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Pranjal Kamra Profile
Pranjal Kamra

@PranjalKamra

150,139
Followers
21
Following
222
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4,380
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Personal Finance Teacher. 🎙️No Get Rich Quick Secrets. Get Insights on 👉🏼Finance 👉🏼Money 👉🏼Investments I don’t check dm. 📩 - pranjal @finology .in

Joined December 2010
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@PranjalKamra
Pranjal Kamra
9 months
A must read for Young Traders & Investors Brutal truths about the market : 4% Returns per month possible? If such returns were possible regularly, 1. Ratan Tata wouldn’t be building steel plants. 2. Mukesh Ambani wouldn’t be putting fiber optics since 10 years. 👇1/6
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@PranjalKamra
Pranjal Kamra
1 year
Here is a Simple Financial Plan that works ! 1. Health Insurance (min 5 lac) 2. Pure Term Insurance (min 1 Crore) 3. Min 6 months emergency fund in FD 4. Buy Sovereign Gold Bond regularly 5. 2 Mutual Funds - Index largecap and active flexi cap 6. NPS for retirement.
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@PranjalKamra
Pranjal Kamra
1 year
10 Clever Personal Finance Rules that will help u save more. 1) Rule of 72 2) 100- Age Rule 3) 50-30-20 Rule 4) 1st Week Rule 5) 6X Emergency Fund 6) 20X Term insurance 7) 40% EMI Rule 8) 2X Savings Rule 9) 3*3*3 Plan 10) 25X Retirement Rule. #PKBOLA Explains👇 1/12
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@PranjalKamra
Pranjal Kamra
9 months
A Marriage Proposal. Priya jain of @finologylegal , will you marry me ? I Promise to be a good, responsible husband. 1. I will try to get rid of the habits that annoy you. 2. I will be kind , forgiving and understanding with ppl around me ( i know it matters a lot to you )
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@PranjalKamra
Pranjal Kamra
5 months
Married my high school love ❤️
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@PranjalKamra
Pranjal Kamra
2 years
Indians with Zero Haters 1) Dr Abdul Kalam 2) Ratan Tata 3) Rahul Dravid Any suggestions ?
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@PranjalKamra
Pranjal Kamra
11 months
My sister Got married recently. And i wanted to thank all of you for it 🙏🏼 You know why ? Coz we owe it to you, 5 years ago, we never thought we would have the financial capacity to be able to call all our near & dear ones & celebrate our happiness with them. Thank you for
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@PranjalKamra
Pranjal Kamra
1 year
We are taught that “Cow gives milk”. The correct version would be - “We forcefully take milk from cows everyday”.
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@PranjalKamra
Pranjal Kamra
8 months
An influencer caught with fake degrees. More than taking a dig on him, let’s identify some patterns of such scammers. This will help us identify them early and be safe. 1). Too much display of wealth and luxury cars 2) Dozens of Bodyguards 3) Display of awards and
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@PranjalKamra
Pranjal Kamra
2 years
1% traders beat FDs on zerodha* 99% traders beat FDs on Twitter. *data by zerodha CEO #StockMarket #investing
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@PranjalKamra
Pranjal Kamra
1 year
Similar reports if published on tata, godrej etc, will have low to no impact, and that’s called real wealth. #HindenburgReport #AdaniGroup
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@PranjalKamra
Pranjal Kamra
1 year
People earning 7 lacs income to pay no income tax ? How? Slabs are- 0-3 lac 0% 3-6 lacs 5% 6 - 9 lacs 10% Then how is it 0 tax for ppl under 7 lacs ? -pay 5% tax between 3-6 lacs i.e 15k. -pay 10% tax between 6-7 lacs ie 10 K Total tax paid -25K Govt will refund 25k
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@PranjalKamra
Pranjal Kamra
11 months
I have been on hundreds of flights. But what happened yesterday, on my @IndiGo6E Delhi to Raipur flight - 6E 2092 will remain with me forever. We have all seen videos of ground staff/cabin crew being rude and loud. We have seen them agitated and hurried. We have seen them
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@PranjalKamra
Pranjal Kamra
1 year
When good Stocks fall. They become better Stocks.
