Gal Krubiner @galkrubiner Twitter profile

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Gal Krubiner

@galkrubiner

1 year

We’re excited about @PagayaLtd ’s 2Q23 results, delivering another strong quarter while advancing our core mission to connect more people to financial opportunity. Read our first shareholder letter here: #PGY

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Gal Krubiner

@galkrubiner

11 months

We’re excited about @Pagayaltd ’s 3Q23 results, which exceeded our outlook across all metrics, achieved record network volume ($2.1 billion), and underscored the strength of our two-sided lending network. Read my letter to shareholders here:

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Gal Krubiner

@galkrubiner

7 months

Pleased to share @Pagayaltd ’s strong 4Q23 results. Another impressive quarter as we continue to drive our mission of connecting people to financial opportunities. Dive into the details in our latest shareholder letter: $PGY

Pagaya's 4Q23 Letter to Shareholders

This morning we presented our record 4Q23 results. Here is our letter to shareholders.

www.linkedin.com

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Gal Krubiner

@galkrubiner

11 months

Our CFO, Mike Kurlander, and I are looking forward to hosting @Pagayaltd ’s 3Q23 earning call tomorrow at 8:30am ET. Tune in here: $PGY

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Gal Krubiner

@galkrubiner

5 months

Excited to share @Pagayaltd ’s impressive 1Q24 results. Get the full breakdown in our newest shareholder letter: $PGY #Q1Earnings

Pagaya's 1Q24 Letter to Shareholders

This morning, we presented our record 1Q24 results. Here is our letter to shareholders.

www.linkedin.com

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Gal Krubiner

@galkrubiner

11 months

Pagaya’s Chief Capital Officer, Paul Limanni, said it best: “This latest transaction cements the continued momentum of our PAID ABS issuance program & demonstrates the attractiveness of Pagaya’s investment product.” Learn more about our 13th #ABS of 2023 below.

Pagaya

@Pagayaltd

11 months

We recently announced the closing of our 45th #AssetBackedSecuritization , our 13th in 2023. We raised $700M for our latest #ABS deal, bringing our total raised to more than $18 billion in total, across multiple products: #PersonalLoans

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Gal Krubiner

@galkrubiner

8 months

An honor to be invited to speak at Needham Group’s recent Annual Growth Conference. I led a talk on how @Pagayaltd ’s network enables increased access to #credit for borrowers while driving value for both lenders & investors. Watch here: $PGY #Lending

26th Annual Needham Growth Conference

Pagaya participates at the 26th Annual Needham Growth Conference on January 17th 2024

www.youtube.com

Pagaya

@Pagayaltd

8 months

“We are solving our lenders’ biggest problems.” #ICYMI : At the 26th Annual Needham Growth Conference last week, $PGY CEO @GalKrubiner discussed how we’ve built a product-led growth company that helps lenders say yes to more customers. Watch here:

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Gal Krubiner

@galkrubiner

1 year

Very cool to see our latest #ABS deal up on the @Nasdaq Tower in #TimesSquare today! Kudos to the @Pagaya team and their hard work. #AI #Securitization

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Gal Krubiner

@galkrubiner

11 months

Enjoyed speaking to @YahooFinance today to discuss Pagaya’s strong #Q3Earnings , how we’re expanding our product integration, and our mission to deliver more financial opportunity to more people, more often. You can watch the full conversation with @AkikoFujita and @joshuahlipton

Yahoo Finance

@YahooFinance

11 months

We're trying to "help Americans get the consumer that they need," $PGY CEO @galkrubiner says. "We are an AI platform that is allowing [banks] to be able to approve many more consumers into their ecosystem without having any more incremental risks on their balance sheets."

