A must read for Young Traders & Investors
Brutal truths about the market :
4% Returns per month possible?
If such returns were possible regularly,
1. Ratan Tata wouldn’t be building steel plants.
2. Mukesh Ambani wouldn’t be putting fiber optics since 10 years.
👇1/6
Here is a Simple Financial Plan that works !
1. Health Insurance (min 5 lac)
2. Pure Term Insurance (min 1 Crore)
3. Min 6 months emergency fund in FD
4. Buy Sovereign Gold Bond regularly
5. 2 Mutual Funds - Index largecap and active flexi cap
6. NPS for retirement.
10 Clever Personal Finance Rules that will help u save more.
1) Rule of 72
2) 100- Age Rule
3) 50-30-20 Rule
4) 1st Week Rule
5) 6X Emergency Fund
6) 20X Term insurance
7) 40% EMI Rule
8) 2X Savings Rule
9) 3*3*3 Plan
10) 25X Retirement Rule.
#PKBOLA
Explains👇
1/12
A Marriage Proposal.
Priya jain of
@finologylegal
, will you marry me ?
I Promise to be a good, responsible husband.
1. I will try to get rid of the habits that annoy you.
2. I will be kind , forgiving and understanding with ppl around me ( i know it matters a lot to you )
My sister Got married recently.
And i wanted to thank all of you for it 🙏🏼
You know why ?
Coz we owe it to you,
5 years ago, we never thought we would have the financial capacity to be able to call all our near & dear ones & celebrate our happiness with them.
Thank you for
An influencer caught with fake degrees.
More than taking a dig on him, let’s identify some patterns of such scammers.
This will help us identify them early and be safe.
1). Too much display of wealth and luxury cars
2) Dozens of Bodyguards
3) Display of awards and
People earning 7 lacs income to pay no income tax ? How?
Slabs are-
0-3 lac 0%
3-6 lacs 5%
6 - 9 lacs 10%
Then how is it 0 tax for ppl under 7 lacs ?
-pay 5% tax between 3-6 lacs i.e 15k.
-pay 10% tax between 6-7 lacs ie 10 K
Total tax paid -25K
Govt will refund 25k
I have been on hundreds of flights.
But what happened yesterday, on my
@IndiGo6E
Delhi to Raipur flight - 6E 2092 will remain with me forever.
We have all seen videos of ground staff/cabin crew being rude and loud.
We have seen them agitated and hurried.
We have seen them
You will be forgotten in a few years.
Even if you become the Prime Minister of the country, people will still forget you in a few decades.
Then why worry about being judged, why be boastful and why worry abt being laughed at ?
Life your life the way you want to.
Here is a Simple Life Insurance Guide-
1) Buy a term Plan, avoid fancy plans.
2) Get a coverage of 20X ur annual income.
3) Take 2 add ons - Disablement and Critical illness
4) choose 5% coverage auto upgrade each year, if available.
Cont below 👇
Lost 10 Kgs in 4 months !
I am no dietician or weight loss expert, but what worked for me was -
1) Avoiding processed foods,
2) Reducing empty calories through sugary drinks and desserts
3) Eating fibre rich foods
4) Running regularly for 2-5 kms
PS - Consult an expert.
Stock Market Classes Season 2
1 Duration - 21 Days, 21 episodes
2 When - Starts on 16th June
3 What - Stock valuation, Sector analysis & behavioural science
4 Where - Youtube(Pranjal Kamra)
5 Price - Free for all (I hate YT membership)
Plz spread the news!
#investing
#sensex
Today, I am on the cover of Business Today Magazine. Let me tell you how this happened.
1. As a 24 year old who was struggling for 500 subscribers, even after recording, & uploading 60 videos on youtube, i never thought this day would come
1/3
#YouTuber
#entrepreneur
#startups
1. Used to stammer till middle school
2. Failed frequently in high school
3. Failed & repeated an year in LL.B
4. Failed in Company Secretary
5. Skipped CFA exams due to fear.
6. Failed on youtube for 1 year.
Life doesnt stop giving chances, but we often stop trying.
#life
If you invest blindly based on my youtube videos, Remember that i will make money from ads regardless of whether u make money or not.
We might claim to be messiahs, but we are running a business that makes money of u.
Watch us to know abt various options, but don’t trust us.
Story of Madhu Maa, (that’s what i call my mom)
She is the daughter of a truck mechanic.
Nanaji had 7 children, so he couldn’t spend on her education.
Maa worked as a library intern so she could pay her college fee
Did BA, MA, Phd & then a 2nd phd, all with her money
1/3👇
Stock market potentially gives 15% return on capital. It means that we should focus on excelling in our career or profession so that we earn more & deploy more capital to equities. Sadly, we ignore personal growth & spend all day trying to hit a jackpot in stocks.
