Ray R. 🇺🇸 @DividendRay Twitter profile

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Ray R. 🇺🇸

5 months

Welcome and thank you new followers! About me: 66 years old. Married for 33 years. Retired at 64. Accreditied investor. Dividend investor for over 35 years. I still play a little with BTC, ETH. and HNT. We live on social security and pensions.

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Ray R. 🇺🇸

@DividendRay

4 months

Retired Tuesday. Sleep in Brisk walk Check investments Balance all checking / credit cards in budget Grill for dinner That’s it! Being retired is the best. Have a great, productive day everyone!

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Ray R. 🇺🇸

@DividendRay

5 months

How many of you got through Christmas with no credit card debt? Or, did you use your credit cards to capture rewards and then paid them off? Just curious.

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Ray R. 🇺🇸

@DividendRay

5 months

How many of you max out your 401k and Roth IRAs each year?

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Ray R. 🇺🇸

@DividendRay

4 months

Who panicked and sold today? Not me.

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Ray R. 🇺🇸

@DividendRay

5 months

OUTRAGEOUS! NBC puts tonight’s Chiefs game behind a paywall. Have to watch it on Peacock TV. That’s pretty sh’tty if you ask me.

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Ray R. 🇺🇸

@DividendRay

7 months

@WillRagatz Yes he should have been.

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Ray R. 🇺🇸

@DividendRay

5 months

YieldMax. I’m out. Sucked it up and sold all my holdings for a loss today. Proceeds went to $FEPI and $JEPQ. I think these two will do much better in the long run.

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Ray R. 🇺🇸

@DividendRay

29 days

Stay away from the meme stocks! Way more losers than winners with this game. Please.

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Ray R. 🇺🇸

@DividendRay

7 months

I’m curious. How old are you? I’ll start. I’m 66, and I do appreciate all of the support from those of you that are younger. I thought it might be hard for me to fit in here. But I’ve made some great connections and look for to more! 🙏🙏

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Ray R. 🇺🇸

@DividendRay

1 year

$16,485.00 in to $SCHD today! Let’s go!!

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Ray R. 🇺🇸

@DividendRay

8 months

Leased a new car today! My wife leased a 2023 Honda Passport Elite today. $48,500 car and the payments are $500 per month. Three year lease. So goes against the grain here. But we can afford it so why not! Please feel free to flame away.

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Ray R. 🇺🇸

@DividendRay

5 months

Options update. I have a $3,000 $HOOD account where I am learning options trading. So small it’s usually one contract at a time. Here is the latest year to date. Not much but I’m learning.

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Ray R. 🇺🇸

@DividendRay

2 months

@TeslaBoomerMama Sorry but I’m going to vote against this. His performance is dismal and the stock price shows this. Bring back the days where we all made good money and I will change my mind.

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Ray R. 🇺🇸

@DividendRay

1 month

Being retired is awesome! Here is today’s view. Tuesday, May 7. #retirement #Florida

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Ray R. 🇺🇸

@DividendRay

4 months

Good Thursday! My name is Ray and I do not hold $NVDA

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Ray R. 🇺🇸

@DividendRay

9 months

About me: 66 years old Married to the same woman for 33 years Retired at 64. I could have sooner but I liked my job and made good money Dividend investor for 35 years I still play a little with BTC and ETH. We live on social security and pensions

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Ray R. 🇺🇸

@DividendRay

29 days

Wow! 1800 followers for this older guy. Thanks very much everyone!! I appreciate the trust and support.

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Ray R. 🇺🇸

@DividendRay

9 months

I own this Rolex. It’s been in the safety deposit box for the last three years. I also have an Apple Watch Ultra that I wear daily. Should I sell this Rolex or let it appreciate in value?

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Ray R. 🇺🇸

@DividendRay

1 year

@FoxNews Veterans and Police Officers. Come on Joe. Get it right.

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Ray R. 🇺🇸

@DividendRay

2 months

Basically a perfect day in PHX today.