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Gal Krubiner

@galkrubiner

5 months

After announcing our #Q1earnings this morning, I had the pleasure of joining @YahooFinance Live where I explained how @Pagayaltd enables our lending partners to approve more loans for more qualified borrowers. Check it out. #financialinclusion $PGY

Yahoo Finance

@YahooFinance

5 months

Pagaya CEO Gal Krubiner explains how the company is using AI to assist banks in determining who is eligible for loans and reducing the number of customers who are getting denied:

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Gal Krubiner

@galkrubiner

1 year

Proud of this dedicated team that continues to lead personal loan ABS transactions in the U.S.

Pagaya

@Pagayaltd

1 year

Today we closed a $600M consumer #loan asset-backed securitization (ABS) deal, bringing us to $4.9B raised across 11 #ABS transactions year-to-date: #AssetBackSecurities #Securitization #AI #Fintech #ConsumerLoan

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Gal Krubiner

@galkrubiner

5 months

Looking forward to @Pagayaltd ’s 1Q24 earnings call tomorrow at 8:30 am ET. I will be joined by our CFO Evangelos Perros and President Sanjiv Das to discuss how Pagaya has kicked off 2024. Join the call: $PGY

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Gal Krubiner

@galkrubiner

7 months

I will be joined by CFO Evangelos Perros and President Sanjiv Das tomorrow at 8:30 am ET as we host @Pagayaltd ’s 4Q23 earnings call. Tune in here: $PGY

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Gal Krubiner

@galkrubiner

8 months

As we kick off 2024, I’m excited to speak at the 26th Annual Needham Growth Conference today to share how we intend to empower our lending partners with the intelligence to serve more customers. Tune in this afternoon to get a sneak peek at @Pagayaltd 's vision for the future:

Pagaya

@Pagayaltd

8 months

Catch @GalKrubiner presenting today at the 26th Annual Needham Growth Conference, scheduled to begin at 4:30 PM ET. A live webcast & replay from the conference available here: . #Leadership #CSuite

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Gal Krubiner

@galkrubiner

7 months

Our President, Sanjiv Das, dives into how #AI tech is emerging at an unprecedented rate as a powerful tool for fostering innovation in his recent newsletter packed with insights. Check out the full piece below. $PGY

Pagaya

@Pagayaltd

7 months

How will #AI transform #banking in 2024? In a recent newsletter, $PGY President Sanjiv Das dives into the diverse applications of AI in banking, and how banks can embrace the technology to overcome challenges. Read the full newsletter here:

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Gal Krubiner

@galkrubiner

11 months

Thanks for having me at the #Technology Transformation event, @BloombergLive . I enjoyed sharing how @pagayaltd uses #data to better the economy through #FinancialInclusion . In case you missed the event, you can watch the recording below.

Pagaya

@Pagayaltd

11 months

“It’s really the purpose of data for good.” #ICYMI : Yesterday, Pagaya CEO @GalKrubiner sat down with @BloombergLive to discuss how Pagaya leverages the #data to help US #consumers achieve their financial dreams. You can watch the recording, here:

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Gal Krubiner

@galkrubiner

7 months

It was a pleasure to speak at @KBWfinthink ’s Fintech & Payments Conference. $PGY is reshaping the U.S. lending ecosystem for the better & you can watch the video below as I share how we provide a win-win-win for lenders, their customers, and funding partners.

Pagaya

@Pagayaltd

7 months

@Galkrubiner spoke at @KBWfinthink ’s Fintech & Payments Conference, where he shared how Pagaya’s #AI network enables our lending partners to provide financial opportunities to more people, more often. Watch the full conversation: $PGY

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Gal Krubiner

@galkrubiner

1 year

Thanks for having me on the podcast to talk about $PGY, @peterrenton . Tune in to the episode below. #Tech #Leadership #Innovation #Fintech

Pagaya

@Pagayaltd

1 year

TUNE IN: Pagaya’s CEO @galkrubiner recently joined @Fintechnexus ’ Fintech One-on-One Podcast hosted by @peterrenton to discuss our founding story, how we’re providing credit support to financial institutions, our financial inclusion mission and more: $PGY

