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Siddharth Raman Profile
Siddharth Raman

@iSiddharthRaman

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122,655
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Helping Indians to choose right credit cards & experience luxury travel for less. Obsessed with the creator of this ever expanding universe. 🧘‍♂️

Tamil Nadu, India
Joined October 2009
Don't wanna be here? Send us removal request.
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@iSiddharthRaman
Siddharth Raman
10 months
A beautiful evening. #Westin #Himalayas
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@iSiddharthRaman
Siddharth Raman
9 months
Having spent 15 days at Westin - Himalayas, I can say that it’s perhaps one of the best properties in the world. While my experience across the world might be limited, a lifetime platinum guest who travelled to over 60+ countries saying the same can’t be wrong.
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@iSiddharthRaman
Siddharth Raman
8 years
I haven't been everywhere but it's on my list. #travel
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@iSiddharthRaman
Siddharth Raman
4 years
I’m wondering why she used a credit card for buying drugs. Maybe she is addicted to reward points? 🧐
@TimesNow
TIMES NOW
4 years
#Breaking on @thenewshour with Navika Kumar | Sources: Rhea's credit card has been used for drug purchases. Rhea's arrest next. NCB closes in on Rhea’s drug nexus link. | #RheaEndgame
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@iSiddharthRaman
Siddharth Raman
6 months
So I missed a 100 INR Credit Card bill for 9 days and that has given a nice hit to the CIBIL score! 🤦‍♂️ I wish credit bureau’s add a common sense to their algorithm to not ruin the score for <500 INR delayed payments or something of that sort.
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@iSiddharthRaman
Siddharth Raman
6 months
Happiness is when this beautiful resort costs only 7000 points! #LeMeridien #Kochi
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@iSiddharthRaman
Siddharth Raman
2 months
The Best Business Credit Card in India at the moment: HDFC Bank BizBlack Credit Card - 5X rewards on Tax, bill payments, etc (16.5% savings) - Unlimited Lounge Access - Amazon Vouchers for redemption (as of now) Detailed review:
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@iSiddharthRaman
Siddharth Raman
3 years
Check out the list of 20+ Best Credit Cards in India with detailed reviews (2021) This is the only article you would ever need to read, if you're new to the world of credit cards. Hope you enjoy the visual treat! 🙂 #CreditCards #India
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@iSiddharthRaman
Siddharth Raman
6 months
Happiness is when you’re the only passenger in the business class cabin. And it was a tasty breakfast on Vistara after a long time! Route: HYD-BOM
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@iSiddharthRaman
Siddharth Raman
8 months
An Indian family with a kid boarding a bus in UK few mins back. Driver: hello, how many tickets? Mom: 2 adults return Driver: what about the kid? Mom: she’s 2yrs old Kid: no mom, I’m 6 yrs old. Driver: seems kid is right. Mom: okay, I’ll pay for her. 25£ was the damage. But
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@iSiddharthRaman
Siddharth Raman
9 months
Surprised to experience that Nexon’s suspension is as good as Innova’s. And looks like Taj hotels started experimenting with Nexon EV’s for their guests. It was quite a comfortable ride.
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@iSiddharthRaman
Siddharth Raman
1 year
Happiness is flying First Class. #Lufthansa
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@iSiddharthRaman
Siddharth Raman
29 days
The coastal drives in Cape Town are breathtaking. #SouthAfrica
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@iSiddharthRaman
Siddharth Raman
2 years
AXIS is the new found lover of almost every super premium credit cardholder from 1st Feb 2022. HDFC is the ex-girlfriend. Will the Ex take any bold moves to re-connect? Time will tell.
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@iSiddharthRaman
Siddharth Raman
6 months
It feels like a private jet when the flight has only your family + 2 other passengers. ✨
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@iSiddharthRaman
Siddharth Raman
7 months
International roaming pack in India is a daytime robbery.
