIs, strategy in an API-first world, API-first business models, Factorio, and Twilio. It's APIs all the way down.

28

64

853

1

1

99

@CharleyMa

Charley Ma

3 years

One of my favorite things we did at @Plaid was Plaiderdays, a bi-annual week long hack week where everyone at the company worked on anything as long as it benefited the company, all for the Golden Plaidypus. What are other companies that do this and what were the awards called?

5

3

99

@CharleyMa

Charley Ma

3 years

I still don't quite get Clubhouse but I'll keep buying Agora in the meantime...

6

1

97

@CharleyMa

Charley Ma

25 days

jeb!

@JebBush

Jeb Bush

25 days

Ramp announces Series D-2 capital raise

4

6

143

5

0

97

@CharleyMa

Charley Ma

3 years

JPMorgan's strategy + corp dev team has certainly been busy...

Tweet media one

Tweet media two

Tweet media three

Tweet media four

6

7

94

@CharleyMa

Charley Ma

2 years

Their value add of free guac is pretty strong to be honest.

@danprimack

Dan Primack

2 years

Chipotle launches a $50 million venture capital fund

36

45

341

6

1

92

@CharleyMa

Charley Ma

2 years

Did anything happen in fintech land today?

9

0

93

@CharleyMa

Charley Ma

3 years

Also I'm amused at Venmo trying to do cash app fridays but for millennials on Instagram. Gotta respect the amount of hurdles that team had to go through at Paypal to get that live...

3

3

93

@CharleyMa

Charley Ma

1 year

To all the Plaids affected by today's news - hit me up! We have a Plalumni slack group and everyone in the community wants to help with roles + new opportunities. The Plaid ecosystem is an amazing talent ecosystem and we'll do everything we can to support each other 💪💪.

3

10

92

@CharleyMa

Charley Ma

3 years

Websites that autoplay video with audio on deserve to go to a special place in hell.

6

4

92

@CharleyMa

Charley Ma

9 months

Whoever at rippling came up with the “add a new role as recruiter” to hijack the LinkedIn news feed for a product announcement… well done

6

1

91

@CharleyMa

Charley Ma

4 years

I'm much more bullish on embedded fintech in B2B vs B2c as it's also much easier to use alternative data in B2B vs B2C (helloooo FCRA)

@mengxilu

Mengxi Lu

4 years

Uber is deprioritizing the Uber Money effort to focus on core business. More opportunities for B2B players in the "embedded finance" space to help larger cos enable these fintech capabilities and monetize on large distribution and proprietary data

3

16

68

8

5

91

@CharleyMa

Charley Ma

3 years

Here's an exclusive look at @Plaid 's series D deck:

Tweet media one

4

5

89

@CharleyMa

Charley Ma

2 years

okay at this point @CashApp is just too good - continuing to set the bar for marketing and branding, not just in fintech but for any product...

3

8

89

@CharleyMa

Charley Ma

1 month

Some next level @ycombinator energy today - 3 floors of founders! Congrats to all the w24 batch on getting to demo day 🙌

Tweet media one

Tweet media two

0

4

90

@CharleyMa

Charley Ma

3 years

I'm hiring for my first team member at @usealloy ! I'm looking for a broad generalist to work on high priority initiatives across GTM, product, operations, etc as it relates how Alloy works with fintech companies.

3

8

89

@CharleyMa

Charley Ma

5 years

This past Monday was my 4 year anniversary at @Plaid ! For some reason I get a lot of questions in interviews, coffee chats, etc as to what keeps me at Plaid since apparently staying for 4 years at one company is a big deal in the tech world because startups are weird like that..

Tweet media one

8

0

86

@CharleyMa

Charley Ma

3 years

Neopets as NFTs, why is this not a thing yet.

40

5

85

@CharleyMa

Charley Ma

2 years

Holy cow how does anyone invest in German startups??? The process + structures that founders have to set up to structure external investment is crazy.

23

5

89

@CharleyMa

Charley Ma

4 years

Excited to see this in 2024!

@TechCrunch

TechCrunch

4 years

Leaked pics reveal Google smart debit card to rival Apple’s by @joshconstine

Tweet media one

7

73

122

10

2

89

@CharleyMa

Charley Ma

4 years

Brex: "No one has done billboards like us." Shen Yun: "Hold my beer."

Tweet media one

Tweet media two

Tweet media three

Tweet media four

6

4

88

@CharleyMa

Charley Ma

4 years

Well in other news, FDIC approved Square's de novo industrial bank app!

1

5

87

@CharleyMa

Charley Ma

2 years

Going to move all of my money into private companies because those don't go down right?

17

1

86

@CharleyMa

Charley Ma

9 months

I often get asked what's the secret sauce to Ramp and I've now (over)simplified it to: Everyone individual at Ramp, and this started on day 0, has a customer + product obsession which allows the company to hit PMF on their products as fast as humanly possible. And they 🚢, FAST.

@eglyman

Eric Glyman

9 months

Today, we’re thrilled to announce our $300M Series D at $5.8B post. The round was led by @ThriveCapital & Sands Capital, along with @GeneralCatalyst @FoundersFund and more. @tryramp has never been in a stronger position to help our customers succeed. 🧵

39

75

730

0

2

88

@CharleyMa

Charley Ma

4 years

But the more time I spent with @zachperret and @williamhockey in person, the more I thought - I think they’re just going to will this into existence and I will regret not joining them. Have never looked back since and I’ve met so many amazing people as a result.

1

0

85

@CharleyMa

Charley Ma

3 years

Go team @tryramp ! Locking down GS as the balance sheet providers also hints at the quality of companies being onboarded too :)

@TechCrunch

TechCrunch

3 years

Ramp secures $150M debt line from Goldman Sachs as the corporate spend market grows by @alex

3

14

42

0

2

83

@CharleyMa

Charley Ma

2 years

Weird fintech things - I always do enjoy going through a well communicated ACH + Plaid experience out in the wild - this time from @wise

Tweet media one

7

3

82

@CharleyMa

Charley Ma

2 years

Couldn’t resist buying these old credit card ads at a street fair this weekend…

Tweet media one

6

3

85

@CharleyMa

Charley Ma

4 years

The past 5 years at Plaid have honestly been the most stimulating, stressful, interesting, challenging, (insert way more adjectives here...) work experience of my career so far...And there’s still so much more to be done in building the future of financial services. Go team! 🙃

4

1

84

@CharleyMa

Charley Ma

3 years

Doing an marqeta s-1 deep dive for this weeks post on @fintechtoday_ - what should I make sure I don’t miss on?

18

1

81

@CharleyMa

Charley Ma

3 years

My Sunday so far: Trying to buy a fat penguin so I can write about KYC onboarding for crypto.

5

1

82

@CharleyMa

Charley Ma

6 years

At PayPal this morning for #CodeCommerce . Some fun stats: - 74% of online retail carts abandoned during checkout - Equates to $200bn left on table due to friction - Coming soon this year, PayPal to support paying with banking reward points

Tweet media one

8

23

80

@CharleyMa

Charley Ma

10 months

First time I've seen Stripe's customer facing Link bank payment checkout experience on an ecommerce site! some quick thoughts... 1. took me a while to figure out that it was Stripe 2. when I inspected some of the API calls it was actually calling out to finicity!!

Tweet media one

Tweet media two

Tweet media three

Tweet media four

12

4

81