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Gal Krubiner

@galkrubiner

4 months

Loved talking about Pagaya’s “secret sauce,” how we’re growing, and key trends in the consumer lending market. Thanks for having me at the Rothschild & Co and Redburn Atlantic’s Fintech Conference. $PGY

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Gal Krubiner

@galkrubiner

7 months

It was a pleasure to join the @WhartonFintech podcast. Check out the episode to learn how @Pagayaltd 's two-sided network unlocks financial opportunities for millions of Americans who have been historically unable to gain access to the credit they deserve. $PGY #FinancialInclusion

Pagaya

@Pagayaltd

8 months

Our CEO, @GalKrubiner , joined @WhartonFintech podcast to discuss our mission, future & importance of integrating #AI to revolutionize the financial services ecosystem: Soundcloud: Spotify: Apple:

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Gal Krubiner

@galkrubiner

9 months

We’re proud to be the top U.S. securitizer of personal consumer loans. Thanks for highlighting our milestones and technology-driven credit analysis.

Pagaya

@Pagayaltd

9 months

@AmerBanker ’s Asset Securitization Report highlighted our recent ABS wins and why institutional investors appreciate our technology that benefits #credit approvals: $PGY

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Gal Krubiner

@galkrubiner

11 months

Celebrating our team's dedication and hard work. Honored to accept this award, which serves as a testament to our commitment to #innovation and #lending in financial services.

Pagaya

@Pagayaltd

11 months

Thank you, @tearsheetco , for naming us as the best #data product for #lenders in the 2023 #lending awards. It’s a testament to the dedication & hard work of our entire team. We’re reshaping #credit evaluation to drive #FinancialInclusion :

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Gal Krubiner

@galkrubiner

7 months

Enjoyed my time at the Citizens JMP Technology Conference discussing how our mission has the power to transform #ConsumerLending for the better. We support #FinancialInclusion by leveraging #AI . Watch the full recording below. $PGY

Pagaya

@Pagayaltd

7 months

CEO @galkrubiner spoke at the Citizens JMP Technology Conference, where he shared our mission to deliver more financial opportunities to more people, more often. Watch the conversation: $PGY

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Gal Krubiner

@galkrubiner

1 year

We recently asked our partners to share why they enjoy working with us and value our #partnership . Thanks, Liew Tzu Mi, CIO, Fixed Income & Multi Asset at GIC, for sharing the benefits of partnering with us: #Fintech

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Gal Krubiner

@galkrubiner

7 months

Our Chief Growth Officer, Leslie Gillin, has a new article in @FastCompany showcasing opportunities and trends that could make waves for #ConsumerLending in 2024. Check out where the opportunities lie within the industry in the link below. #FinancialInclusion $PGY #2024Outlook

Pagaya

@Pagayaltd

8 months

Our Chief Growth Officer Leslie Gillin, penned a piece in @FastCompany showcasing opportunities and trends that could make waves in the #ConsumerLending ecosystem in 2024. Take a read, here: #FinancialInclusion #Lending $PGY #TechTrends #2024Outlook

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Gal Krubiner

@galkrubiner

7 months

As Interim CFO, it was clear that Evangelos Perros’ expertise and understanding of our business would make him the ideal candidate to execute on our strategic objectives in 2024 and beyond. I could not be more thrilled to confirm his appointment as our next Chief Financial

Pagaya

@Pagayaltd

7 months

Today we announced that Evangelos Perros, who served as Interim #CFO since November 2023, has been named as Chief Financial Officer, effective immediately. Learn more about how Perros will continue to drive financial and capital strategy at the Pagaya:

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Gal Krubiner

@galkrubiner

9 months

I recently chatted @StephanieMehta at @FastCompany about the work we’re doing at @Pagayaltd and how it enables a more inclusive financial services environment.

