Riley Smelley Profile Banner
Riley Smelley Profile
Riley Smelley

@FocusNotice

4,253
Followers
601
Following
577
Media
3,490
Statuses

Qualitative Investor

Dallas, TX
Joined February 2022
Don't wanna be here? Send us removal request.
Pinned Tweet
@FocusNotice
Riley Smelley
1 year
That one time, I tried to get @DavidSacks to talk about $SOFI. #SoFi #X1 #fintech
9
5
72
@FocusNotice
Riley Smelley
1 year
$SoFi is 61% of my portfolio. Pennies from its all time low and my conviction has never been higher.
93
14
515
@FocusNotice
Riley Smelley
1 year
CEO @anthonynoto buys $995,094 worth of $SOFI shares.
Tweet media one
42
74
439
@FocusNotice
Riley Smelley
1 year
$SoFi is 58% of my portfolio. 3 pennies from its all time low and my conviction has never been higher.
92
21
418
@FocusNotice
Riley Smelley
11 months
I sold every position in my Roth IRA and put it all on $SOFI at $5.89 🤣
54
7
379
@FocusNotice
Riley Smelley
11 months
Cathie Wood just bought $SOFI 🤯
21
13
297
@FocusNotice
Riley Smelley
1 year
CEO @anthonynoto buys $236,500 worth of $SOFI shares.
Tweet media one
19
32
285
@FocusNotice
Riley Smelley
11 months
Just used @SoFi Travel to book an international flight. I'm shocked by the simplicity and speed of the booking process. Congrats, @anthonynoto - I didn't expect SoFi Travel to be this good.
11
19
236
@FocusNotice
Riley Smelley
1 year
CEO @anthonynoto buys $5,004,628 of $SoFi stock.
Tweet media one
@StockMKTNewz
Evan
1 year
SoFi CEO Anthony Noto just filed for his purchase of 1.1M shares of $SOFI at an average price of $4.42 per share
36
54
407
20
31
232
@FocusNotice
Riley Smelley
11 months
$SoFi at Work already partners with significant employers such as: - Tesla - Microsoft - Apple - Facebook I'm excited because this product is genuinely going to support people struggling with debt.
Tweet media one
Tweet media two
@anthonynoto
Anthony Noto
11 months
LET’S GO. Check out SoFi @work which enables Employers to help pay down their employee’s student loan debt. Part of the Securing a Strong Retirement Act, lets companies match employees’ student loan payments with contributions as part of a benefits program
27
78
548
12
39
221
@FocusNotice
Riley Smelley
1 year
$SoFi says they will soon cover up to $2,000,000 in FDIC
19
22
216
@FocusNotice
Riley Smelley
11 months
$SOFI just passed $ALLY in market cap! @allyfinancial is arguably @SoFi ’s closes competitor👇
Tweet media one
15
25
215
@FocusNotice
Riley Smelley
9 months
$SOFI Hits New Record: Q2 2023 sees 584,000 new members, boosting total membership to a staggering 6.24 million!
Tweet media one
Tweet media two
Tweet media three
9
27
218
@FocusNotice
Riley Smelley
10 months
$SOFI is FINALLY updating SoFi Invest. Here are the new UI upgrades: 1. Improved Portfolio Review: A redesigned interface for easier portfolio performance analysis. 2. Portfolio Diversification Visualization: Holdings are now grouped by asset class, with clear percentage and…
Tweet media one
@anthonynoto
Anthony Noto
11 months
@JasonAmareld @FocusNotice Entirely new Invest UX being worked on (currently doing texting) and hopefully launched soon. Overall app design also being worked on but no fingers on keys yet so much much longer timeline until launch; still in exploration phase…will rollout in pieces over time. One of our…
26
46
308
12
26
207
@FocusNotice
Riley Smelley
11 months
$SOFI is now above $9.
Tweet media one
@FocusNotice
Riley Smelley
1 year
$SoFi is 61% of my portfolio. Pennies from its all time low and my conviction has never been higher.