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@iSiddharthRaman
Siddharth Raman
8 months
British Countryside is just so beautiful and feels out of the world. #Cotswolds #England
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@iSiddharthRaman
Siddharth Raman
4 months
This is probably the cheapest domestic airfare I could ever find in this life. BLR-SXV for 525 INR on select dates. Alliance Air Vazhga! 🫡
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@iSiddharthRaman
Siddharth Raman
5 months
New Axis Magnus Burgundy Credit Card joining/renewal fee: 30,000 INR+GST LTF Offer ends by 31st Jan 2024 (for those who are eligible by Dec 2023) Source: Burgundy Support
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@iSiddharthRaman
Siddharth Raman
5 years
A big list is here! Check out the 25+ Best Credit Cards in India with Reviews (2019) #CreditCards #India
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@iSiddharthRaman
Siddharth Raman
6 months
The beautiful giant Christmas decor at ITC Narmada #Ahmedabad
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@iSiddharthRaman
Siddharth Raman
5 years
So I won a free recliner on CRED, on 2nd attempt. Savings for the day: Rs.15,000+ Anyone else tried? #CRED #Rewards
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@iSiddharthRaman
Siddharth Raman
3 years
A day well spent.
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@iSiddharthRaman
Siddharth Raman
6 months
Encalm lounge at Hyderabad airport (domestic) is almost at 100% occupancy even at 5am. But if you’re availing the meet and greet services, you not only skip the busy entry line but also get access to this small yet cozy VIP room located inside the lounge. You also get someone
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@iSiddharthRaman
Siddharth Raman
4 years
Check out the big list of 30+ Best Credit Cards in India with Reviews (2020) The only article you would ever need to read, if you're new to the world of credit cards. 🙂 #CreditCards #India
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@iSiddharthRaman
Siddharth Raman
9 months
Mumbai. Amazing weather, beautiful E Class and a nice Tamil driver. Let there be more traffic along the way. Thanks to rain & Axis Reserve.
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@iSiddharthRaman
Siddharth Raman
3 years
Experts use HDFC Infinia, Amex Plat Charge, etc Legends use Marriott Bonvoy, Chase Sapphire Reserve and other US issued cards in India. Just came across a Legend. 😀
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@iSiddharthRaman
Siddharth Raman
4 years
He: Sir, we’ve a special welcome amenity for you. Me: Thanks, place it on the table. (Didn’t have a closer look) After 5 mins.. wait whatttt.. AMEX Centurion with my name on it?! 😱😍 Guys @TridentChennai got some serious skills. #TridentHotels
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@iSiddharthRaman
Siddharth Raman
9 months
Beautiful✨
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@iSiddharthRaman
Siddharth Raman
3 years
IDFC First Bank reduces savings account interest rate from 7% to 6% (from 1st Feb) Reason: "Bank is getting deposits beyond our requirements" Hope they don't cut the 10X rewards on credits cards to 5X saying "Spends are high and beyond our expectations"
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@iSiddharthRaman
Siddharth Raman
2 years
From my recent experience at Hyderabad, over 80% of cab bookings done on OLA/Uber with digital payment modes gets cancelled. Is it the same everywhere else? If so why can’t the service providers pay drivers instantly via IMPS/UPI to permanently fix the issue? 🤔
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@iSiddharthRaman
Siddharth Raman
7 years
Wonderful city with pleasant climate. #vietnam #hanoi #redbridge
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@iSiddharthRaman
Siddharth Raman
3 years
Here it is, finally! The box feels HEAVY. Hoping to see some gold bars inside. 😀 #SBICard #AURUM
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@iSiddharthRaman
Siddharth Raman
2 years
Being born in India and not exploring the spiritual path is like having a pre-approved offer for Infinia LTF and not accepting it.
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@iSiddharthRaman
Siddharth Raman
2 years
Travel is one of the expensive form of addiction. Using rewards instead of money to get over this addiction is a blessing. We’re all well blessed. ✨ 📸 ITC Sonar, Kolkata
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@iSiddharthRaman
Siddharth Raman
8 months
Stonehenge is overrated, Indian temples are underrated.
