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SurgiFi

@FiSurgi

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Robotic Surgeon. I’ve spent 1000s of hours studying finance, medicine, surgery, & the business of healthcare | Scout for @osventuresllc

Detroit, MI
Joined April 2020
Don't wanna be here? Send us removal request.
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@FiSurgi
SurgiFi
4 years
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@FiSurgi
SurgiFi
3 years
Kwame Brown made $63M over 12 seasons. Drafted at 18 yo as the #1 pick. Has a pension that will kick in from the NBA. Yet y’all folks who can’t make a wide open left hand layup think he’s a bust & loser. 🙃 He achieved generational wealth at 18. He won in my opinion
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@FiSurgi
SurgiFi
4 months
My kids waking up on Saturday at 6 am.
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@FiSurgi
SurgiFi
3 years
My Brother went into the military at 18. He retired a couple weeks ago. He now has at $40K/yr in passive income for the rest of his life. He’s 38 and now starting his next career in IT. Y’all crap on the military but it changed the direction of my family.
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@FiSurgi
SurgiFi
18 days
Just logged into my Student Loan account to make a payment and LORD that mf said a 0 balance
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@FiSurgi
SurgiFi
4 months
Bill Ackman was born with a silver spoon and then as a young adult won the game and became a billionaire. Yet he’s on this app carrying out an all out war on higher education and plagiarism. And I have one day question… Why?
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@FiSurgi
SurgiFi
2 years
Breaking Bad would have never happened if Walter White had life insurance
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@FiSurgi
SurgiFi
1 year
Let me not mince words when I say this… ⁦ @elonmusk ⁩ you’re a trash human being for posting this bs
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@FiSurgi
SurgiFi
2 years
Okay I’ve never seen this clip before and I’m dying laughing 😂
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@FiSurgi
SurgiFi
3 years
Okay so I “bought” the Peloton using Affirm because I wanted to see what the fuss is about. All I can say is holy sh*t. That was the easiest process of all time to get a 0% BNPL loan. We are all in trouble.
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@FiSurgi
SurgiFi
1 year
Wtf did I just watch
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@FiSurgi
SurgiFi
2 years
If Warren Buffett never used a spreadsheet, why are y’all valuing companies with complex DCF models?
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@FiSurgi
SurgiFi
2 years
Every time I see one of these posts about the canabis industry I’m reminded of all the minority’s who went to jail or are still in jail on weed charges
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@FiSurgi
SurgiFi
3 years
If you weren’t raised in poverty you’ll never understand the mentality of never wanting to go back.
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@FiSurgi
SurgiFi
5 months
Very Simple financial Plan for my kids: 1. Money in account they get access to at 18. 2. We pay for all degrees needed for their first career. 3. We buy their first car, brand new, zero miles. After that it’s on them. 4. We help with weddings & downpayment for their 1st 🏡
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@FiSurgi
SurgiFi
3 years
Go into cyber security if you want to kill it in the tech industry.
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@FiSurgi
SurgiFi
3 years
There is no reason the yearly contribution limit for a Roth/Trad IRA shouldn’t be the same as a 401K.
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@FiSurgi
SurgiFi
3 years
Holy crap 😳
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@FiSurgi
SurgiFi
7 months
Everyone thinks they want a house like this until they realize a house like this essentially functions like a business. The amount of staff, services, maintenance needed for every day living will make you cry.
@BIGPIKLIZ
Clarine
7 months
Mind you.
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@FiSurgi
SurgiFi
2 months
Intermittent fasting has been observed to lead to an 91% increase in heart disease according to an abstract presented at the American Heart Association Lifestyle Scientific Session earlier this week. I’m still trying to rap my head around this because I intermittent fast.
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@FiSurgi
SurgiFi
1 year
Wtf is adjusted EBITDA? Isn’t EBITDA the adjustment?
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@FiSurgi
SurgiFi
3 years
This movie is going to get to me. Too many ways for me to identify with that story. 😔
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SurgiFi
9 months
I’m sure this was all diet and working out
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SurgiFi
18 days
People are legitimately mad about my student loans being forgiven, yet I have been in public service since the age of 17. Tough work.