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@PranjalKamra
Pranjal Kamra
1 year
You will be forgotten in a few years. Even if you become the Prime Minister of the country, people will still forget you in a few decades. Then why worry about being judged, why be boastful and why worry abt being laughed at ? Life your life the way you want to.
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@PranjalKamra
Pranjal Kamra
1 year
Here is a Simple Life Insurance Guide- 1) Buy a term Plan, avoid fancy plans. 2) Get a coverage of 20X ur annual income. 3) Take 2 add ons - Disablement and Critical illness 4) choose 5% coverage auto upgrade each year, if available. Cont below 👇
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@PranjalKamra
Pranjal Kamra
1 year
Lost 10 Kgs in 4 months ! I am no dietician or weight loss expert, but what worked for me was - 1) Avoiding processed foods, 2) Reducing empty calories through sugary drinks and desserts 3) Eating fibre rich foods 4) Running regularly for 2-5 kms PS - Consult an expert.
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@PranjalKamra
Pranjal Kamra
1 year
Your monthly expense on books should be more than your monthly OTT expense
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@PranjalKamra
Pranjal Kamra
3 years
Stock Market Classes Season 2 1 Duration - 21 Days, 21 episodes 2 When - Starts on 16th June 3 What - Stock valuation, Sector analysis & behavioural science 4 Where - Youtube(Pranjal Kamra) 5 Price - Free for all (I hate YT membership) Plz spread the news! #investing #sensex
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@PranjalKamra
Pranjal Kamra
3 years
Today, I am on the cover of Business Today Magazine. Let me tell you how this happened. 1. As a 24 year old who was struggling for 500 subscribers, even after recording, & uploading 60 videos on youtube, i never thought this day would come 1/3 #YouTuber #entrepreneur #startups
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@PranjalKamra
Pranjal Kamra
3 years
Bull markets are a great time to sell your mistakes. #investing #stocks
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@PranjalKamra
Pranjal Kamra
3 years
1. Used to stammer till middle school 2. Failed frequently in high school 3. Failed & repeated an year in LL.B 4. Failed in Company Secretary 5. Skipped CFA exams due to fear. 6. Failed on youtube for 1 year. Life doesnt stop giving chances, but we often stop trying. #life
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@PranjalKamra
Pranjal Kamra
2 years
If you invest blindly based on my youtube videos, Remember that i will make money from ads regardless of whether u make money or not. We might claim to be messiahs, but we are running a business that makes money of u. Watch us to know abt various options, but don’t trust us.
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@PranjalKamra
Pranjal Kamra
1 year
Such a powerful speech ! Men need to watch this.
@MsAnjaliB
Anjali
1 year
In her own way, this teacher gave a very important lesson of respect to the boys in her class.
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@PranjalKamra
Pranjal Kamra
1 year
So #Bournvita is basically chocolate flavoured Sugar
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@PranjalKamra
Pranjal Kamra
3 years
Stock market is basically life at 4X speed. What life teaches us in 60 years, market teaches us in 15 years #stocks #Investment #StockMarket
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@PranjalKamra
Pranjal Kamra
2 years
Story of Madhu Maa, (that’s what i call my mom) She is the daughter of a truck mechanic. Nanaji had 7 children, so he couldn’t spend on her education. Maa worked as a library intern so she could pay her college fee Did BA, MA, Phd & then a 2nd phd, all with her money 1/3👇
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@PranjalKamra
Pranjal Kamra
3 years
Stock market potentially gives 15% return on capital. It means that we should focus on excelling in our career or profession so that we earn more & deploy more capital to equities. Sadly, we ignore personal growth & spend all day trying to hit a jackpot in stocks. #StockMarket
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@PranjalKamra
Pranjal Kamra
2 years
The story of My First Car ! Yesterday I went to a coffee shop & accidentally met a family friend. Our cars were parked side by side & we started talking beside the parking. Suddenly, a subscriber of mine saw me; he came & started congratulating me for the new car! 1/6 👇