Pagaya

@Pagayaltd

9 months

CEO @GalKrubiner spoke with @StephanieMehta at @FastCompany about Pagaya’s #financialinclusion mission and how we use AI to identify desirable borrowers who might otherwise have been rejected: #Innovation #FinancialInclusion $PGY

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Gal Krubiner

@galkrubiner

7 months

@usbank , one of the largest banks in the country, serving over 11m customers, will now have access to @Pagayaltd technology to approve more consumer loans. We’re proud of this partnership & excited to see how it can help us to continue transforming the US lending ecosystem

Pagaya

@Pagayaltd

7 months

We partnered w/ @usbank to expand customer relationships to a more diverse group of borrowers, grow origination volumes, strengthen brand affinity & increase revenues, all without adding incremental credit risk due to our #AI credit-decisioning tools: $PGY

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Gal Krubiner

@galkrubiner

11 months

Welcome to the @Pagayaltd family, Abhi! Looking forward to working together to pursue our shared mission of creating products that make a positive impact in people’s lives and #FinancialInclusion . #AI #Credit #Lending $PGY #Pagayans #PagayaProud

Pagaya

@Pagayaltd

11 months

Welcome, Abhijit Chaudhary, our new Chief Product Officer! Abhi brings over two decades of experience in product management, business development, and innovation to Pagaya’s team. Read more about Abhi’s new role at Pagaya: #AI #Credit #Lending $PGY

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Gal Krubiner

@galkrubiner

11 months

I’m at @Money2020 and looking forward to representing @Pagayaltd on stage, alongside executives from @TransUnion and @NatBankers1927 today. Join us: #FinTech #AI #M2020 #Money2020 $PGY

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Gal Krubiner

@galkrubiner

11 months

Pagaya is focused on #FinancialInclusion & partnering with #lenders to enhance their underwriting decision platforms with our network to bring in more #consumers into the #economy .

Pagaya

@Pagayaltd

11 months

At Pagaya, we stand for everyone to have the right & access to the financial opportunities they deserve. We believe in #FinancialInclusion , challenging traditional credit systems that exclude qualified borrowers based on credit scores & history. We're here to make a difference.

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Gal Krubiner

@galkrubiner

1 year

Thanks, @aaronbry5 , for having me on @Benzinga LIVE. Fun conversation and hope to join again soon!

Pagaya

@Pagayaltd

1 year

Our CEO, @galkrubiner , joined @Benzinga LIVE with host, @aaronbry5 , to share an overview of Pagaya, last week’s Q2 results, and how we’re helping banks provide more consumers with financial opportunity. Watch the interview: #Fintech #Q2Earnings $PGY

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Gal Krubiner

@galkrubiner

1 year

While volatility and high funding costs persist, @Pagayaltd continues to differentiate itself from other issuers with our #AI capabilities and consistent presence in the #ABS market as a programmatic issuer. Learn more below. #ABS #securitization #AI #fintech

Pagaya

@Pagayaltd

1 year

Paul Limanni, who heads up all funding and capital markets efforts for @Pagayaltd , spoke to @GlobalCapNews about the state of the #ABS market and how being a programmatic issuer has been "a great advantage" for Pagaya. Check it out:

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Gal Krubiner

@galkrubiner

1 year

Only a few months after acquiring Darwin Homes & we’re already transforming #SFR . Top #realestate asset management firm BLVD Residential (founded by SFR titan Marcus Ridgway, @InvitationHomes ) is expanding its partnership with Darwin and its innovative #proptech platform.

Pagaya

@Pagayaltd

1 year

BLVD Residential, a leading #realestate asset management firm, is expanding their partnership with our very own @DarwinHomes and adding 1K homes to Darwin’s innovative #SFR platform. Check it out: #partnership #ai

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Gal Krubiner

@galkrubiner

1 year

Thanks for the shoutout, @mattstreisfeld . @Pagayaltd is truly in a unique position to help and benefit our partners and investors. We’re here to drive better results. Listen to Matt’s @whartonfintech episode: #Fintech #AI #Data

Oak HC/FT’s Matt Streisfeld (General Partner) - on M&A in FinTech, AI/ML & Digital Assets

Kailee Costello hosts Matt Streisfeld, General Partner at Oak HC/FT. Oak is a venture and growth equity firm investing in companies driving transformation in he

podcasts.apple.com

Oak HC/FT

@oakhcft

1 year

On the latest episode of the @whartonfintech podcast, General Partner @mattstreisfeld sits down with @KaileeCostello_ to discuss the M&A environment for fintechs, how to identify “winners” in a crowded #AI and machine learning space and much more. Listen below.

