Millionairess dividend investor generating passive income for life. 💃 $3m NW 🦄 MBA 🇺🇸 I talk about stocks I own for inspiration purposes only. LGBT 🏳️🌈
You've been asking... so here it is, showing my rotations, diversification, and total dividend + option projection for 2024
My full updated portfolio review:
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So with my current levels…
My
#dividends
$95,000/year
$260/day
$10.84/hr 24/7
My
#options
$40,000/year (est avg)
$110/day
$4.57/hr 24/7
I make about $.25 every min of every day. Could you live on this
#passiveincome
?
Just blows my mind 🤯 at my current levels…
My
#dividends
$95,000/year
$260/day
My
#options
$40,000/year (est avg)
$110/day
It’s $.25
every min
of every day
24/7
FOREVER 🔥
With 1 hr of work per week 😳😱
You gettin this kind of
#passiveincome
?
Serious post.
Yes I’m a millionaire
Yes I have a lot of dividends
I enjoy meeting investor whales
That are way bigger than me!
But you know what I enjoy even more??
Meeting the 20-yr old that put their 1st dollar into a ROTH.
Meeting the 30-yr old single mom who watched ONE
To generate $50,000/yr in
#dividends
You’d need ONE of the following:
~$500,000 of $JEPQ
~$1,000,000 of $DIVO
~$1,500,000 of $SCHD
~$3,500,000 of $VOO
Your pick?
@DecadeInvestor
Congrats!!!!
Net Worth (age 45-49)
Avg $761k
Median $164k
Me:
2002: -$150k 😢
2012: $555k 🙂
2022: $3 million 🤑 (mid 40s)
It can be done. Don’t give up. 💃👊
This is how the
#dividends
go…
Small💧
Small💧
Small💧
Small💧
Small💧
Small💧
Small💧
Small💧
Small💧
Small💧
Small💧
Medium🔥
Medium🔥
Medium🔥
Big😍
Huge🤩
MASSIVE🤯🤑
And 20 years later, you’ll be me 😘💃
A DREAM, tight like a 💎
Don’t stop 🫵
#FinancialFreedom
#Dividends
so far…
Jan = $10,200
Feb = $6,093
Mar = $5,528
Apr = $10,959
May = $7,101
Jun = $5,629
July = $10,380
Aug = $7,450
Sep = $6,079
Oct = $10,708
+ November + December will = ???
Last year was $75k for the year 💃💋
Where would you put $100,000 if you got it tomorrow?
Annual
#dividends
would be something like:
$QQQI = $14,000/yr
$JEPQ = $9,000/yr
$DIVO = $4,500/yr
$SCHD = $3,300/yr
$VOO = $1,300/yr
#Dividends
so far…
Jan = $10,200
Feb = $6,093
Mar = $5,528
Apr = $10,959
May = $7,101
June = $5,629
July = $10,380
Aug = $7,450
Sep = $6,079
With
#options
$109k so far in 2023
I made $75k TOTAL in 2022
No new funds added 😳
How?
You following along on YouTube? 📺 💋🫵
Student loans paid off
Credit cards paid off
Car paid off
1 house paid off
$1.5M in stock
Dividend income
Options income
YouTube income
Affiliate income
Rental house income
Interest income
Active income
… what else should I be doing? 💎💃
#FinancialFreedom
My real estate is worth $2,000,000+
My stocks are worth $1,500,000+
My checking account $10,000
My savings account $1,000
That’s called investing every penny 💵
Dividends go like this…
Nothing much 💰
Nothing much 💰
Nothing much 💰
Nothing much 💰
Nothing much 💰
Nothing much 💰
Nothing much 💰
Nothing much 💰
Something 💸
Something 💸
Something 💸
Amazing 💵💵💵
Amazing 💵💵💵
Incredible 🤑🤩
WTF 🤯
My annual
#dividend
income:
2021 = $51,680
2022 = $75,056
2023 = $39,882 (thru May)
IS IT POSSIBLE TO MAKE IT TO $100k in just
#DIVIDENDS
? Adding NO more funds, just coasting, will I hit my 20yr goal in 2023? 😬🤯
OMG 😱 gonna be close!
#Dividends
so far…
Jan = $10,200
Feb = $6,093
Mar = $5,528
Apr = $10,959
May = $7,101
Jun = $5,629
July = $10,380
Aug = $7,450
Sep = $6,079
Oct = $10,708
With
#options
$124k so far…
I made $75k TOTAL in 2022
No new funds 😳
How?
You following along on YouTube? 📺 💋🫵
#Dividends
so far…
Jan = $10,200 ✅
Feb = $6,093 ✅
Mar = $5,528 ✅
Apr = $10,959 ✅
May = $7,101 ✅
June = $5,629 ✅
With
#options
$69k so far in 2023
I made $75k TOTAL in 2022
No new funds added 😳
How?