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@PranjalKamra
Pranjal Kamra
2 years
Govt : This was a Historical Budget Opposition : There was nothing for the common man Media : Breaking news !! Common man : Confused
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@PranjalKamra
Pranjal Kamra
1 year
1. Alcohol/Cigarettes are not Bravery 2. Social media pics is not real life 3. Gambling is not being bold 4. Religious text on cars is not spiritual 5. Being Aggressive is not manly 6. Being in love with one person all your life is not boring. 7. Money, attention from opposite
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@PranjalKamra
Pranjal Kamra
2 years
What are they actually Selling ? 1. Domino’s - Not pizza, Quick home delivery 2. Maggi - Not food, but convenience 3. Royal enflield - Not bike, but lifestyle 4. Amazon - Not products, but assurance If you like this, kindly “Quote Retweet” or comment & add more . #business
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@PranjalKamra
Pranjal Kamra
8 months
Never invest in the Stock Market with borrowed money. NEVER. #StockMarket
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@PranjalKamra
Pranjal Kamra
1 year
Sometimes i want to dance like crazy 🕺
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@PranjalKamra
Pranjal Kamra
8 months
Don’t pay by credit card, what you can’t pay by debit card. Credit card should be a choice. Not a compulsion.
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@PranjalKamra
Pranjal Kamra
1 year
It all started with a mobile camera ! Aapko pata hai naa ? Aapke support and trust ke bina nahi hota yeh ! Bahot bahot Dhanyawad 🙏🏼 #InvestWithFinology
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@PranjalKamra
Pranjal Kamra
3 years
If it was possible to make guaranteed monthly returns of 2-3% every month by investing/trading- Then Ambani wouldn’t be pumping money in jio & Tata wouldn’t be making steel. They would have hired d best professionals & used d best charting software to compound wealth #stocks
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@PranjalKamra
Pranjal Kamra
1 year
Here are all the financial Products i use- 1) Credit card = Axis magnus & Reserve 2) Insurance = Acko for health and car, Max for life. 3) Investments - Zerodha Kite and Coin. 5) Bank = Axis for savings, current, locker, NPS and PF
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@PranjalKamra
Pranjal Kamra
1 year
We Become what we consume. Applicable for Content, books, food, friends, habits.
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@PranjalKamra
Pranjal Kamra
1 year
There is a company starting with “S” and a six letter name, any influencer says anything about it and he/she instantly receives a threatening legal notice. Absolute crooks. Will definitely mess with them Once i am a bit more free.
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@PranjalKamra
Pranjal Kamra
3 years
Who is the Real Competitor? 1) Indigo - not spicejet, its Zoom 2) Netflix - not prime, its sleep 3) coke - not pepsi, but water 4) Maruti - not hyundai, its uber 5) @finologyticker - not screener, its Ms Excel. #marketing #business #investing
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@PranjalKamra
Pranjal Kamra
1 year
➡️UPI Killed Wallets ➡️Digilocker killed ID cards 💡Now ONDC can kill Zomato, Amazon, Swiggy Can offer Products upto 20% cheaper with no gimmicks/coupon codes. How can you use it ? How does it work ? 1/7 Read Below 👇👇
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@PranjalKamra
Pranjal Kamra
1 year
6 Netflix Documentaries that will SuperCharge your LIFE
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@PranjalKamra
Pranjal Kamra
2 years
Don’t sell because of panic. Don’t buy because of FOMO. #nifty50 #StocksToBuy
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@PranjalKamra
Pranjal Kamra
4 years
Today my mom detected positive for covid. A lot of our team members at finology are also positive, despite the fact that we are working from home since march. Please pray for their recovery and well being 🙏🏼
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@PranjalKamra
Pranjal Kamra
1 year
This man is saving lives. He talks science and evidence. Follow his work, it will help you & ur family stay healthy. And there is a huge price that he is paying for being honest.