93
14
515
18
11
214
@FocusNotice
Riley Smelley
1 year
My average $SOFI is $5.78 😊
33
2
195
@FocusNotice
Riley Smelley
11 months
Me after $SOFI becomes profitable.
14
12
199
@FocusNotice
Riley Smelley
2 years
It took $SOFI 3 years to get 1 billion in deposit then only 3 months to gain 1.6 billion in deposit I smell a S curve
6
21
189
@FocusNotice
Riley Smelley
1 year
$SOFI is up 50% from where it was a month ago.
10
13
190
@FocusNotice
Riley Smelley
1 year
$SOFI is FINALLY updating SoFi Invest. walkthrough:
16
8
190
@FocusNotice
Riley Smelley
11 months
@secretsqrl123 Reorganized for clarity: 1. Military Unit 11659: - Command of the 22nd Separate Guards Special Purpose Brigade (RosGvardia) - Commandant Company - 2nd Special Communications Detachment 2. 411th Detachment of the 22nd Separate Guards Special Purpose Brigade -…
4
11
189
@FocusNotice
Riley Smelley
10 months
$SoFi is starting to partner with more popular influencers. @airrack ’s video has been viewed 304,000 times.
11
18
185
@FocusNotice
Riley Smelley
1 year
$SOFI APY has increased to 4%
14
15
174
@FocusNotice
Riley Smelley
1 year
$SoFi is getting 3.75% APY. 🤯
18
11
170
@FocusNotice
Riley Smelley
1 year
$SOFI
Tweet media one
46
9
174
@FocusNotice
Riley Smelley
1 year
Told my little brother to buy $SOFI Monday morning. 🤦‍♂️
72
2
171
@FocusNotice
Riley Smelley
1 year
I’m betting SoFi will gain 500,000 new members Q4 $SOFI
Tweet media one
15
16
168
@FocusNotice
Riley Smelley
11 months
$SoFi's CEO has announced that a new Invest UX is in the works and is expected to launch soon. A redesign of the app is also underway, but it's still in the early stages, with a gradual rollout planned. Despite my critical coverage of SoFi, I genuinely appreciate these updates…
@anthonynoto
Anthony Noto
11 months
@JasonAmareld @FocusNotice Entirely new Invest UX being worked on (currently doing texting) and hopefully launched soon. Overall app design also being worked on but no fingers on keys yet so much much longer timeline until launch; still in exploration phase…will rollout in pieces over time. One of our…
26
46
308
11
15
166
@FocusNotice
Riley Smelley
11 months
Recent job postings at $SOFI suggest a potential expansion into business banking. They are hiring for compliance roles with a focus on commercial regulations. If SoFi is building its business banking tech, this role could help developers prevent setbacks and mitigate risk.
5
20
166
@FocusNotice
Riley Smelley
1 year
$SoFi Options Trading has launched.
Tweet media one
20
28
161
@FocusNotice
Riley Smelley
1 year
SoFi CEO @anthonynoto was inducted into the @NFFNetwork Leadership Hall of Fame at @SoFiStadium on January 9th, 2023. $SoFi @SoFi Here's the video that was played at the ceremony.
11
24
162
@FocusNotice
Riley Smelley
10 months
Major $SOFI NEWS On August 30, 2023, the issuing bank for SoFi Credit Cards will change from The Bank of Missouri to SoFi Bank! This change is necessary for SoFi to achieve their goal of building a next-generation banking core. Helpful quote by @anthonynoto to understand:
Tweet media one
@FocusNotice
Riley Smelley
2 years
Right now $SoFi is built on 4 technology cores. 1. Lending 2. Checking & Savings 3. Credit Cards 4. Invest SoFi is working on getting this down to 1. Once this happens the AWS of Fintech begins.
1
7
68
0
22
160
@FocusNotice
Riley Smelley
1 year
Exciting news! In 2023, $SOFI will become a fully cloud-based bank. This change will bring lower costs and faster software development.
