HOW TO LIVE OFF DIVIDENDS:
The Truthful Math Behind the Ultimate Form of Financial Freedom:
(And why many will never achieve it)
A Step by Step Guide (Thread) 👇
This is crazy.
2003 Median Salary: $42,409
2023 Median Salary: $54,132
A 27% Increase
2003: Median Home Price: $182,700
2023: Median Home Price: $454,900
A 148% Increase
Inflation is the silent killer.
10 Buy & Hold FOREVER Dividend Stocks:
1. $AAPL Apple
2. $LVMHF Louis Vuitton
3. $O Realty Income
4. $SBUX Starbucks
5. $AVGO Broadcom
6. $HD The Home Depot
7. $BAC Bank of America
8. $MSFT Microsoft Corp
9. $JNJ Johnson & Johnson
10. $KO Coca-Cola Company
Agree or Disagree?
100k is 25% of the way to 1 Million.
I didn't understand this concept-
At first.
But when I did, it completely changed the way I viewed investing.
If we look at it purely from a dollar amount, then obviously 100k is 10% of 1 Million
( $100,000 / $1,000,000 = 10% )
But what
10 Buy & Hold FOREVER Dividend Stocks:
1. $AAPL Apple
2. $ABBV AbbVie
3. $O Realty Income
4. $SBUX Starbucks
5. $AVGO Broadcom
6. $HD The Home Depot
7. $BAC Bank of America
8. $MSFT Microsoft Corp
9. $JNJ Johnson & Johnson
10. $KO Coca-Cola Company
Agree or Disagree?
10 Buy & Hold FOREVER Dividend Stocks:
1. $AAPL Apple
2. $WM Waste Management
3. $UNH UnitedHealth Group
4. $SBUX Starbucks
5. $AVGO Broadcom
6. $HD The Home Depot
7. $BAC Bank of America
8. $MSFT Microsoft Corp
9. $JNJ Johnson & Johnson
10. $KO Coca-Cola Company
Do you agree?
Yearly dividend income with $1,000,000 invested:
- QQQ: $5,700
- VOO: $14,600
- SCHD: $35,300
- JEPI: $86,500
- QYLD: $117,100
- JEPQ: $103,400
If you could only buy 1 of these ETFs forever, which one are you buying?
One of the best kept secrets of the tax code?
Under the right circumstances-
A married couple in the US can earn up to $123,250 in dividends every year and pay zero in taxes.
Here's how: (thread 👇)
Warren Buffett never invested in a 401k.
This is why he hasn’t retired.
Now he is forced to work for $BRK.B and give annual reports every year at the age of 93.
10 Buy & Hold FOREVER Dividend Stocks:
1. $AAPL Apple
2. $UNH UnitedHealth Group
3. $VICI VICI Properties
4. $SBUX Starbucks
5. $AVGO Broadcom
6. $HD The Home Depot
7. $BAC Bank of America
8. $MSFT Microsoft
9. $WM Waste Management
10. $KO Coca-Cola Company
Agree or Disagree?
Warren Buffett's Berkshire Hathaway just released their latest form 13F.
This document reveals every move he made last quarter and gives us an update on his entire portfolio.
I spent the last 4 hours reviewing it, and found these key takeaways:
10 great options to build a dividend portfolio:
1. $AAPL Apple
2. $ABBV AbbVie
3. $O Realty Income
4. $SBUX Starbucks
5. $AVGO Broadcom
6. $HD The Home Depot
7. $BAC Bank of America
8. $MSFT Microsoft Corp
9. $JNJ Johnson & Johnson
10. $KO Coca-Cola Company
Do you own any?
The $AAPL Vision Pro cost $3,499.
1 share of $AAPL stock currently costs $188.64.
Would you rather have the Vision Pro, or 18.54 shares of $AAPL stock?
My dividend income in December of '21?
$56.45
My dividend income in December of '22?
$152.71
My dividend income in December of '23?
$934.25
The snowball is rolling! 🔥
My dividend income in September of 2021?
$8.80
My dividend income in September of 2022?
$91.69
My dividend income in September of 2023?
$594.06 🤯
And my average monthly dividends now sits right at $340 a month.
The snowball is rolling!
2003 Median Salary: $42,409
2023 Median Salary: $54,132
A 27% Increase
2003: Median Home Price: $182,700
2023: Median Home Price: $454,900
A 148% Increase
What needs to happen for housing to become more affordable?
Yearly dividend income with $1,000,000 invested:
- QQQ: $4,200
- VOO: $13,900
- SCHD: $34,800
- JEPI: $79,700
- JEPQ: $93,400
- QYLD: $114,700
If you could only buy 1 of these ETFs forever, which one are you buying?
My dividend portfolio is about to hit $100,000.
I could easily be making $12,000 a year or $1,000 a month in dividends if I wanted to.
But-
Dividend growth stocks will provide me with more dividend income long term.