@theliverdr
TheLiverDoc
1 year
And the harassment continues. Received a new summons (which I missed in my spam!) from the Ethics Committee of Kerala State Modern Medical Council (again!) asking me to come in person and convince them why I criticize Homeopathy for the fraud and quackery it is even after giving
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@PranjalKamra
Pranjal Kamra
3 years
1. Refused honorary degree saying he would like to earn it 2. Reduced his salary so that support staff is paid more 3. Refuses to take the glamorous job of coaching India & focuses on india U19 In the world of glamour & glitz , Rahul Dravid’s life should be in school textbooks
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@PranjalKamra
Pranjal Kamra
3 years
If you started investing in your 30s or 40s, no need to regret not starting earlier, the brighter side is that you started when you were much more experienced and mature, which drastically reduces impulsive and aggressive decision making. #investing #StockMarket
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@PranjalKamra
Pranjal Kamra
1 year
No no no ! We haven’t taken Funding and probably Never will ! We want to work for you, dear common investor, and not for the VC This is from our own money ! #InvestWithFinology
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@PranjalKamra
Pranjal Kamra
2 years
I Pledge to Never use these 10 min grocery delivery services (unless operated via drones) 1) It’s unnecessary 2) It puts stress on delivery persons Yes, dark stores are designed for fast delivery, but even then, 10 mins is bound to cause rush. Retweet if u are with me.
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@PranjalKamra
Pranjal Kamra
8 months
A Sample 6 Step Financial Plan. 1. Term Insurance of 15-20X of annual income 2. Family Health insurance of at-least 10 Lacs 3. Emergency funds of at-least 6 months of expenses in an auto sweep savings account. 4. NPS for Retirement Planning 5. Investment in Sovereign Gold
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@PranjalKamra
Pranjal Kamra
1 year
Can you name all Prime ministers of India ? No right ? So Even if u become the prime minister, u will be forgotten in a few decades. We are all insignificant in the long run. So no matter what u become, u r not d centre of d universe, infact u r no one ! Stay humble
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@PranjalKamra
Pranjal Kamra
9 months
Dadi critically ill. Plz pray for her 🙏🏼
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@PranjalKamra
Pranjal Kamra
2 years
“I wish this company really launches an IPO ? Which is that company for you ? I will go first - Zerodha & Parle
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@PranjalKamra
Pranjal Kamra
2 years
Never sell a stock just because it’s not moving. #stocks #investment
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@PranjalKamra
Pranjal Kamra
2 years
Snapdeal #IPO coming soon, & now the disguised marketing will begin. Influencers, brokers would try to convince you how its the best company in the world. Ask yourself this - when was the last time you used snapdeal ? Now answer me - Should you apply ?
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@PranjalKamra
Pranjal Kamra
7 months
Qatar needs to be a taught a lesson. You can’t kill Indians.
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@PranjalKamra
Pranjal Kamra
2 years
It’s time to expose all MLM companies ! Which one should i start with ?
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@PranjalKamra
Pranjal Kamra
3 years
Never ever invest more than 10% of your capital in one stock. Yes, Your best idea could go wrong ! #investment #investing
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@PranjalKamra
Pranjal Kamra
2 years
A Stock that falls 50% needs to rise 100% to reach the same level. #stocks #StockMarketindia
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@PranjalKamra
Pranjal Kamra
3 years
1) 5 crore people made Spanish a global language 2) 6 Crore people made French a global language 3) 140 crore indians - if we all start loving our mother tongues, india alone can make 5-6 languages go global. #indian #india
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@PranjalKamra
Pranjal Kamra
1 year
Anyone promoting any other type of life insurance other than pure term insurance is misguiding you. #PkBola #insurance
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@PranjalKamra
Pranjal Kamra
2 years
You can earn 5-10% (Risk Free) by giving your stocks on Rent Let’s know how 👇 1/6
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@PranjalKamra
Pranjal Kamra
1 year
How to Become a Finfluencer - 1) Post foreign holiday & 5 star hotel Pics 2) Predict everything under the sun and keep retweeting what goes right. 3) Click pics with celebrities 4) Quote Warren Buffett every week 4) Write #NotARecommendation after recommending everything
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@PranjalKamra
Pranjal Kamra
9 months
Update !