8
12
158
@FocusNotice
Riley Smelley
2 years
@SoFi started because 4 college students found a way to reduce interest rates for students. 11 years later @anthonynoto is giving better rates to students than the US Government. Federal 4.99% SoFi 2.49%-3.99%* Success is not a crime @BernieSanders
@BernieSanders
Bernie Sanders
2 years
If SoFI, a student loan refinancing company, could give its CEO a 92% raise last year paying him a grand total of $103 million in compensation and spend $625 million to put its name on the LA Rams football stadium, you know what President Biden can do? Cancel all student debt.
4K
10K
63K
9
23
154
@FocusNotice
Riley Smelley
11 months
@MKBHD Literally flying to Toronto right now. 🫢
Tweet media one
7
1
153
@FocusNotice
Riley Smelley
3 months
We did it! $SoFi : )
13
3
154
@FocusNotice
Riley Smelley
1 year
$SOFI is adding Zelle very soon. New UI for “pay a friend” credit: @brad7s
Tweet media one
Tweet media two
@FocusNotice
Riley Smelley
1 year
Looks like $SOFI is testing Zelle integration right now.
13
6
109
15
16
155
@FocusNotice
Riley Smelley
2 years
Other banks send you a receipt after paying your loan off $SOFI :
@trudesign
Trudesign
3 years
Thanks for the swag @sofi !!! Feels so dang good to be #paidinfull , special thanks to @Starrstephenson for being by my side for 10+ years with this debt.
9
15
132
8
22
149
@FocusNotice
Riley Smelley
1 year
$SoFi ’s Member growth is set to pass 5,000,000 this year. Full SoFi Weekly Recap:
11
17
151
@FocusNotice
Riley Smelley
1 year
$SOFI is probably going to tank from this good news
25
1
139
@FocusNotice
Riley Smelley
1 year
$SOFI Travel is in beta. "find, book, and manage all of your trips-right from the @SoFI app" credit:bender9000
Tweet media one
11
12
144
@FocusNotice
Riley Smelley
10 months
$SOFI Pinch me
Tweet media one
3
9
142
@FocusNotice
Riley Smelley
1 year
HUGE $SOFI NEWS
@DataDInvesting
Data Driven Investing
1 year
BREAKING $SOFI news! SoFi has acquired a top rated mortgage lender and servicer. - Award winning mortgage team to join SoFi in "acqui-hiring" victory. - Buyout integrates mortgage vertically within SoFi. - Multi-decades old mortgage lender is seasoned, data rich, and an…
25
50
270
13
20
140
@FocusNotice
Riley Smelley
1 year
$SoFi increases APY to 3.25%
Tweet media one
5
16
137
@FocusNotice
Riley Smelley
1 year
$SOFI On February 28, 2023, the issuing bank of the SoFi Debit Card will change from The Bancorp Bank to SoFi Bank.
8
11
140
@FocusNotice
Riley Smelley
11 months
A regretful $SOFI investor missed out on $32,000 in profit.
Tweet media one
34
9
137
@FocusNotice
Riley Smelley
11 months
$SOFI could soon be among the top 100 US banks, based on its recent ranking progress. It moved from #184 on 9/30/22, to #149 on 12/31/22, and reached #114 by 3/31/23. Confirmation of this milestone could come with the next Federal Reserve Board update, expected eight weeks…
8
14
135
@FocusNotice
Riley Smelley
3 months
This $SOFI ad is exceptional, capturing the mission and purpose better than any other. Congratulations, @LStaffordWebb
@SoFi
SoFi
3 months
NBA All-Star and SoFi member Jayson Tatum isn’t satisfied with just being a generational talent on the court. He’s creating generational wealth off the court with the Official Bank of the NBA. Join SoFi today to earn more money on your money with one of the best APYs in the…
30
108
686
4
8
139
@FocusNotice
Riley Smelley
11 months
Companies will start using $SOFI at work in 2024 because Biden is finally allowing companies to match student loan contributions. $SOFI has virtually no competition in this market.
@DanielRKlaas
Danny
11 months
SoFi announced today a new service for SoFi At Work, called Student Loan Verification. This is in response to Congress' approval of the Securing a Strong Retirement Act. Basically, it allows employers to match their employee's student loan payments in a retirement account.
