What’s legal but actually a scam?

@analgerbil @joeywreck Payday loans are a symptom of the scam of capitalism.

@MattChikaonda @joeywreck Abso-fuckin-lutely

@analgerbil @joeywreck I've heard that payday loans are a primary reason for the decline of the mob -- deregulation made loan sharking completely legal and they couldn't compete any more