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@PranjalKamra
Pranjal Kamra
3 years
Stock market is a great way to park ur savings & earn passive income but some of us mistake it for a source of active income & waste our days trying to hit a jackpot. We not only lose our capital but we also ignore our education, self development & career growth. #StockMarket
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@PranjalKamra
Pranjal Kamra
2 years
If criticism disturbs you, you will always be disturbed.
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@PranjalKamra
Pranjal Kamra
2 years
Few months ago, a school classmate came to me for a sales job. Unfortunately, we don’t have an offline sales team, so we couldn’t take him in. Yesterday he died. Ppl tell me he was depressed & was looking for a job. This will be a lifetime regret. It’s a miserable feeling.
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@PranjalKamra
Pranjal Kamra
2 years
No Stock will make you rich if you don’t invest enough. #stockmarkets #investing
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@PranjalKamra
Pranjal Kamra
8 months
All My investing Mistakes 1. Invested Too Less 2. Sold too early 3. Kept waiting for cheaper valuations 4. Sacrificed quality for cheapness 5. Invested out of FOMO 6. Tried to Time the Market 7. Tried to be a hero by taking higher risk 8. Invested in what i did not understood
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@PranjalKamra
Pranjal Kamra
2 years
As a youngster, you are busy learning abt cryptos, finance, stocks, NFTs etc But bhai, in between all of this, don’t forget to spend time with ur parents. Laugh with them, play a game of ludo, eat dinner wid them. They won’t be wid u forever.
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@PranjalKamra
Pranjal Kamra
2 years
Why Most 5 Star hotels are Owned by Politicians ? A thread 🧵 1/4
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@PranjalKamra
Pranjal Kamra
3 years
A person earning 40K/Month, but saving 10K is wealthier than a person warning 80K/Month but saving 5K. Even if you are able to save 2K a month, you are doing far better than many. #personalfinance #investments
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@PranjalKamra
Pranjal Kamra
2 years
Small caps be like : Lower circuit ne izzat bacha rakhi hai ! #StockMarket #Nifty #sensex
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@PranjalKamra
Pranjal Kamra
2 years
Zerodha Profit : 1800crores This, while continuing to take good care of customers, employees, & partners. Hats off @Nithin0dha @nikhilkamathcio
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@PranjalKamra
Pranjal Kamra
2 years
How influencers talk about Markets - “Waise to Market Girega, par badh bhi Sakta hai” **Market rises** “Dekha Dekha maine bola tha” #StockMarketindia
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@PranjalKamra
Pranjal Kamra
1 year
Why do i stay in Raipur ?
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@PranjalKamra
Pranjal Kamra
2 years
Now what do u think of this ? BYJUs Revenue - 2,280 crore BYJUs losses - 4588 crore So Basically, for every 1 Rs of sales, they burn 2 rupees. Then why do business ? Just give me all the money, i Will keep half and return it the rest to you. #BYJUS # @BYJUS
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@PranjalKamra
Pranjal Kamra
3 years
If you are trolled for asking ppl to be cautious in the stock market, It’s classic bull market.
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@PranjalKamra
Pranjal Kamra
3 years
Aditya birla fashion owns all these brands in india 1) Allen solly 2) Louis Philippe 3) Van heusen 4) Peter England 5) Forever 21 6) Pantaloons Type any brand on & get all d details of d company behind it. Building #InvestingKaSearchEngine #StockMarket
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@PranjalKamra
Pranjal Kamra
2 years
“If u ever misbehave wid a girl, i will throw you out of d house & our relationship will end forever” A stern warning by my father to d 8 year old me, when he saw me pulling hair of a girl. He Made me go back & apologize to her. Thank u Papa! You Crushed my misbehaviour.