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@iSiddharthRaman
Siddharth Raman
4 years
Height of credit card addiction: Me thinking of how nice it would be if a credit card offers fast track entry into Tirumala Tirupati Temple. #CreditCard #Privileges
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@iSiddharthRaman
Siddharth Raman
4 months
It's nice to see that a foreign airline is making announcements in Tamil on the flight to Chennai, while the local airlines don't do it even when flying within TamilNadu. 📷 Cathay Pacific : HongKong -> Chennai
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@iSiddharthRaman
Siddharth Raman
2 years
8 out of 10 super premium credit card holders (truly eligible) don’t have an active social media account. They’re busy LIVING the life!
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@iSiddharthRaman
Siddharth Raman
8 months
A long Europe trip means a very long credit card statement.
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@iSiddharthRaman
Siddharth Raman
4 years
𝗖𝗼𝗺𝗺𝗼𝗻 𝗺𝗲𝗻: • When will Coronavirus leave the world? • What’s the new lockdown rules? 𝗛𝗗𝗙𝗖 𝗜𝗻𝗳𝗶𝗻𝗶𝗮 & 𝗱𝗶𝗻𝗲𝗿𝘀 𝗯𝗹𝗮𝗰𝗸 𝗰𝗮𝗿𝗱𝗵𝗼𝗹𝗱𝗲𝗿𝘀: • Will 10x rewards be extended? • What’s the new 10X terms & conditions? #CreditCard #Rewards
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@iSiddharthRaman
Siddharth Raman
6 months
Just found that Soch accepts Amazon Pay Balance as a payment mode. Nice! Any idea if there are any other noteworthy offline merchants that accepts amazon pay?
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@iSiddharthRaman
Siddharth Raman
2 years
Happiness is having a Complimentary airport transfer in a BMW 5 series. Ecstasy is when the driver is a Tamilian. 😊
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@iSiddharthRaman
Siddharth Raman
2 years
“Rewards… rewards… rewards… I don’t like it, I avoid. But, rewards likes me, I can’t avoid.” Says a Centurion.
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@iSiddharthRaman
Siddharth Raman
1 month
How I saved 1,20,000 INR this year? By replacing my iPhone's battery instead of upgrading to the latest variant. After 4 years of usage, iPhone 11 Pro Max's battery capacity dropped to 75% and gave only half the backup with performance issues. Now, with a new battery, it
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@iSiddharthRaman
Siddharth Raman
6 months
Perhaps the longest call I’ve ever had with the support! And he said that it’s few mins short to hit his previous record of 2:30 or so.😅
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@iSiddharthRaman
Siddharth Raman
4 years
The Metal has arrived! #AmexPlatinum Comes in a new package, no more wooden box holder inside even for primary card. More details shortly. P.S. Now made in India, no longer shipped from Singapore. #AmexIndia
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@iSiddharthRaman
Siddharth Raman
2 years
We’re all sharing a common mind, a superconscious mind. You get the access when you’re closer to nature. Having the ability to use points to get closer to nature is a blessing! ✨ 📸 Rabindra Sarobar Lake, Kolkata
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@iSiddharthRaman
Siddharth Raman
5 years
And so the day ends with some more celebration in the sky @ 35,000 ft. Thanks to @airvistara and the team 🙏 #Vistara
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@iSiddharthRaman
Siddharth Raman
5 years
Happiness is when you call American Express Customer Care and the call gets answered by a CardExpert reader 🙂
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@iSiddharthRaman
Siddharth Raman
9 months
Happiness is when you’re in the hotel’s lounge and someone recognises you and says “hey, I read your articles”
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@iSiddharthRaman
Siddharth Raman
2 months
The cost of a cheap flight at times is expensive.
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@iSiddharthRaman
Siddharth Raman
9 months
Happiness is on the way ... and so the Platinum status! #MarriottBonvoy #CreditCard #HDFCBank
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@iSiddharthRaman
Siddharth Raman
3 years
Mesmerising Meghalaya! #Meghalaya #Dawki
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@iSiddharthRaman
Siddharth Raman
9 months
Credit Card holders in India: 2015: How to spend more to avail milestone benefits? Tips please 2022/2023: I can easily reach all milestones on all cards. But, is it safe? What has changed? You know!