Tweet media one
3
7
86
4
18
138
@FocusNotice
Riley Smelley
1 year
All signs point to $SOFI working on UI right now. UI is everything for a mobile only bank
7
8
133
@FocusNotice
Riley Smelley
2 years
@anthonynoto just put 250k into SoFi
Tweet media one
27
10
129
@FocusNotice
Riley Smelley
1 year
I’m upset, I should have bought the dip more
25
5
131
@FocusNotice
Riley Smelley
1 year
$SoFi is expecting to be profitable by the end of 2023. CFO @CLapointe12 :
13
17
129
@FocusNotice
Riley Smelley
1 year
Good News for $SOFI: Starting in July, major banks such as $JPM, $BA, and $WF will face reduced revenue due to the launch of FedNow, which will decrease transaction, overdraft, and float income. While this is not disastrous for big banks, it will create competitive pressure to…
8
18
131
@FocusNotice
Riley Smelley
2 years
$SoFi is to Banks what $PLTR is to Cloud Computing
14
9
126
@FocusNotice
Riley Smelley
1 year
$SOFI ranked as the #1 Bank by @FortuneMagazine @SoFi earned the top spot on our list for its stellar APYs on its checking and savings accounts.” source:
Tweet media one
6
25
133
@FocusNotice
Riley Smelley
11 months
$SOFI releases its first financial product using Wyndham Capitol's technology. Here's how @SoFi 's new VA Loans work: 1. No origination fee: SoFi charges no origination fee for VA loans. 2. Closing guarantee: SoFi guarantees on-time closing, supported by a $2,000 pledge. 3.…
Tweet media one
@FocusNotice
Riley Smelley
1 year
Why @SoFi bought Wyndham Capital. “Wyndham Capital will not only allow us to scale and keep pace with accelerated growth, but also allow us to foster that growth in a way that brings value to our members through sales and operational efficiencies." - @anthonynoto
4
12
103
5
17
131
@FocusNotice
Riley Smelley
1 year
$SoFi just completed the sale of a $440,000,000 AAA-rated personal loan securitization credit: bender9000
Tweet media one
4
12
127
@FocusNotice
Riley Smelley
1 year
I'm betting that $SoFi will add at least 500,000 new members in Q4. Google Trends are accelerating, which is almost certainly driven by the 3.75% APY. Great find @MichaelRohland7
Tweet media one
@MichaelRohland7
Michael.Rohland
1 year
Little update here. $SOFI bank search interest going exponential lately. Maybe @anthonynoto could see the momentum and knew to buy? That 3.75% savings APY is tempting and people are starting to realize Sofi is in a class of its own in the Fintech world. No one like them.
Tweet media one
3
11
56
12
21
131
@FocusNotice
Riley Smelley
9 months
Six months later, and $SoFi Bank is still trending upwards.
Tweet media one
@FocusNotice
Riley Smelley
1 year
“SoFi Bank” on google trends $SOFI
Tweet media one
2
12
72
3
9
127
@FocusNotice
Riley Smelley
1 year
Dan Dolev, @ddolev a senior analyst at fintech equity research at @MizuhoAmericas , says people in my industry use $SOFI as their primary bank.
7
17
129
@FocusNotice
Riley Smelley
1 year
Every $SOFI investor should continually consider these 3 very hard questions: 1. Will banks need a modern tech platform like AWS to stay competitive? 2. Will an all-in-one app be the future of U.S. banking? 3. Is now the right time to disrupt traditional and regional banks?
30
9
131
@FocusNotice
Riley Smelley
1 year
1. SoFi’s Tech strategy explained: banks in the US are stuck at Banking 2.5 there are 4,000 banks in the US that will be crushed by 3.0 Banks. SoFi is building a 3.0+ platform for old banks when they start feeling the heat. then $SoFi will win the 3.0 war with data.