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@PranjalKamra
Pranjal Kamra
1 year
50 Lac Subscribers! Your love has changed my life. My family, My team and I am deeply Grateful. We are nothing without you. Thank you for giving us respect, fame and support. We at Finology, bow down to you 🙏🏼🙏🏼 A very Special video coming tonight at 8 pm
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@PranjalKamra
Pranjal Kamra
3 years
Successful investors spend their time discovering businesses, not predicting where the market would go tomorrow #StockMarket #investing
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@PranjalKamra
Pranjal Kamra
2 years
2 Hidden Credit Card Benefits #1 - Price drop Insurance Bought an Iphone at 80K? Price reduced to 50K in 6 months? Claim 30K from your CC bank #2 Theft Insurance Phone is stolen? Call ur CC bank & claim theft insurance *Not all CC have it *Some debit cards too offer it
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@PranjalKamra
Pranjal Kamra
2 years
5 things dat Teens & Students need to remember : 1. Drinking will not help you socialise 2. Smoking Will not make you cool 3. Buying expensive clothes/watches will not make u attractive 4. Aggression will not make u noticeable 5. Gambling will not make you rich.
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@PranjalKamra
Pranjal Kamra
3 years
Don’t buy stocks for excitement, and the joy of seeing prices go up and down. For Excitement, Watch movies, IPL and elections. #StockMarket #Investment
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@PranjalKamra
Pranjal Kamra
1 year
Give yourself a Break. Constant hustle makes you forget your goodness.
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@PranjalKamra
Pranjal Kamra
3 years
If your mantra of investing in stocks is - “Risk hai toh ishq hai”.....toh yeh ishq lamba nai chalega. Consistent success is achieved by controlling and managing risks. #investments #StockMarket #cryptos
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@PranjalKamra
Pranjal Kamra
2 years
Ignore people who display flashy lifestyle on social media to gain followers. Wealth is a personal thing, those who have it, don’t flaunt it.
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@PranjalKamra
Pranjal Kamra
1 year
Who else could never appreciate any Badshah & Honey Singh songs coz of lyrics that are double meaning and objectify women ?
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@PranjalKamra
Pranjal Kamra
2 years
3 Simple Rules that make my life better: 1) Never Harm others intentionally 2) Never expect others to praise you 3) Remember that we are not even a drop in the ocean in this universe.
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@PranjalKamra
Pranjal Kamra
3 years
2 hours ago, we did a terrible mistake. We posted a video with d wrong indian map on ticker youtube channel. Although we lost some credibility as a brand, but as a fellow Indian, its great to see d amount of ppl noticing & objecting to it. I would have done d same as a viewer.
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@PranjalKamra
Pranjal Kamra
2 years
If influencers (like me), were honest: 1) Creating content is hard, but we do it coz we want to be rich & famous 2) We claim dat we care for you, but we care mostly abt views/followers 3) We sound smart, but we just say what we read in an article 4) Don’t trust us blindly
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@PranjalKamra
Pranjal Kamra
2 years
In India, Electric Vehicles run on coal. (70% of India’s electricity is produced by burning coal) They should be renamed as “Steam Engines” Solution - Producing more solar power
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@PranjalKamra
Pranjal Kamra
2 years
Also, i think as a financial influencer, i will set a wrong example if i buy a depreciating asset worth 1 crore. My first car - The wonderful Ford Figo @Ford @FordIndia 6/6 End of thread
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@PranjalKamra
Pranjal Kamra
2 years
Choose a Partner that lets you live your life. You don’t want to be caught in a personal freedom struggle all your life.
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@PranjalKamra
Pranjal Kamra
3 years
1. Why does a stock price fluctuate - Demand and supply. 2. Why does bitcoin fluctuate - Tweets by #elonMask #bitcoin
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@PranjalKamra
Pranjal Kamra
2 years
Crypto apps highlighted that crypto is decentralised money and no one govt can demonetise it. Today, vauld stopped withdrawals ! Looks like the govt control is better.
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@PranjalKamra
Pranjal Kamra
1 year
Not knowing is not a problem. Not knowing that you don’t know is a big problem.
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@PranjalKamra
Pranjal Kamra
2 years
Investing is simple. 10 Good stocks. 10 years. We like making simple thinks complex Ps. - Focus on the thought, not the exact number of years or stocks.
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696
@PranjalKamra
Pranjal Kamra
3 years
If you check stock prices everyday, you won’t be able to hold them for long. #StocksToWatch #StockMarket
40
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688