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@iSiddharthRaman
Siddharth Raman
5 years
India's best super premium credit card just got even better! HDFC Diners Black Credit Card gets new benefits from 1st Nov 2019 + new Diners variant launched. Checkout #HDFCBank #DinersClub #CreditCard #Upgrade
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@iSiddharthRaman
Siddharth Raman
3 years
Coimbatore is becoming beautiful. 🤩 This area reminds me of the Marina Bay, Singapore. #Coimbatore #Tamilnadu
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@iSiddharthRaman
Siddharth Raman
3 years
First flight after the pandemic. #Vistara
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@iSiddharthRaman
Siddharth Raman
3 years
I’ve never seen such a simple OTP in my life. Have you?
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@iSiddharthRaman
Siddharth Raman
27 days
The beautiful view of the Great Pyramids of Giza today morning, from Marriott Mena House. It’s such a wonderful resort, with an amazing value on Marriott Bonvoy Points, especially for the elites.
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@iSiddharthRaman
Siddharth Raman
2 years
Expecting the lucrative offers to run forever is like expecting to live on earth forever. Devaluations are inevitable!
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@iSiddharthRaman
Siddharth Raman
5 months
That's a weird design!
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@iSiddharthRaman
Siddharth Raman
2 months
I had an interesting conversation with a Centurion cardholder recently. What caught my attention wasn't the Centurion card itself, but rather his house rent. - House rent: 7.5L p.m. - Location: Somewhere in Mumbai Never knew Mumbai has such ultra expensive rental properties!
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@iSiddharthRaman
Siddharth Raman
5 years
Yet another day on Vistara Business class #Vistara #BusinessClass
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@iSiddharthRaman
Siddharth Raman
5 years
Am I the only person here who never watched a single episode of Sacred Games & Game of Thrones?
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@iSiddharthRaman
Siddharth Raman
3 years
Vistara Business Class from Bangalore to Delhi Review (Covid Version) One of the best meal I've ever had in the sky! #Vistara #BusinessClass
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@iSiddharthRaman
Siddharth Raman
3 years
Thanks to everyone who spotted this on Amazon and shared. 🙏
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@iSiddharthRaman
Siddharth Raman
3 years
OMG! RBI has imposed restrictions on American Express India from on-boarding new customers from 1st May 2021. Existing customers are unaffected. Reason: Payments Data is still not stored in India.
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@iSiddharthRaman
Siddharth Raman
3 years
What a magnificent creation! But, where is the creator?
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@iSiddharthRaman
Siddharth Raman
3 years
INFINIA Metal Edition is now officially visible with features & benefits on HDFC Bank website, here:
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@iSiddharthRaman
Siddharth Raman
3 years
Happiness is South Indian Thali.
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@iSiddharthRaman
Siddharth Raman
2 years
Happiness is when your health insurance policy re-imburses your expenses on powered glasses. #OPDBenefit
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@iSiddharthRaman
Siddharth Raman
2 years
Happiness is having coconut water at hotels. Sadness though is when it costs 10X.
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@iSiddharthRaman
Siddharth Raman
3 years
Love is blind they say, I agree! #AxisReserve
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@iSiddharthRaman
Siddharth Raman
3 years
Updates on HDFC Credit Card Offers: - PayZapp 3X Rewards extended through Sep 2021 - Diners 2X rewards on CRED has ended - Smartbuy Instant Vouchers dropped from 10X to 5X
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@iSiddharthRaman
Siddharth Raman
3 years
HDFC Bank gives Lifetime Free Infinia & Diners Black Upgrades That's right, super premium cards as LTF! #HDFCBank #CreditCard #Upgrades Looks like HDFC started the new year on a high note. 😀
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@iSiddharthRaman
Siddharth Raman
8 months
It’s a pleasure to drive when almost everyone follows traffic rules. I wish we could have a sight like this in India. 📸: Somewhere in Ireland
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@iSiddharthRaman
Siddharth Raman
1 year
I'm rejected for a Schengen Tourist Visa by Austria and sent an Appeal email. Email was not acknowledged & no Austrian Embassy Visa support line in India to speak to either. Any idea how long it's going to take? @AustriainIndia @IndiainAustria @AmbWieserIndia @JaideepMazumder
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@iSiddharthRaman
Siddharth Raman
10 months
Westin Resort & Spa, Himalayas – Review A heaven in the Himalayas!