You following along on YouTube? 📺 💋🫵
Where would you put $100,000 if you got it tomorrow?
Annual dividends would be:
$JEPQ = $9,000/yr
$SCHD = $3,500/yr
$DIVO = $4,500/yr
$SPY = $1,500/yr
$TSLY = $77,000/yr
Them:
You make almost $100k in dividends?!? The taxes will be terrible!
Me:
Making $100k in dividends in the lowest tax bracket possible and owing almost nothing ✌️💚
My
#DIVIDEND
journey
$100 - dumb idea 🙄
$1,000 - that’s it?! 😂
$10,000 - you can’t live off of that 😆
$50,000 - I’d rather enjoy money now 🤑
$75,000 - wait, what are you doing again? 😢
$100,000 - you’re so lucky I hate my job 😭
… just wait til I get to $200k/yr 💋😘💃
Them:
#DIVIDENDS
suck because you pay taxes
Me:
Your 9-5 is taxed at the highest rate.
Meanwhile… with
#dividends
a married couple pays zero taxes on qualified dividends up to $89,250 (min)
Did I stutter? ZERO FED TAXES
This is the credit card I use almost exclusively = 2% cash back on everything right into my brokerage.
Then I immediately invest that money 💰
What credit card 💳 + reward do you like best?
To generate $100,000/yr in
#dividends
You’d need ONE of the following:
~$850,000 of $SPYI
~$1,000,000 of $JEPQ
~$2,000,000 of $DIVO
~$3,000,000 of $SCHD
~$7,000,000 of $VOO
Your pick?
I’m a dividend investor. Why?
- because I never have to sell
- tax advantaged
- annual raises
- dividends DON’T go down w/market
- dividend income = no worries re job
- growth + income
- no end of life or market timing
It’s a great feeling 💃🔥😘😎
#passiveincome
#investing
Here’s ALL of my monthly payers:
$JEPQ
$O
$PTY
$BDJ
$BST
$DIVO
$STAG
$MAIN
$APLE
$BBN
With these I’m at $2,075/mo
…then there’s my 65 other stocks 😘💃
What would that cover for you?
#investor
#bossbabe
$JEPQ is now my largest ETF position
Shares = 1,100
Worth = ~$48,500
Dividends = ~$6,000/yr
I wonder how well you know me? What’s my next largest ETF position worth $42k? 👇
#DivTwit
#Queen
This is how the
#dividends
go…
Small
Small
Small
Small
Small
Small
Small
Small
Small
Small
Small
Small
Small
Small
Small
Small
Small
Medium
Medium
Medium
Big
Huge
MASSIVE
And 20 years later, you’ll be me 😘💃
A DREAM, tight like a 💎
#FinancialFreedom
#DivTwit
Investing income journey
$100 - idiot 😂
$1,000 - whatever 🙄
$10,000 - I don’t care 🤷♀️
$50,000 - wait… teach me 🤔
$100,000 - I want to be you! 😳
$200,000 - WTF 🤯
$200k by 2025 baby… that’s me 💃💎
Block out the noise 🫵
#Financialfreedom
$1,000,000
Was so hard
To get to
I used coupons
I watched spending
I took out loans
I ate at home
I worked 100hr weeks
For years
And years
But after becoming a millionaire
It started rolling much faster
And it became easier
As the money starts to make
Its own money
15 yrs ago
Me:
I make $10,000/yr in dividends!
Them:
Yeah but what about the taxes?
10 yrs ago
Me:
I make $20,000/yr in dividends!
Them:
Yeah but what about the taxes?
5 yrs ago
Me:
I make $50,000/yr in dividends!
Them:
Yeah but what about the taxes?
1 yr ago
Me:
I make
The life of a
#DIVIDEND
investor
Yr 1 - $50 “you’re an idiot
Yr 5 - $500 “lol 😆 ridiculous
Yr 10 - $15,000 “haha whatever dude
Yr 15 - $50,000 “no way… show me
Yr 17 - $75,000 “wait what?? 😳🤯
Yr 20 - $100,000 “you are so lucky 🍀
If you had $1.5M… you could get $100k/yr in
#dividends
like this:
~$600,000 of $JEPQ
~$400,000 of $DIVO
~$350,000 of $SCHD
~$150,000 of $SPY
…and have 300 $SPY shares to
#option
OR
~$700,000 of $JEPQ
~$300,000 of $DIVO
~$300,000 of $SCHD
~$200,000 of $SPY
…and have 400 $SPY
The life of a
#DIVIDEND
investor
Yr 1 - $50 “you’re an idiot”
Yr 5 - $500 “so dumb, ridiculous”
Yr 10 - $5,000 “haha whatever dude”
Yr 15 - $50,000 “no way… teach me??”