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Ray R. 🇺🇸

@DividendRay

3 months

Accumulation Days? Why at age 66 do I still feel like I need to accumulate more assets? - good health - great family - plenty of retirement money I guess I'm still addicted........

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Ray R. 🇺🇸

@DividendRay

9 months

My current tobacco holdings: $MO: 1,610.8442 shares $BTI: 1,118.2149 shares $PM: 446.5997 shares Some hate these, but they pay great dividends and over the years have made me quite a bit of Money. All dripping at this point.

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Ray R. 🇺🇸

@DividendRay

1 month

Get rich and stay ON the grid!

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Ray R. 🇺🇸

@DividendRay

3 months

@darrelltalksfi I just use auto pay as a back up. I pay all cards each Saturday morning.

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Ray R. 🇺🇸

@DividendRay

5 months

$CELH Taken at $TGT a couple of hours ago. A whole end cap.

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Ray R. 🇺🇸

@DividendRay

4 months

Trying to trade options on Fidelity but $HOOD keeps calling. 🤷‍♂️ I might go back. I really like there GUI.

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Ray R. 🇺🇸

@DividendRay

7 months

I’m up to 791 followers! Never thought I would see this. Thanks for letting the older guy hang out. 🙏🙏🙏

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Ray R. 🇺🇸

@DividendRay

1 year

@FoxNews Maybe time to sell my shares.

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Ray R. 🇺🇸

@DividendRay

5 months

So $TSLA missed. One of the things that I have learned while holding this stock is you need to focus on the long term, not the short term. Ignore the price ups and downs. The stock will do what it’s going to do. 150 shares here and no plans to sell or buy. Enjoying the fun!

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Ray R. 🇺🇸

@DividendRay

3 months

1500 followers! Thank you all and please know I appreciate you.

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Ray R. 🇺🇸

@DividendRay

7 months

Out of the safety deposit box and back on my wrist. What do you think? I still need to adjust the date.

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Ray R. 🇺🇸

@DividendRay

7 months

A day in the retired life! -Got out of bed at 0800 -Took a long walk with my wife -Going to an awesome Christmas Store in St. Paul -Then headed to a movie -Dinner after the movie The daily grind is worth the endgame!

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Ray R. 🇺🇸

@DividendRay

9 months

We all make investing mistakes! I bought 50 shares of $COST many years ago for $185 per share My R.I.P. Dad thought I was nuts for doing that. Way too costly he said I rode it up to $540 and sold it. Still kick my self for doing that. Learned a lesson! Never again!

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Ray R. 🇺🇸

@DividendRay

5 months

1,100 followers! Wow, thanks everyone. You all are the best. Blue check should be back tomorrow.

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Ray R. 🇺🇸

@DividendRay

9 months

@HeroDividend I think it’s great that they give their employees the day off on holidays.

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Ray R. 🇺🇸

@DividendRay

8 months

Today is our 33’rd anniversary! This is a picture of my wife and two grandsons. THIS is where it’s at!

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Ray R. 🇺🇸

@DividendRay

1 month

Sold out of my $O and $VICI positions today. Moved the proceeds to $VNQ for a little wider exposure. This will be a long term hold for me.

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Ray R. 🇺🇸

@DividendRay

12 days

Happy Friday everyone!! Sorry I have not posted much. Life is busy. I hope you all enjoy an excellent weekend! I turn 67 on June 1. Guess I’ll need to update my profile. 😀

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Ray R. 🇺🇸

@DividendRay

8 months

Dope or nope? On the fence about replacing my MY with this bad boy.

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Ray R. 🇺🇸

@DividendRay

5 months

I’m learning options and posting along the way. So far:

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Ray R. 🇺🇸

@DividendRay

2 months

$8557 in to $SPYI today.

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Ray R. 🇺🇸

@DividendRay

5 months

Options adventure so far this year. I’m learning.