#StockMarket
The story of My First Car !
Yesterday I went to a coffee shop & accidentally met a family friend.
Our cars were parked side by side & we started talking beside the parking.
Suddenly, a subscriber of mine saw me; he came & started congratulating me for the new car!
1/6 👇
1. Alcohol/Cigarettes are not Bravery
2. Social media pics is not real life
3. Gambling is not being bold
4. Religious text on cars is not spiritual
5. Being Aggressive is not manly
6. Being in love with one person all your life is not boring.
7. Money, attention from opposite
What are they actually Selling ?
1. Domino’s - Not pizza, Quick home delivery
2. Maggi - Not food, but convenience
3. Royal enflield - Not bike, but lifestyle
4. Amazon - Not products, but assurance
If you like this, kindly “Quote Retweet” or comment & add more .
#business
It all started with a mobile camera !
Aapko pata hai naa ? Aapke support and trust ke bina nahi hota yeh !
Bahot bahot Dhanyawad 🙏🏼
#InvestWithFinology
If it was possible to make guaranteed monthly returns of 2-3% every month by investing/trading-
Then Ambani wouldn’t be pumping money in jio & Tata wouldn’t be making steel.
They would have hired d best professionals & used d best charting software to compound wealth
#stocks
Here are all the financial Products i use-
1) Credit card = Axis magnus & Reserve
2) Insurance = Acko for health and car, Max for life.
3) Investments - Zerodha Kite and Coin.
5) Bank = Axis for savings, current, locker, NPS and PF
There is a company starting with “S” and a six letter name, any influencer says anything about it and he/she instantly receives a threatening legal notice.
Absolute crooks. Will definitely mess with them Once i am a bit more free.
Who is the Real Competitor?
1) Indigo - not spicejet, its Zoom
2) Netflix - not prime, its sleep
3) coke - not pepsi, but water
4) Maruti - not hyundai, its uber
5)
@finologyticker
- not screener, its Ms Excel.
#marketing
#business
#investing
➡️UPI Killed Wallets
➡️Digilocker killed ID cards
💡Now ONDC can kill Zomato, Amazon, Swiggy
Can offer Products upto 20% cheaper with no gimmicks/coupon codes.
How can you use it ?
How does it work ?
1/7
Read Below 👇👇
Today my mom detected positive for covid. A lot of our team members at finology are also positive, despite the fact that we are working from home since march. Please pray for their recovery and well being 🙏🏼
This man is saving lives. He talks science and evidence. Follow his work, it will help you & ur family stay healthy.
And there is a huge price that he is paying for being honest.
And the harassment continues.
Received a new summons (which I missed in my spam!) from the Ethics Committee of Kerala State Modern Medical Council (again!) asking me to come in person and convince them why I criticize Homeopathy for the fraud and quackery it is even after giving
1. Refused honorary degree saying he would like to earn it
2. Reduced his salary so that support staff is paid more
3. Refuses to take the glamorous job of coaching India & focuses on india U19
In the world of glamour & glitz , Rahul Dravid’s life should be in school textbooks
If you started investing in your 30s or 40s, no need to regret not starting earlier, the brighter side is that you started when you were much more experienced and mature, which drastically reduces impulsive and aggressive decision making.
#investing
#StockMarket
No no no !
We haven’t taken Funding and probably Never will !
We want to work for you, dear common investor, and not for the VC
This is from our own money !
#InvestWithFinology
I Pledge to Never use these 10 min grocery delivery services (unless operated via drones)
1) It’s unnecessary
2) It puts stress on delivery persons
Yes, dark stores are designed for fast delivery, but even then, 10 mins is bound to cause rush.
Retweet if u are with me.
A Sample 6 Step Financial Plan.
1. Term Insurance of 15-20X of annual income
2. Family Health insurance of at-least 10 Lacs
3. Emergency funds of at-least 6 months of expenses in an auto sweep savings account.
4. NPS for Retirement Planning
5. Investment in Sovereign Gold
Can you name all Prime ministers of India ?
No right ?
So Even if u become the prime minister, u will be forgotten in a few decades.
We are all insignificant in the long run.
So no matter what u become, u r not d centre of d universe, infact u r no one !
Stay humble
Snapdeal
#IPO
coming soon, & now the disguised marketing will begin.
Influencers, brokers would try to convince you how its the best company in the world.
Ask yourself this - when was the last time you used snapdeal ?
Now answer me - Should you apply ?
1) 5 crore people made Spanish a global language
2) 6 Crore people made French a global language
3) 140 crore indians - if we all start loving our mother tongues, india alone can make 5-6 languages go global.
#indian
#india
How to Become a Finfluencer -
1) Post foreign holiday & 5 star hotel Pics
2) Predict everything under the sun and keep retweeting what goes right.