Tweet media one
11
16
128
@FocusNotice
Riley Smelley
11 months
Hey, $SOFI investors, the Supreme Court hasn't ruled on the student loan moratorium yet. However, when they do, you can find the decision at this link: .👍
13
13
127
@FocusNotice
Riley Smelley
2 years
Underrated @SoFi products NO ONE talks about • SoFi Social Platform • SoFi Events • SoFi Learn • SoFi Relay All reasons why you will leave your bank for SoFi in the future. @anthonynoto
10
11
122
@FocusNotice
Riley Smelley
1 year
@tradernatehere @unusual_whales And will be profitable this year.
1
4
126
@FocusNotice
Riley Smelley
1 year
A little birdie told me that SoFi will be rolling out options this Monday
22
12
120
@FocusNotice
Riley Smelley
1 year
$SoFi Ads were pretty great.
Tweet media one
Tweet media two
Tweet media three
Tweet media four
7
8
120
@FocusNotice
Riley Smelley
1 year
SoFi Bank is now the 149th largest US bank by assets This time last year SoFi was 449th. credit: bender9000 source: ranking :
5
15
122
@FocusNotice
Riley Smelley
11 months
$SOFI CATALYST The Supreme Court is set to rule on Biden's student loan forgiveness plan between June 20-30, likely this Thursday, due to a shortened week. The decision is anticipated on either June 22 or June 29. credit: u/SaigonSterling on Reddit
6
16
119
@FocusNotice
Riley Smelley
1 year
$SOFI is the first bank in the US to launch BNPL on $MA CEO of @Mastercard : (credit: @hoegermeister )
5
17
119
@FocusNotice
Riley Smelley
1 year
$SOFI Student Loan Update: Important changes coming in 4 months: ✅ Aug 31, 2023: Moratorium concludes - last day for 0% interest & suspended payments ✅ Sep 1, 2023: Interest begins accruing on federal loans ✅ Oct 1, 2023: Monthly payments restart More info:…
12
18
118
@FocusNotice
Riley Smelley
1 year
My Portfolio 60% $SOFI 30% $PLTR 10% $OPEN Up 30% in the last 30 days. Are we at the bottom or are we about to fall again?
27
0
117
@FocusNotice
Riley Smelley
1 year
$SoFi is currently under attack by scammers who are phishing for @SoFi member login credentials. This sophisticated attack has been ongoing for over two weeks, employing tactics such as picture-perfect replicas of login screens, custom subdomains, custom DNS settings, hosting…
Tweet media one
Tweet media two
Tweet media three
Tweet media four
12
19
116
@FocusNotice
Riley Smelley
11 months
$SOFI it’s been 4 years…
Tweet media one
10
4
116
@FocusNotice
Riley Smelley
9 months
$SOFI just passed $10.00
Tweet media one
6
10
117
@FocusNotice
Riley Smelley
1 year
Tomorrow @SoFi will announce their deal to acquire @WyndhamCapital .
14
11
114
@FocusNotice
Riley Smelley
2 years
If I didn’t laugh I’d cry
Tweet media one
20
2
110
@FocusNotice
Riley Smelley
1 year
$SoFi is finally updating SoFi Invest! SoFi members have eagerly awaited this improvement since 2019. Thank you, @anthonynoto and the @SoFi team. I know it wasn't easy! Credit: @darkieinvestor . The first hint was 97 days ago:
@FocusNotice
Riley Smelley
1 year
$SOFI is FINALLY updating SoFi Invest. walkthrough:
16
8
190
10
12
113
@FocusNotice
Riley Smelley
2 years
$SoFi is stealing direct deposits from traditional banks. credit: @DividendStreams article:
Tweet media one
5
28
113
@FocusNotice
Riley Smelley
1 year
$SOFI adds a workaround for Zelle integration. credit:bender9000
Tweet media one
11
15
114
@FocusNotice
Riley Smelley
1 year
CRUCIAL $SOFI INFORMATION: Q1 earnings will be announced tomorrow, but we already have the figures. 👇 (It’s really good news)
@DataDInvesting
Data Driven Investing
1 year
$SOFI Earnings Reveal!!! SoFi already released earnings for their bank subsidiary, and the numbers are BULLISH. We already have huge insights into what they will say tomorrow. Where did these numbers come from and what are the most important ones? An important 🧵
12
48
298
5
12
111
@FocusNotice
Riley Smelley
10 months
I highly recommend that all $SOFI investors take the time to read this enlightening 2012 article. It provides valuable insights into why @anthonynoto was an exceptional underwriter at Goldman Sachs. The article discusses how Noto's comprehensive understanding of the client's…
Tweet media one
4
16
108
@FocusNotice
Riley Smelley
2 years
“We’re winning share in deposits … and we’re taking it from the traditional banks,” - @anthonynoto Analyst on $SoFi Q3 Earnings Call:
Tweet media one
13
10
110
@FocusNotice
Riley Smelley
2 years
$SoFi will kill $UPST ’s business model. There are 3 reasons why 1. $SoFi will have drastically more variables when training data through machine learning.