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Ray R. 🇺🇸

@DividendRay

3 months

Friends. Have a great weekend! I’m buying back in to $COST on Monday. Looks like a good opportunity now with the big drop today.

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Ray R. 🇺🇸

@DividendRay

3 months

$TSLA is a very popular stock here. I’ve traded this stock since 2015. As of today, I’m down $9500 on it and still holding. I’m not really an options trader but I’m considering selling conservative calls against my shares. $TSLA will not make you rich. Sorry. Unpopular.

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Ray R. 🇺🇸

@DividendRay

7 months

Just got back from a long walk with my wife! It was great. I’m telling you, retirement is the best! #dividends As it gets colder here in MSP, we will become mall walkers. 😀😀

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Ray R. 🇺🇸

@DividendRay

2 years

@AutismCapital This guy was smart. He laundered money back to the Dems. Now they will be nice to him. Just watch.

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Ray R. 🇺🇸

@DividendRay

6 months

I posted this as a reply a while back. But I think it’s important to post again. Your most important asset is your family!

Ray R. 🇺🇸

@DividendRay

7 months

@Smartnetworth1 @thesparknyc I think some people get so focused on retiring early that they don’t see what’s right in front of them. Family. My daughters and grandkids.

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Ray R. 🇺🇸

@DividendRay

4 months

Good Sunday! I have been quiet this last week due to catching Covid. It really kicked my butt. Finally starting to feel better. Hope everyone is enjoying a nice weekend!

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Ray R. 🇺🇸

@DividendRay

6 months

Happy Holidays from my family to yours! Wishing you a Merry Christmas and a prosperous New Year.

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Ray R. 🇺🇸

@DividendRay

6 months

@Budgetdog_ Very good post. A while back we created trusts for our kids. They are older. 27 and 30.

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Ray R. 🇺🇸

@DividendRay

5 months

$TSLA I’m seeing quite a bit of 😢😢 It’s fine everyone. Just part of holding the stock. If you want to hold for the long term, you have to get used to the ups and downs. Musk gets in the way, but long term it’s a great investment. Patience!

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Ray R. 🇺🇸

@DividendRay

4 months

Fidelity options trading. They finally updated their pages. Makes it super simple and easy to understand. Moving away from $HOOD. Yes, they do charge a commission, but I have a lot of money there so this will simply life somewhat.

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Ray R. 🇺🇸

@DividendRay

3 months

$ET is just killing it lately. I’m up 36% on my position. And the dividends are excellent.

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Ray R. 🇺🇸

@DividendRay

2 months

Trying to teach the grandson who makes the best fries. 🍟

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Ray R. 🇺🇸

@DividendRay

7 months

RIP Charlie Munger. Sad. I had hoped he would make it to 100. A good one gone. 😥😥

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Ray R. 🇺🇸

@DividendRay

7 months

My current holdings in no perticular order: $BRK.B $DAL $DIVO $JEPQ $PTY $SBUX $TSLY $TXRH $UNP $AMZN $BST $ET $MO $AAPL $BTI $KO $F $QYLD $XYLD $PM $RIVN $TGT $TSLA $VZ $WBA $XEL $EPD $SBR $ADC $GAIN $MAIN $O $STAG $VICI A long list! I also hold $98,900 in MN Muni Bonds.

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Ray R. 🇺🇸

@DividendRay

4 months

$KO Dividend increase! Coca-Cola is raising its quarterly dividend by 5.4%, to 48.5 cents a share, from 46 cents a share. Small but I’ll take it.

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Ray R. 🇺🇸

@DividendRay

2 months

@daltybrewer As long as something bad does not happen, plan to hold that long at least.

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Ray R. 🇺🇸

@DividendRay

1 month

Inspired by @Disneybeachlv Today was an excellent day for us here in Destin, FL. Spent the day with my daughters, one of my son in laws, and my 10 month old grandson. He loves the beach!

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Ray R. 🇺🇸

@DividendRay

2 months

@TeslaBoomerMama Not saying that at all. You get paid for performance and he is not performing at this time. I am a long time share holder and at one time, I was a huge fanboy. Not so much right now but I’m holding my 150 shares for now.