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Gal Krubiner

@galkrubiner

1 year

Paul Limanni, @Pagayaltd 's Chief Capital Officer, & I connected w/ @MaxJReyes at @business to talk about our #partnership with Värde Partners to help solve liquidity challenges for banks and credit unions. See the story below.

Pagaya

@Pagayaltd

1 year

As financial institutions struggle with shrinking balance sheets, Pagaya continues to partner with investors like Värde to provide new opportunities in the ever-changing financial landscape. @Business ’ @MaxJReyes writes about our latest deal:

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Gal Krubiner

@galkrubiner

1 year

Thanks for sharing @Pagayaltd ’s story, @PaigeSmithNews ! We’re excited about our partnership with @WestlakeFS , providing Westlake’s leading dealer groups and their thousands of franchise dealers access to our tech-enabled credit-decisioning product:

Lender Westlake Is Using AI to Make More Auto Loans

Westlake Financial is working with Pagaya Technologies Ltd. to make auto loans using artificial intelligence, targeting a void left by some lenders that have been pulling back from the business.

www.bloomberg.com

Paige Smith

@PaigeSmithNews

1 year

The auto lender @WestlakeFS is working with @Pagayaltd to make auto loans using artificial intelligence, aiming to reach more US consumers that want car loans at a time when a handful of lenders have pulled back from the space.

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Gal Krubiner

@galkrubiner

1 year

Great to hear our CFO, Mike Kurlander’s insights about Pagaya’s efforts to provide more consumers access to credit, leveraging our unique two-sided network.

Pagaya

@Pagayaltd

1 year

Watch: Our #CFO , Mike Kurlander, spoke at this year’s Canaccord Genuity Growth Conference. He discussed Pagaya’s growth and our efforts to help consumers gain better access to credit: #AI #machinelearning #ConsumerCredit #ABS

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Gal Krubiner

@galkrubiner

1 year

Welcome to the Pagaya network, @WestlakeFS ! Through this partnership, Westlake’s dealer partners & ~14k franchise dealers have access to Pagaya’s #tech -enabled lending platform:

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Gal Krubiner

@galkrubiner

11 months

Thanks for connecting with me, @Yizhu_Wang_ . It was great to dig into how #AI is being leveraged across #lending . #ConsumerLending #Fintech #Banking #Creditworthiness

Banks, credit unions testing AI models for underwriting in credit cycle

The digital banking evolution has incubated data-driven AI models for credit underwriting in the past decade. With the odds rising for credit deterioration, some early adopters are gearing up for...

www.spglobal.com

Pagaya

@Pagayaltd

11 months

Our CEO, @galkrubiner , discussed the evolving #AI & #lending landscape in #banking and #creditunions with @SPGMarketIntel ’s @Yizhu_Wang_ . The piece highlights the opportunity for FIs to validate these AI models in this economic environment:

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Gal Krubiner

@galkrubiner

1 year

Our CFO, Mike Kurlander, and I are looking forward to hosting our 2Q23 earning call today at 5pm ET. Tune in here:

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Gal Krubiner

@galkrubiner

1 year

Welcome to the team, @SanjivDasCHL . Your global perspective and proven track record uniquely positions you to help shape our lending network and innovative product offerings in this next stage of growth.