3) Click pics with celebrities
4) Quote Warren Buffett every week
4) Write
#NotARecommendation
after recommending everything
Stock market is a great way to park ur savings & earn passive income but some of us mistake it for a source of active income & waste our days trying to hit a jackpot. We not only lose our capital but we also ignore our education, self development & career growth.
#StockMarket
Few months ago, a school classmate came to me for a sales job.
Unfortunately, we don’t have an offline sales team, so we couldn’t take him in.
Yesterday he died. Ppl tell me he was depressed & was looking for a job.
This will be a lifetime regret. It’s a miserable feeling.
All My investing Mistakes
1. Invested Too Less
2. Sold too early
3. Kept waiting for cheaper valuations
4. Sacrificed quality for cheapness
5. Invested out of FOMO
6. Tried to Time the Market
7. Tried to be a hero by taking higher risk
8. Invested in what i did not understood
As a youngster, you are busy learning abt cryptos, finance, stocks, NFTs etc
But bhai, in between all of this, don’t forget to spend time with ur parents.
Laugh with them, play a game of ludo, eat dinner wid them.
They won’t be wid u forever.
A person earning 40K/Month, but saving 10K is wealthier than a person warning 80K/Month but saving 5K.
Even if you are able to save 2K a month, you are doing far better than many.
#personalfinance
#investments
Now what do u think of this ?
BYJUs Revenue - 2,280 crore
BYJUs losses - 4588 crore
So Basically, for every 1 Rs of sales, they burn 2 rupees.
Then why do business ? Just give me all the money, i Will keep half and return it the rest to you.
#BYJUS
#
@BYJUS
Aditya birla fashion owns all these brands in india
1) Allen solly
2) Louis Philippe
3) Van heusen
4) Peter England
5) Forever 21
6) Pantaloons
Type any brand on & get all d details of d company behind it.
Building
#InvestingKaSearchEngine
#StockMarket
“If u ever misbehave wid a girl, i will throw you out of d house & our relationship will end forever”
A stern warning by my father to d 8 year old me, when he saw me pulling hair of a girl.
He Made me go back & apologize to her.
Thank u Papa! You Crushed my misbehaviour.
50 Lac Subscribers!
Your love has changed my life.
My family, My team and I am deeply Grateful. We are nothing without you.
Thank you for giving us respect, fame and support.
We at Finology, bow down to you 🙏🏼🙏🏼
A very Special video coming tonight at 8 pm
2 Hidden Credit Card Benefits
#1
- Price drop Insurance
Bought an Iphone at 80K? Price reduced to 50K in 6 months? Claim 30K from your CC bank
#2
Theft Insurance
Phone is stolen? Call ur CC bank & claim theft insurance
*Not all CC have it
*Some debit cards too offer it
5 things dat Teens & Students need to remember :
1. Drinking will not help you socialise
2. Smoking Will not make you cool
3. Buying expensive clothes/watches will not make u attractive
4. Aggression will not make u noticeable
5. Gambling will not make you rich.
Don’t buy stocks for excitement, and the joy of seeing prices go up and down.
For Excitement, Watch movies, IPL and elections.
#StockMarket
#Investment
If your mantra of investing in stocks is - “Risk hai toh ishq hai”.....toh yeh ishq lamba nai chalega.
Consistent success is achieved by controlling and managing risks.
#investments
#StockMarket
#cryptos
3 Simple Rules that make my life better:
1) Never Harm others intentionally
2) Never expect others to praise you
3) Remember that we are not even a drop in the ocean in this universe.
2 hours ago, we did a terrible mistake. We posted a video with d wrong indian map on ticker youtube channel.
Although we lost some credibility as a brand, but as a fellow Indian, its great to see d amount of ppl noticing & objecting to it. I would have done d same as a viewer.
If influencers (like me), were honest:
1) Creating content is hard, but we do it coz we want to be rich & famous
2) We claim dat we care for you, but we care mostly abt views/followers
3) We sound smart, but we just say what we read in an article
4) Don’t trust us blindly
In India, Electric Vehicles run on coal.
(70% of India’s electricity is produced by burning coal)
They should be renamed as “Steam Engines”
Solution - Producing more solar power
Also, i think as a financial influencer, i will set a wrong example if i buy a depreciating asset worth 1 crore.
My first car - The wonderful Ford Figo
@Ford
@FordIndia
6/6 End of thread
Crypto apps highlighted that crypto is decentralised money and no one govt can demonetise it.
Today, vauld stopped withdrawals !
Looks like the govt control is better.
Investing is simple.
10 Good stocks.
10 years.
We like making simple thinks complex
Ps. - Focus on the thought, not the exact number of years or stocks.