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SurgiFi
3 years
Tesla is in trouble. If the F150 lightning delivers on 80% of what was promised last night, Tesla will need to scrap the cybertruck and start over.
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SurgiFi
4 years
The blueprint to wealth: 1. 401K/403b/457 2. HSA if eligible 3. Health Insurance 4. TERM Life Insurance 5. Disability Insurance 6. Trad IRA 7. Roth IRA 8. Taxable Brokerage Account 9. LLC with IRA 10. Real Estate/Small Business
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@FiSurgi
SurgiFi
18 days
How I am walking from now on after my student loans were forgiven.
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@FiSurgi
SurgiFi
2 years
2 of my WHY
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@FiSurgi
SurgiFi
6 months
@RampCapitalLLC You must be a new parent.
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@FiSurgi
SurgiFi
4 months
@MindaHarts Considering the behavior of the Uber rich on this app, I’d say they don’t have anything better to do
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@FiSurgi
SurgiFi
18 days
Lets get something clear, PSLF is for regular folks, like me or you, who grew up poor and leveraged student loans to create a better life and outlook for their family. People can be mad, but honestly, they can go to hell. I didn't hear any outrage when my family lived in a car.
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@FiSurgi
SurgiFi
3 years
Rogue One is by far the best Star Wars movie
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@FiSurgi
SurgiFi
2 years
Everyone in jail on marijuana related charges should be freed immediately
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@FiSurgi
SurgiFi
1 year
Social Media: What’s stopping you from looking like this? Me: …Steroids
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@FiSurgi
SurgiFi
2 years
I learned just enough about options to know I don’t want to f**k with options
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@FiSurgi
SurgiFi
28 days
They even gave me a bow. 🥹
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SurgiFi
3 years
We need to promote community colleges more. They are under-utilized as a cost-efficient stepping stone to high paying careers.
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@FiSurgi
SurgiFi
2 years
Government has bailed out: The Auto Industry The financial Industry “Small” Businesses But y’all think people will be corrupted if they receive student loan forgiveness?
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@FiSurgi
SurgiFi
3 years
“1.5M homeowners are delinquent on mortgage payments.” 😳
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@FiSurgi
SurgiFi
1 year
@Hail_Pitt @elonmusk This isn’t a trend. These folks are talented and they ended up there based upon a matching algorithm that’s designed to be impartial Hell the architects of the algo won the Noble Prize for its design
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SurgiFi
17 days
The vitriol I experienced yesterday on this app was ridiculous. All in response to saying my student loans were forgiven and I was thanking God. The worst part is a lot of the people consider themselves to be professionals and some of them I’ve talked to via dm or other means.
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@FiSurgi
SurgiFi
3 years
Money is a tool to provide comfort. Not happiness. Happiness comes from finding your purpose.
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SurgiFi
2 years
If everyone knows how to utilize the Black Scholes model, how tf do you make money in options? The edge clearly isn’t the math
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SurgiFi
1 month
I’ve gotten 60 phone calls today all because I applied for a mortgage preapproval. I’m about to throw my phone in the trash.
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SurgiFi
9 months
Everyone on this app complains about health care costing too much then I turn around and see threads like this celebrating the CEO of Epic Meanwhile Physicians understand that EPIC systems squeezes every ounce of money out of a patient encounter by forcing the physician to…
@ArjunMahadevan
Arjun Mahadevan (Mr. LLC 🇺🇸)
9 months
What if I told you there is a billionaire who controls your medical records. She started Epic Systems in a Wisconsin basement in 1979. And now she's the richest woman you've never heard of. 10 matter-of-fact messages from the Midwest billionaire, Judy Faulkner: 1. “If you see…
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SurgiFi
2 years
I won’t be getting another Tesla once this lease is up
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SurgiFi
4 months
I gave up caffeine (and coffee) for years and can wholeheartedly tell you… IT AINT WORTH IT
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SurgiFi
5 months
I spent a lot of time crying while recording this because this was the 1st time I had to think about all of it and deal with it all at once. When my Mom died I said on her grave I’d save as many people as possible. I hope in sharing my story that I can save some people like me.