Tweet media one
11
21
108
@FocusNotice
Riley Smelley
1 year
Looks like $SOFI is testing Zelle integration right now.
13
6
109
@FocusNotice
Riley Smelley
1 year
$SOFI now offering 4.20% APY 😄
3
14
105
@FocusNotice
Riley Smelley
1 year
$SoFi is now the lowest it has ever been.
Tweet media one
34
4
105
@FocusNotice
Riley Smelley
1 year
$SoFi is asking a federal court to strike down the Biden Administration’s eighth extension of a moratorium on student loan repayment. credit:bender9000 source: letter to court:
14
14
106
@FocusNotice
Riley Smelley
11 months
$SOFI is poised for an exciting year in 2024, with numerous positive developments, innovative products, and synergies on the horizon. share your top 3 most anticipated positive trends for SOFI. (Good chance you’ll show up on SoFi weekly tonight!)
18
8
107
@FocusNotice
Riley Smelley
1 year
$SOFI will be releasing Share Lending “a way to earn a monthly income by lending out shares of stock or ETFs in your investment portfolio” credit: bender9000 source:
9
9
104
@FocusNotice
Riley Smelley
1 year
With a great deal of certainty, I know that $SOFI is currently working on 7 different things. - Zelle - new UI - new credit card tech - lvl 1 options for invest - SoFi Plus for self employed members - BNPL “Pay in 4” full roll out - in app insurance
10
9
106
@FocusNotice
Riley Smelley
1 year
All $SOFI investors need to follow @DataDInvesting
9
5
106
@FocusNotice
Riley Smelley
1 year
SoFi should copy Spotify and give its members annual updates on how they “got their money right” I would love a Infographic showing how I saved, invested, and spent my money. @anthonynoto
15
9
105
@FocusNotice
Riley Smelley
2 years
$SoFi Invest is officially coming to Singapore.
Tweet media one
7
12
99
@FocusNotice
Riley Smelley
11 months
I wish more people invested in $SOFI would talk about the concept of "Banking 4.0." This is a great way to summarize the current shortcomings in traditional banking technology and to point out where the future improvements are likely to occur. Banking 4.0:
Tweet media one
12
17
105
@FocusNotice
Riley Smelley
11 months
$SOFI is building BNPL tech for clients in Mexico 🤔 credit:u/bender9000
6
5
104
@FocusNotice
Riley Smelley
1 year
Every $SoFi investor should be hyper focused on “SoFi Pay in 4” 1. It’s the first product built by @GalileoFintech and @technisys 2. It’s starts the “AWS of Fintech” era that everyone has been talking about. 3. BNPL is growing at a 45% CAGR and SoFi could be a market leader.
9
12
100
@FocusNotice
Riley Smelley
1 year
Why @SoFi bought Wyndham Capital. “Wyndham Capital will not only allow us to scale and keep pace with accelerated growth, but also allow us to foster that growth in a way that brings value to our members through sales and operational efficiencies." - @anthonynoto
4
12
103
@FocusNotice
Riley Smelley
11 months
SoFi Introduces Student Loan Verification Service. Here’s why it’s important. 1. Policy Background: The U.S. Congress has passed the Securing a Strong Retirement Act (SECURE 2.0). This law includes a provision that allows employers to match their employees' student loan…
2
8
102