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@iSiddharthRaman
Siddharth Raman
3 years
Called up HDFC Infinia Support just to check annual spend on card and the executive quickly shared: Spends, Required spends for waiver, Renewal date, and even requested to meet the spend 4 days prior to renewal. Wow, that was beyond Amex! #HDFCBank #Infinia
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@iSiddharthRaman
Siddharth Raman
3 years
It would be an inspiration for others if the badge gives priority services while dealing with Gov. entities.
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@iSiddharthRaman
Siddharth Raman
1 year
A beautiful lake in Austria, on the way to Hallstatt #Austria #Fuschl #Lake
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@iSiddharthRaman
Siddharth Raman
2 months
Raffles glitters in Gold. ✨ 📸 View from JW Marriott, Macau
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@iSiddharthRaman
Siddharth Raman
5 years
Someone i knew won a TV on Cred 😱 Check today's redemption option (10k Points). What did you get? #CRED P.S. I got 1K Marq voucher 😐
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@iSiddharthRaman
Siddharth Raman
9 months
IndusInd Bank is probably the only Credit Card issuer in the country to send such beautiful insights on annual FY Credit Card spends. I wish all Credit Card's have this feature. P.S. Axis & SBICard too has it via online tool but not as annual stmt like IndusInd does.
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@iSiddharthRaman
Siddharth Raman
5 months
Ahmedabad airport lounge (T1) is at 100% occupancy and they’re still checking-in others!! Well, forget about the lounge, even the airport is kind of operating close to 100% occupancy at 7 AM, so much so that meet & greet executive had to search a bit for a vacant seat! Is this
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@iSiddharthRaman
Siddharth Raman
6 months
My first 2-in-1 Boarding Pass! Never knew such system exist, until recently. And not to mention, Etihad not only has a separate entry but also a separate "gate" for boarding Business Class passengers in Dublin. #Etihad #Ireland
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@iSiddharthRaman
Siddharth Raman
4 months
Wonderful card delivered at amazing speed - 2 days for the bank to approve SR created by RM and 3 days for card delivery. A rewarding Card by ICICI Bank after a long time!
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@iSiddharthRaman
Siddharth Raman
2 months
The new design on American Express India Platinum Travel Credit Card looks beautiful. It might take few weeks for the new design to reflect for everyone, just like how they handled the plat/gold charge card design refresh few months ago.
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@iSiddharthRaman
Siddharth Raman
3 years
These days debit cards from not so popular banks look more beautiful than those from big players. Here are some samples from #IDFCFirst & #FederalBank
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@iSiddharthRaman
Siddharth Raman
7 years
The traveler sees what he sees, the tourist sees what he has come to see. #Travel #Quote
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@iSiddharthRaman
Siddharth Raman
2 years
Which fine dining restaurant needs 3 reminders and 15 mins to bring a regular drinking water to the table? Me: Lotus cafe, JW Marriott, Juhu @JWMarriottJuhu
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@iSiddharthRaman
Siddharth Raman
1 year
My First Schengen Tourist Visa Experience [Rejected, Appealed & Approved] I wish to live in a world where there are no Visa complications, unless for the matter of authentication to track the movement of people!
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@iSiddharthRaman
Siddharth Raman
4 years
CRED creates 1-click KYC to give access to credit in 90 seconds. - Its Instant - Its Flexible - Its Hassle free All that comes with an attractive interest rate. CRED Stash detailed review is here: #CRED #CREDStash
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@iSiddharthRaman
Siddharth Raman
5 years
Finally 😍 Hope the luck god stays with me forever! #CRED #CreditCard #BillPayment
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@iSiddharthRaman
Siddharth Raman
6 months
Happiness is visiting Google’s office. It’s a mini heaven on earth. #Hyderabad
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@iSiddharthRaman
Siddharth Raman
3 years
Hope this means: - a better loyalty program - a better range of Air India Credit cards 💳
@RNTata2000
Ratan N. Tata
3 years
Welcome back, Air India 🛬🏠
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@iSiddharthRaman
Siddharth Raman
3 years
Made my day!💓💓💓
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