@InfiniteL88ps
Infinite Loops 🎙
5 months
Introducing: The Life of David Rhoiney A sneak peek behind the scenes of a major new Infinite Media film & book project chronicling the extraordinary journey of Dr. David Rhoiney ( @FiSurgi ). ___ David Rhoiney was born at the bottom. As an impoverished African American child,…
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@FiSurgi
SurgiFi
6 months
Average length of an NBA career = 4.5 years Minimum salary in the NBA = $1.12M Average career length of a Surgeon = 31-36 years Average salary of a Surgeon* = 400K I’ll let you do the math. Short story is it’s okay to go pro in something other than sports.
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SurgiFi
2 years
I’d take inflation over people losing their jobs
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@FiSurgi
SurgiFi
11 months
Y’all question the 💩 out of every scientist, doctor, pharmacist on this app Yet will listen to a podcast host whose entire career has been in media I don’t get it
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SurgiFi
2 years
Despite the annoyance that comes with owning a home, I'll never go back to paying someone over $2000/mo for something I don't own
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SurgiFi
3 years
Y’all have no idea how cool you were with this phone.
@justrenzy_
renzy👸🏿
3 years
My co-worker says “it does what it needs to do.”💯✊🏾 This is a fossil in 2021.
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SurgiFi
2 years
Martin Shkreli went to jail for securities fraud and honestly for exploiting of peoples health for profit He gets released early Then y’all celebrate him on this app? Wtf is going on
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SurgiFi
2 years
@wolfejosh This says nothing about the candidate However it does say a lot about the person doing the hiring.
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SurgiFi
1 year
I love to see this
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@FiSurgi
SurgiFi
2 years
The insurance company has y’all fooled into believing Doctors determine the fees in healthcare.
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@FiSurgi
SurgiFi
2 years
Life is kicking my @$$ lately Please send positive vibes
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SurgiFi
3 years
If your tax return each year is 4-5K and you save it for 2 years, that will provide a down payment for a house up to $286K using a FHA at 3.5%. So let’s get real about home ownership, because the excuses are getting old.
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@FiSurgi
SurgiFi
2 years
Here’s the issue I have with DCF models Y’all can make them mfs fit any narrative you want by changing one of the 1000 subjective inputs you designed in that hellish of a spreadsheet you created
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@FiSurgi
SurgiFi
1 year
I know a St Bernard when I see it
@gavinthomas2015
Gavin Thomas
1 year
Apparently, if you can see two people hugging, you're left-brained, and if you can see a dinosaur, you're right-brained. What do you see in the mountain?
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SurgiFi
1 year
Typically what happens if I work in my office after work
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@FiSurgi
SurgiFi
3 years
Do you want to feel old? Have a child in your 30s.
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@FiSurgi
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2 years
My Why
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1 year
I spent 23 years trying to survive to the next f**king day Then watched my Mom struggle waiting on me to become a Dr Lost my Mom in the process Then struggled through my first year of residency Bruh I’ve had enough delayed gratification for a lifetime Run me that check
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SurgiFi
2 years
No amount of money will make you you happy
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@FiSurgi
SurgiFi
8 months
He’s right.
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@FiSurgi
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2 years
What if home prices don’t come down and people are forced to obtain 7% mortgages?
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@FiSurgi
SurgiFi
3 years
I’m two generations removed from someone who was raised on a plantation picking cotton, didn’t go past middle school, & had her first child at 13 yo. EVERYTHING I accomplish in my lifespan is a testament to the sacrifices of those who came before me.
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SurgiFi
2 years
Okay im not cool with this I get it y’all like promote your investments and use whatever random stat the founder wants to use to seduce you into investing But I regularly treat Breast Cancer and you are spreading false information @chamath
@chamath
Chamath Palihapitiya
2 years
If you're diagnosed with cancer, the process of removing a tumor can be handicapped by suboptimal imaging techniques. For example, ~1 in 4 breast cancer lumpectomies fail due to inadequate imaging and women require another surgery, driving up costs/stress while lowering outcomes
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SurgiFi
2 years
Look I have no issue with anyone being born on 3rd base or with privilege Hell I’m jealous and wish I had those things growing up You don’t have to be ashamed of having those things However you also don’t get to deny the fact that those things helped you along
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SurgiFi
1 year
For the love of God, can we please get a modern TreasuryDirect website?