The formula behind this is simple. 🧮
If a company uses
Yearly dividend income with $1,000,000 invested:
- QQQ: $5,600
- VOO: $13,700
- SCHD: $34,500
- JEPI: $75,800
- JEPQ: $91,600
- QYLD: $118,400
Do you own any of these ETFs?
The top 1% of each age bracket:
25-29: $80,000
30-34: $400,000
35-39: $1,250,000
40-44: $3,250,000
45-49: $5,200,000
50-54: $7,050,000
55-59: $8,500,000
60-64: $9,400,000
65+: $11,500,000
How close are you?
Want to receive dividends every month?
Here's how:
Jan - $MO
Feb - $AAPL
Mar - $AVGO
Apr - $KO
May - $SBUX
Jun - $PEP
Jul - $MRK
Aug - $T
Sep - $HON
Oct - $NKE
Nov - $PG
Dec - $HD
My dividend portfolio just hit over 100k.
It took me about 7.5 years to get to this point.
My next 100k?
It will only take me about 2.5 years to achieve.
That's a pretty radical difference.
How is this?
It's due to the compounding effect that really starts to kick in at
If a Apple stores discounted all of their products by 25%, people would be sprinting to the store to buy.
But if $AAPL stock or the market as a whole dropped 25%, people get scared and sell.
This is why so many lose when investing.
The top 1% of each age bracket:
25-29: $80,000
30-34: $400,000
35-39: $1,250,000
40-44: $3,250,000
45-49: $5,200,000
50-54: $7,050,000
55-59: $8,500,000
60-64: $9,400,000
65+: $11,500,000
How close are you?
Yearly dividend income with $100 invested:
- $QQQ: $0.56
- $VOO: $1.49
- $SCHD: $3.53
- $JEPI: $10.42
- $JEPQ: $11.52
- $QYLD: $11.75
Which of these ETFs do you own?
What companies are going to pay the most in dividends over the next 20 years?
The companies with dividend yields around 2%-3%.
How is this?
The reason will completely change the way you think about dividend investing.
Let me explain:
In 2013, $VZ had a dividend yield of
My dividend income in March of '22?
$61.13
My dividend income in March of '23?
$216.32
My dividend income in March of '24?
$843.87
The dividend snowball is rolling-
And I can't wait to see what my dividends will look like 1 year from now! 🔥
My dividend income in August of 2021?
$20.08
My dividend income in August of 2022?
$106.82
My dividend income in August of 2023?
$181.57
And my average monthly dividends now sits right at $292 a month.
The snowball is rolling.
$100K invested in $VOO = $1,320/yr in Dividends
$100K invested in $VYM = $2,810/yr in Dividends
$100K invested in $SCHD = $3,340/yr in Dividends
$100K invested in $JEPI = $7,260/yr in Dividends
$100K invested in $QYLD = $11,740/yr in Dividends
Do you own any of these?
If $AAPL announced they were having a 20% sale on all its products-
People would rush to the store.
But if $AAPL stock drops by 20%-
People run away.
This is why many fail at investing.
US States with no State Income Tax:
• Texas
• Alaska
• Florida
• Nevada
• Wyoming
• Tennessee
• Washington
• South Dakota
• New Hampshire
Where would you live?
Warren Buffett net worth at 92: $105,300,000,000.
Amount that came after his 47th birthday: $105,233,000,000.
His entire life is a case study of compounding.
$O Realty income trading below $60 a share this morning!
This monthly dividend stock has a 5.08% starting yield and is a dividend aristocrat!
Do you own $O?
2003 Median Salary: $42,409
2023 Median Salary: $54,132
A 27% Increase.
2003: Median Home Price: $182,700
2023: Median Home Price: $454,900
A 148% Increase.
Do you think this is sustainable?
$100K invested in $VOO = $1,360/yr in Dividends
$100K invested in $VYM = $3,010/yr in Dividends
$100K invested in $SCHD = $3,410/yr in Dividends
$100K invested in $JEPI = $7,870/yr in Dividends
$100K invested in $QYLD = $11,590/yr in Dividends
Which of these do you prefer?
My total dividend payments in 2021?
$520.89
My total dividend payments in 2022?
$1,310.65
My total dividend payments in 2023?
$3,497.44
And my goal for 2024...
$6,000 🔥
That would be an average of $500 every single month.
Find ways to make your money work for you!
My dividend income in January of 22?
$103.67
My dividend income in January of 23?
$154.10
My dividend income in January of 24?
$206.96
And my average monthly dividends now sits at $413.07.
The snowball is rolling! 🔥
If you liked $SBUX at $100...
If you liked $SBUX at $90...
If you liked $SBUX at $80...
Then you're going to love it when it opens up in the $70s tomorrow morning.
"The intelligent investor realizes that stocks become more risky, not less, as their prices rise—and less risky,
If you’re a $MSFT shareholder, then you just got a 10% pay raise!
This is in line with the companies 5 year dividend growth rate of 10.12%.
$MSFT is one of my largest positions!