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Ray R. 🇺🇸

@DividendRay

1 month

Being retired is hard work! Just got back from AZ this past Wednesday, and off to FL for a week tomorrow (Saturday).

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Ray R. 🇺🇸

@DividendRay

4 months

#Bitcoin Wow!

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Ray R. 🇺🇸

@DividendRay

8 months

My wife bought me these On Cloud slip on shoes for our anniversary. Man these things are game changers!

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Ray R. 🇺🇸

@DividendRay

5 months

$WBA. Sold out, bought $JEPQ Sold:

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Ray R. 🇺🇸

@DividendRay

7 months

Couple of dividend hits today... $QYLD, $1693.39. Cash for travel expenses. $XYLD, $546.38. Reinvested. Makes the end of the month fun!

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Ray R. 🇺🇸

@DividendRay

6 months

Enjoyed a great meetup for brunch today with @SandstoneStox Dave drove six hours round trip to make this happen. We talked 👮, investing, and family. Super nice and very smart. Truly enjoyable! Please give him a follow and say hello! Great guy. 💯

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Ray R. 🇺🇸

@DividendRay

6 months

@darrelltalksfi On deck with everything but the used Toyota. 😀 At this point in life, we do not need to drive one of those. I’ll keep my Tesla and call it a day. 😀😀

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Ray R. 🇺🇸

@DividendRay

2 months

No, the sky is not falling! Just stick with your investing stratigies and keep moving forward. Just a bump in the road here folks. You have to play the long game.....

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Ray R. 🇺🇸

@DividendRay

7 months

Good day everyone! There are many smart people here that do an excellent job posting about different ETF’s, Options, and Stocks. For you all, I’m thankful. Have a great day today and do something good for yourself or someone else!!

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Ray R. 🇺🇸

@DividendRay

5 months

1000 Followers! That you so much everyone. The "old" guy appreciates it.... Enjoy your weekend!

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Ray R. 🇺🇸

@DividendRay

3 months

#BTC nice improvement in the last 24 hours #Bitcoin #Cryptocurency #Coinbase

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Ray R. 🇺🇸

@DividendRay

7 months

Thanks $TGT!

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Ray R. 🇺🇸

@DividendRay

7 months

Added 65 shares of $TSLY to my play money account today.

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Ray R. 🇺🇸

@DividendRay

21 days

Someone please explain to me: What is all the gush about $SOFI here? Yes they are growing. Not arguing that. But their stock price is pretty flat and does not seem to be going anywhere. You all expect it to skyrocket someday? You can do better.

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Ray R. 🇺🇸

@DividendRay

4 months

Got to work harder to get these numbers up!

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Ray R. 🇺🇸

@DividendRay

6 months

Good Tuesday everyone. Wow. 🚀🚀🚀

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Ray R. 🇺🇸

@DividendRay

5 months

$MARA. Sold this put earlier today and it’s doing well so far. I’m learning.

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Ray R. 🇺🇸

@DividendRay

9 months

A couple of things that I’ve learned in my 35 years of investing. 1. Be patient 2. Buy quality and never worry that you made a mistake 3. Don’t travel with the herd Lots of influence these days. Your best bet is to research, define your risk level, and run with it.

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Ray R. 🇺🇸

@DividendRay

4 months

$FEPI Held for 30 days and doing well so far!

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Ray R. 🇺🇸

@DividendRay

2 months

Sold the rest of my $JEPQ in my taxable account and used the proceeds to add to $SPYI. Going to drip it. Total share count is now:

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Ray R. 🇺🇸

@DividendRay

2 months

@GerardAlba I own a Rolex but wear my Apple Watch all the time.

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Ray R. 🇺🇸

@DividendRay

5 months

My posting has been down this week. I’ve been busy with a volunteer IT project at a local museum. Next week I will be busy there too. Working on perimeter security. Keep the bad actors out! Have a great weekend everyone!