Yr 20 - $100,000 “you are so lucky 🍀”
Car paid off
No CC debt
House paid off
$1.5M in stock…
$91,000
#dividend
income
Options income
Rental house income
YouTube income
Affiliate income
So… WHATS THE NEXT STEP? 💃🔥
Would love to hear 💡 ideas!!
#financialeducation
#passiveincome
I don’t have a pension.
So I created my own:
$95,000/yr in dividends
$40-$50k/yr in options
$25k/yr in other passive (YouTube, rent)
That’s how I do baby.
Life gives me lemons 🍋
and I make a
FUCKING lemon drop COCKTAIL 🍸 💋
#FinancialFreedom
Imagine this…
You’re mid-40s
You make $96,000/yr in
#dividends
You’ve got a paid off house and car
You also make $50,000/yr in
#options
You also make passive income like interest, YouTube, X, real estate rent
This is me laying here👇📸 doing that
RIGHT THE FUCK NOW 💎✨
DIVIDEND HIT TODAY 🥊🥊🥊
$JEPQ = $1,500
Here’s how it happened:
- turned on my side
- while in bed
- yawned and stretched
- reached to the side table
- pressed login button on Fidelity
- saw $1,500 deposit
Because…
#dividends
💋
I’m a multimillionaire 💃
No one taught me investing
I bought magazines
I paid for an MBA
I read and practiced
I made mistakes
I spent weekends learning
Weekends and weekends and weekends
I read on the plane
In my hotel rooms
While I was working
100 hour weeks
By myself
#Dividends
so far…
Jan = $10,200 ✅
Feb = $6,093 ✅
Mar = $5,528 ✅
Apr = $10,959 ✅
May = $7,101 ✅
June = $5,629 ✅
July = $10,380 ✅
With
#options
$88k so far in 2023
I made $75k TOTAL in 2022
No new funds added 😳
How?
You following along on YouTube? 📺 💋🫵
MY *MONTHLY* DIVIDEND PAYERS
$JEPQ
$DIVO
$PTY
$O
$SPYI
$BST
$MAIN
Total: $40,500/yr
What could you do with an extra $3,375 every month, forever? 🔥👍🏼💃💵
#FinancialGoals
Could you 🫵 live in retirement off of $50,000 a year in
#dividends
?
$4,166.67 a month
$136.99 a day
$5.71 an hour
Because if you can, here’s what it would take, you’d need ONE of the following:
~$425,000 of $SPYI
~$550,000 of $JEPQ
~$1,100,000 of $DIVO
~$1,500,000 of $SCHD
To generate $100,000/yr in
#dividends
You’d need ONE of the following:
~$1,000,000 of $JEPQ
~$1,500,000 of $SCHD
~$2,000,000 of $DIVO
~$7,000,000 of $SPY
Your pick?
Could you 🫵 live in retirement off of $50,000 a year in
#dividends
?
$4,166.67 a month
$136.99 a day
$5.71 an hour
Because if you can, here’s what it would take, you’d need ONE of the following:
~$425,000 of $SPYI
~$500,000 of $JEPQ
~$1,100,000 of $DIVO
~$1,500,000 of $SCHD
So with my current levels…
My
#dividends
$95,000/year
$260/day
$10.84/hr 24/7
My
#options
$100,000/year (est 2024)
$274/day
$11.42/hr 24/7
That’s about $16,250 a month
Could you live on this
#passiveincome
?
How the
#dividends
go:
$10 … so what?
$100… waste of time.
$1,000… that’s all you get?
$10,000… wait, what are you doing?
$100,000… you are so lucky 🍀
To all the naysayers… tell ‘em suck it. 👅
Love you,
-DREAM 😘💃
Ever wonder what 1,193 shares of $O looks like?
~$74,000 invested
~$3,650/yr in dividend cash flow
Broke $300/mo in $O for the 1st time EVER this month at $303 🥹🤩😍
#StockMarket
#investing
#DivTwit
The 4% rule.
NOPE 👎🏼
See, when your
#dividends
create $100,000/yr you NEVER HAVE TO SELL so there’s no drawdown percentage 😳🤯 …like, at all… 0%
Love you,
- DREAM 🛌 🫵💋
DIVIDEND HIT TODAY 🥊🥊🥊🥊
$JEPQ = $2,207
It hits every month 👀
My mortgage is $1,867
So what should I spend
the extra $340/mo on?
Worth the sacrifices
Earlier in life to get here? 🤔
#FinancialFreedomGoals
#keepgoing
💃💋
$70,000 in dividend income this year, so far. 💰💰💰💰💰💰💰
Let me be your example.
Get serious
Take ownership
Stay focused
Do your thing in your lane
Listen to your gut
It all comes together in the end.
#invest
#passiveincome
#financialhealth
#mondayinspiration
This is what $100,000 a year in
#dividends
could look like for you 🫵
$8,333 a month
$273.97 a day
$11.42 an hour
$.19 a minute
Completely 👏
Passive 👏
Income 👏
- 💎✨