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2 years
Just a reminder, Mr. Ramsey is a trash human being
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@FiSurgi
SurgiFi
5 months
A college degree is only a scam to those who didn’t obtain one.
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@FiSurgi
SurgiFi
2 years
Am I the only one that doesn’t want to own a bunch of single family homes?
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@FiSurgi
SurgiFi
4 years
H&R Block been stealing y’all money for years! Meanwhile a CPA has more expertise & likely cheaper than what you paid Y’all only concerned about getting your refund early. You should be concerned with not giving the government a 0% loan.
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SurgiFi
2 years
We may never see sub 4% mortgage rates ever again
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SurgiFi
3 years
20 years ago I was struggling, just trying to survive, & living in a concrete jungle. Now I walk downstairs and stare at a lake from my kitchen. God always has a plan for you.
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SurgiFi
2 years
Here’s the utter f**king truth about finance for the everyday person Get a pen, copy this, bookmark it or whatever 1/
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SurgiFi
3 years
I honestly don’t care if the wealthy (legally) dodge taxes. Hell I want to do the same thing.
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@FiSurgi
SurgiFi
3 years
My kids are not my retirement plan.
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@FiSurgi
SurgiFi
28 days
Here’s the thing about the cars I drive. It’s my money. Also I’m a surgeon. My lifetime earnings will be in the 10s of Millions.
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@FiSurgi
SurgiFi
3 years
Another trip around the Sun today I’m 12 years younger than my Mom when she died I try to live every day like it’s my last so that I maximize anytime I have Please do something positive today Life is too short to be angry all of the time
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SurgiFi
8 months
@Codie_Sanchez Everything you do doesn’t have to be about money or allowing it to consume you. People can just enjoy life.
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@FiSurgi
SurgiFi
4 months
I just spent $100 in Five Guys. When did it get this expensive???
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@FiSurgi
SurgiFi
1 year
Whats more appealing? A portfolio of 28 Single Family Homes or 1 MF building with 28 units
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@FiSurgi
SurgiFi
10 months
Years from now this will be seen just as catastrophic as the opioid epidemic
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@FiSurgi
SurgiFi
1 year
This is awesome!
@jposhaughnessy
Jim O'Shaughnessy
1 year
6/ Next up, I'm honored to have the absolutely brilliant mind of @FiSurgi to call on at OSV. Dr. Rhoiney is a learning machine that so impressed me the first time I talked with him that the first movie OSV's Infinite Films is making is a documentary about David's life.
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@FiSurgi
SurgiFi
2 years
I didn’t have a $100K in networth by the age of 35. And I’m doing just fine. Everyone has their own journey. Run your own race
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SurgiFi
2 years
I’m at a loss for a words
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@FiSurgi
SurgiFi
1 year
Who gives a flying f**k about a Roth IRA if you can’t put food on the table or keep the lights on
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@FiSurgi
SurgiFi
2 years
At some point people are going to be priced out of both the rental and home owner markets
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@FiSurgi
SurgiFi
3 years
Entrepreneurship doesn’t come with a retirement plan. Save wisely.
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@FiSurgi
SurgiFi
3 years
In case you're wondering what career to go into, I'd suggest Cyber Security. It hasn't gotten enough attention and these companies are going to have to pay top dollar to ensure their data is protected.
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@FiSurgi
SurgiFi
6 months
Don’t tell the personal finance gurus on this site but I decided to live my life and go see a NBA game in person. Because it’s my money and this ain’t the struggle Olympics. Life’s too short not to enjoy it.
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@FiSurgi
SurgiFi
1 year
I’d buy this before buying a minivan
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@FiSurgi
SurgiFi
2 months
No f**king way are they going to allow him to hit at full power and speed.
@MikeTyson
Mike Tyson
2 months
Mitts flyin’ #PaulTyson
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SurgiFi
2 years
11.8 million PPP loans were given 708 received the max amount of $10M 4.1 million loans were forgiven $98K was the average amount that was forgave Yet some of y’all are mad at the possibility of $10-20K being forgiven?? Gtfoh
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@FiSurgi
SurgiFi
9 months
Don’t look a day over 21
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