I wrote a letter to my wife outlining everything she needs to know about our finances, investments, and business if I were to pass suddenly. In bold letters (3x times) I wrote “do not pay off the mortgage early, no matter what.” We have a 30-year at 2.68%. She’s far better off…

@FreightAlley If you bought the house when rates were that low, you're probably underwater

@userdata703 We bought the house in 2018. Today, the land alone is worth 3x what we paid for the entire house. Besides, it’s our forever home. I don’t care about the current value.

@FreightAlley @userdata703 If you have a paid for house it’s not about math it’s about peace of mind.