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Ray R. 🇺🇸

@DividendRay

6 months

See ya later blue check. I was advised that I had the Liberia flag in my bio. So I changed it so it is now the correct flag. 🇺🇸 I wonder with the holiday how long it will take it to return. Happy Holidays everyone!! 🎄🎄

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Ray R. 🇺🇸

@DividendRay

9 months

Dividend hits - for my daughters accounts. For September: $SCHD: $100.86 $TGT: $298.22 $F: $207.38 All dividends reinvested.

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Ray R. 🇺🇸

@DividendRay

7 months

Good day everyone! My wife and I have been taking care of this 20 month old to help out my daughter for the last couple of days. You tend to forget how much work it is! Meet Buba. Our oldest grandson.

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Ray R. 🇺🇸

@DividendRay

3 months

BlackRock get's in to the Income ETF game. Two new ETF's. iShares S&P 500 BuyWrite ETF $IVVW S&P 500 Index 0.25% expense iShares Russell 2000 BuyWrite ETF $IWMW Russell 2000 Index 0.39% expense Interesting.... Not much out there yet on these two.

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Ray R. 🇺🇸

@DividendRay

6 months

Good day everyone! I have to say how impressed I am with all of you younger people that are killing it here. Grinding hard for a better future. Many could care less about being financially responsible. It’s like a breath of fresh air. Keep it up!! 💯

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Ray R. 🇺🇸

@DividendRay

2 months

$2,300 for a new fridge! Our ten year old fridge gave up the other day forcing us to buy a new one. Not repairable. $HD to the rescue. We keep $7,000 in our “appliance replacement” bucket in the budget. No problem!

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Ray R. 🇺🇸

@DividendRay

8 months

@DividendGrowth This was en excellent write up. Thank you for taking the time to do this. $O is a good holding. It’s in my portfolio for the long haul. I’ve owned it for almost ten years now. Lots of short term holders close or now underwater. You just need to hold it. All will be fine.

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Ray R. 🇺🇸

@DividendRay

8 months

So I’m lucky 13 followers away from 500. Can you all help me reach that goal? 🙏🙏

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Ray R. 🇺🇸

@DividendRay

1 month

$QYLD. Last months dividend. I take this monthly dividend in cash and we use it for our travel expenses.

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Ray R. 🇺🇸

@DividendRay

2 months

Tesla is eliminating about 12% of its workforce at a factory in Austin, where the electric vehicle company is headquartered. The job cuts are part of a broader restructuring announced last week. Good or bad? $TSLA

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Ray R. 🇺🇸

@DividendRay

7 months

Happy Thanksgiving 🇺🇸 friends! We all have much to be thankful for wheather we realize it or not. Enjoy your day today! I appreciate all of you. 😀

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Ray R. 🇺🇸

@DividendRay

11 months

@DevotedDividend No. Please don’t. Big mistake.

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Ray R. 🇺🇸

@DividendRay

7 months

My investing philosophy has always been simple. Buy good companies and hold for the long term. Be patient and let compounding work for you and you will win the game. Easy as that.

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Ray R. 🇺🇸

@DividendRay

6 months

Robinhood question. I see many posts here showing screenshots that are Robinhood. How many of you use the “gold” program? Is it worth it? Just moved a few thousand back in to my account with them to use for options and I’m considering gold. Thoughts?

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Ray R. 🇺🇸

@DividendRay

8 months

We started with $78,000 credit card debt and a $90,000 HELOC loan. We worked our butts off and paid it all off and started investing. Fast forward to today, and we worry about nothing money wise. It’s a fantastic position to be in. Anyone can do this. Just stick to it.

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Ray R. 🇺🇸

@DividendRay

1 month

Opened a position in $QQQI today. Market was quite red so I bought 100 shares as a start. I’ll be dripping this one.

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Ray R. 🇺🇸

@DividendRay

6 months

Blue check. Check!

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