If you are investing $500/month, it will take you around 10 years to get $100k invested.
It will only take you another 5 years to get to $200k invested.
And only 1 year to go from $900k to $1MM.
Time and compounding is the investors friend.
Are these stocks you would feel comfortable holding forever?
1. $AAPL Apple
2. $ABBV AbbVie
3. $O Realty Income
4. $SBUX Starbucks
5. $AVGO Broadcom
6. $HD The Home Depot
7. $BAC Bank of America
8. $MSFT Microsoft Corp
9. $JNJ Johnson & Johnson
10. $KO Coca-Cola Company
Everybody loves receiving dividends every single month.
So here are all 57 monthly dividend stocks analyzed. 👇 🔥
Do you own any monthly dividend stocks?
Vanguard can make investing simple:
$VGT Tech
$VUG Growth
$VOO S&P 500
$VB Small Caps
$VNQ Real Estate
$VXUS International
$VIG Dividend Growth
$BND Total Bond Market
$VYM High Dividend Yield
$VTI Total US Stock Market
Sometimes it's good to make things simple.
Want S&P 500 exposure?
Buy $VOO
Want the Total US Market exposure?
Buy $VTI
Want Big Tech exposure?
BUY $QQQ
Want Dividends?
Buy $SCHD
Want High-Yield?
Buy $VYM
Want REITs?
Buy $VNQ
(I personally own $SCHD!)
$5K invested in $VOO = $75/yr in dividends
$5K invested in $DGRO = $118/yr in dividends
$5K invested in $SCHD = $174/yr in dividends
$5K invested in $JEPI = $503/yr in dividends
$5K invested in $JEPQ = $580/yr in dividends
Which are you taking?
An iPhone 15 Pro will cost $1,500.
With $1,500, you could buy 8.57 shares of $AAPL stock.
Would you rather have the iPhone 15 Pro, or 8.57 shares of $AAPL stock?
I'll take the $AAPL shares. 🔥
Got something from
@YouTube
in the mail today! 🚀🚀
Years of handwork have gone into this.
Just like my investments, I plan to compound the quality of the Dividendology brand over time.
Thank you all for watching!
I have a very exciting announcement coming soon. Stay tuned!
Stocks in my portfolio I want to hold forever:
$V Visa 💳
$SBUX Starbucks ☕️
$AAPL Apple📱
$O Realty Income 🏘️
$JPM JP Morgan 🏦
$KO Coca-Cola🧋
$MSFT Microsoft 💻
What would you add?
My portfolio value now sits at over $100,000!! 🎉
You know what they say, the first $100,000 is the hardest.
Time for the snowball effect to take place. 🔥
There can be tax advantages to dividend investing.
A married couple in the US can earn up to $116,950 in dividends every year and pay zero in taxes.
That sounds pretty great to me.
An 8% average return is not what you think.
Over time, an 8% average annualized return looks more like this:
6.13%
-15.46%
20.40%
-10.80%
33.43%
-0.61%
5.51%
15.42%
27.90%
-2.75%
Not like this:
8%
8%
8%
8%
8%
8%
8%
8%
8%
8%
Yearly dividend income with $100 invested:
- $HD: $2.61
- $MSFT: $0.79
- $JNJ: $2.80
- $KO: $2.95
- $O: $4.89
- $MO: $8.25
- $MPW: $11.22
Which of these Dividend Stocks do you own?
Yearly dividend income with $100 invested:
- $QQQ: $0.56
- $VOO: $1.45
- $SCHD: $3.48
- $JEPI: $8.40
- $JEPQ: $10.01
- $QYLD: $11.76
Which of these ETFs do you own?
Foundational stocks to build a dividend portfolio:
🍎 Apple $AAPL
🏡 Lowe's $LOW
💻 Microsoft $MSFT
🥤 Coca-Cola $KO
🛠️ Home Depot $HD
☕️ Starbucks $SBUX
💳 Visa $V
🛒 Procter & Gamble $PG
💉 Johnson & Johnson $JNJ
♻️ Waste Management $WM
What would you add?
10 Foundational stocks for a dividend portfolio:
💳 Visa $V
🥤 Pepsi $PEP
🍎 Apple $AAPL
🏡 Lowe's $LOW
🧪 AbbVie $ABBV
🏨 Realty Income $O
🍔 McDonald's $MCD
🛒 Procter & Gamble $PG
💉 Johnson & Johnson $JNJ
♻️ Waste Management $WM
What would you add?
$O is now trading very close to its 52 week low.
This REIT has increased dividend payouts for about 26 years in a row and pays out dividends monthly.
Yield: 5.39%
Are you considering $O at these prices?
REITs for Dividends:
Investing $5,000 in $PLD pays $140/yr in dividends
Investing $5,000 in $VICI pays $249/yr in dividends
Investing $5,000 in $O pays $256/yr in dividends
Investing $5,000 in $SPG pays $429/yr in dividends
Investing $5,000 in $MPW pays $713/yr in dividends