Pagaya

@Pagayaltd

1 year

Welcome, @SanjivDasCHL ! As our new #President , Das will oversee the commercial business, including our single-family rental ( #SFR ) business & @DarwinHomes subsidiary, as well as risk, regulatory, & compliance efforts with current and prospective partners:

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Gal Krubiner

@galkrubiner

1 year

New Pagaya milestone: we raised ~$800M in our latest #ABS deal! Our #AI network continues to be uniquely positioned to source high-quality assets from a wide range of partners & connect them with top institutional investors, creating a win for all. #AssetBackedSecuritization

Pagaya

@Pagayaltd

1 year

Thrilled to share the closing of ~$800M in asset-backed securitization (ABS)! It’s our 40th #ABS deal to date & 8th in 2023. We’re the #1 issuer of personal loan ABS transactions in the U.S., reflecting our strong investor interest in #consumercredit . See the news here:

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Gal Krubiner

@galkrubiner

11 months

Excited to speak @money2020 with @NatBankers1927 , @oportun & @TransUnion on 10.24 about Pagaya’s core focus of #FinancialInclusion . Learn about the work @Pagayaltd ’s doing & how we’re enabling FIs to expand access to more customers via our #AI network:

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Gal Krubiner

@galkrubiner

11 months

Thanks to all who attended and participated at my panel today at @Money2020 . It was such an engaging discussion with @TransUnion and @NatBankers1927 .

Pagaya

@Pagayaltd

11 months

What an excellent discussion from our CEO, @GalKrubiner , who spoke at @Money2020 earlier today! Thanks to all who joined us. #FinTech #Data #Lending #M2020 #Money2020

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Gal Krubiner

@galkrubiner

1 year

Great chat with @FortuneMagazine digging into the use of #AI within the #financial services industry. @Pagayaltd 's been at the forefront of AI in financial services since inception & we’ll continue to leverage the power of AI in #finance . Read it here:

Banks have used A.I. for decades—but now it’s going to take off like never before

A new wave of AI tools is poised to turbocharge innovation in finance—look for hyper-personalized credit cards before long.

fortune.com

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Gal Krubiner

@galkrubiner

1 year

Great to connect w/ @MaxJReyes at @Business about the state of #regionalbanking amidst economic uncertainty. With recent liquidity issues, banks need scalable tech solutions & to expand credit opportunities. This is close to the heart of Pagaya’s mission

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Gal Krubiner

@galkrubiner

10 months

We are pleased to welcome Nicole Torraco to Pagaya’s Board of Directors!

Pagaya

@Pagayaltd

10 months

A warm welcome to Nicole Torraco, who has joined our Board of Directors. We look forward to Nicole’s seasoned counsel as we continue to grow. Read the full announcement, here: #Leadership #FinancialServices #Lending $PGY

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Gal Krubiner

@galkrubiner

1 year

Proud to be able to work alongside talented team leaders at @Pagayaltd like Patti who embrace #innovation and help foster a culture of #collaboration and #excellence .

Pagaya

@Pagayaltd

1 year

"I want my team members to be able to [succeed]. My job is to guide them and help them." @Pagayaltd 's Chief Partnership Counsel, Patti Blanchini in @HispanicExecMag on shaping her own career and fostering a culture of growth and learning:

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Gal Krubiner

@galkrubiner

1 year

Thanks for having me on your show, @kristinaayanian , and giving me the opportunity to share more about @Pagayaltd . Appreciate the opportunity to tell our story. #Fintech #Loans

Pagaya

@Pagayaltd

1 year

“Our mission is to provide credit to more consumers in the US.” Our CEO, @galkrubiner , joined @Nasdaq ’s ‘Live From #Marketsite ’ host @kristinaayanian to discuss how Pagaya is revolutionizing finance via #AI , our amazing partners & more: #Nasdaq #Fintech

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Gal Krubiner

@galkrubiner

11 months

Looking forward to connecting with you all at #Money2020USA .

Pagaya

@Pagayaltd

11 months

We’re attending @money2020 ! We’re excited to engage with leaders from the global #money ecosystem. You can find us in Las Vegas from October 22-25. Send us an email so we can find time to chat: Press[at]Pagaya[dot]com. #ConsumerLending #Fintech #Banking #Money2020USA #AI

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