Big news! We’ve agreed to acquire Makara, an innovative crypto portfolio manager. And with it, crypto portfolios will soon become a new investing option. Check our link below to learn more and stay tuned for updates!
Thrilled to announce we’re now a unicorn & we couldn’t have done it without you! 🦄
We’re excited to use our latest round of funding to develop new & innovative products that will help us deliver even more for our current clients & clients-to-be.
We're excited to announce a record breaking first quarter—adding the most clients in a single quarter in our history. We're proud to be chosen by so many clients, and excited to help them meet their financial goals. Read more:
@cathrynlavery
Customer funds are FDIC insured once they are fully received by our program banks. Betterment does not have any customer funds or firm capital with SVB. Here is a complete list of our program banks:
Crypto has incredible potential. But as recent months have shown, it can be as volatile as any asset. That’s why we’re excited to launch Crypto Investing. These new portfolios are:
🙌 Diversified
🤖 Automated
💡 Expert-built
Learn more here:
Love to see this congratulations from our friends at
@nasdaq
on our latest round of funding! We're excited to continue making people's lives better through new and innovative products for our current and future clients.
It's our 11th birthday! 🎂 If we were counting in dog years, we'd be 77, happily retired, and living off our IRAs... luckily, we're just getting started. 🥳
Betterment stands with the Asian American and Pacific Islander communities and will not tolerate racism and discrimination in all its forms. Today and every other day, we must continue to speak out against oppression and work to build a better future together.
#StopAsianHate
As the year comes to an end, we’re thankful for our clients who have shared many personal goals and milestone moments with us—and we’d like to make a toast to every new goal and deposit to come. 🥂
Happy New Year, from the Betterment team!
You’ve been asking and now, we’re excited to introduce Betterment in dark mode! Start viewing your financial plan in a whole new light. Just remember, investing involves risk in dark mode, too.
The Betterment platform has become a little more inclusive: Now, you can update your name and that's how we'll work to address you in every place we legally can. It's a small step toward making Betterment a better reflection of those we serve. 💙
The Ascent just named us “Best Robo Advisor Overall” and we couldn’t be more proud! They’ve highlighted our solid mix of features: automatic rebalancing, tax-loss harvesting, and a high-yield cash account. Read the full review:
Join us for a special Thanksgiving Q&A today with Betterment Chef Ross Florance!
Not sure if you should brine your turkey? Want to know how to make pies ahead of time? Need ideas for new sides?
Reply here with your cooking questions and we'll be online at 5pm ET.
Happy Financial Literacy Month! We believe that everyone should have access to good, fiduciary advice. We’re committed this month, and every month, to making that advice accessible. Let us know - what financial topic would you most like to learn more about?
New to crypto? Our peers at Makara put together a Crypto 101 article to help demystify this exciting space—and give a preview of how Betterment will do crypto differently. Link below.
We're thrilled to share that Betterment was named Best Overall Robo advisor by Buy Side from
@WSJ
🎉 More than ever, we're dedicated to helping investors reach their goals with our innovative portfolios and expert advice.
Our new logo understood the assignment. (The assignment was to reflect Betterment’s broadened focus from supporting not only your investing life, but helping you fulfill your actual dreams.) Click the 🔗 for more on our refreshed look!
Founder Jon Stein is delighted to announce that Sarah Kirshbaum Levy is his successor and the new CEO of Betterment. More on Betterment’s potential and why Jon thinks Sarah is the right person to guide us at the link.
Reminder: You are more than what's in your bank account.
Markets will rise and markets will fall, but remember to keep investing through it all. ✨ Future you will thank you.
Investing involves risk, and performance is not guaranteed.
Our Cash Reserve Rate keeps going higher!
*AAPY (variable) is as of 05/08/2023. Cash Reserve is only available to clients of Betterment LLC, which is not a bank, and cash transfers to program banks are conducted through the clients’ brokerage accounts at Betterment Securities.
(2/2) Investing in digital assets is highly speculative and volatile, and cryptocurrency is only suitable for investors who are willing to bear the risk of loss and experience sharp drawdowns. Purchases or holdings of cryptocurrency are not FDIC or SIPC insured.
Friendly reminder: You are more than your net worth. 📈📉
We know, nobody likes to see their finances take a nosedive. But it’s important to continue saving and investing consistently and remember that ups and downs are just part of the journey.
Introducing our new Innovative Technology portfolio 🤖🎉
When you choose this portfolio you'll get investments in technology companies across clean energy, semiconductors, robots, virtual reality, and more—in one place.
Want details? Learn more here.
New for 2024 💡 401(k) contribution limits are increasing to $23,000 per year. Betterment financial planner, Kyle McBrien, talks about how to think about this increase alongside your bigger financial picture. Read the full article:
How do we partner with banks so your money works for you? Joshua Rubin explains.
Cash Reserve is only available to clients of Betterment LLC, which is not a bank, and cash transfers to program banks are conducted through the clients’ brokerage accounts at Betterment Securities.
💪💰 Fintechs partner with banks to make managing money easier, more efficient & secure.
Josh Rubin, Vice President of Legal at
@Betterment
illustrates the benefits of a strong bank-fintech partnership to consumers. Watch this episode of
#FTAFintechSummerSchool
for more.⬇️
👀 Spot us on the streets of NYC! While you clock out and head home, know that your money with Betterment is also on the daily grind, working for you behind the scenes. If you catch a taxi, subway sign, or billboard featuring Betterment, take a photo and tag us. We’d love to see!
Just like clothes, investing isn’t one-size-fits-all. The right account depends on your personal plans for the future. Keep reading for a quick overview of some options.
What’s the state of retirement readiness across the U.S. workforce? We surveyed 1,000 full-time employees to learn more about how their financial wellbeing and retirement readiness has changed over the last 12 months. See our key findings below.
🌐🤝Our new case study showcases how
@Gemini
and
@Betterment
partnered to provide access to crypto portfolios for thousands of Betterment investors.
Learn why Gemini was uniquely positioned to power the solution. ⤵️
Friendly reminder: Investing is something you do to *build* wealth, not something you do once you’re already wealthy.
Investing involves risk and performance is not guaranteed.
DID YOU KNOW: You still have until April 18 to contribute to an IRA for 2021.
And—here’s the kicker—you might be able to deduct those contributions on your 2021 tax return. Don’t have an IRA yet? Get going below.
Betterment is not a licensed tax advisor.
Join financial forces with your partner. Joint Checking accounts are now here for all the split pizzas, shared bills, rent payments, and anything you pay for day-to-day.
Saving with a 401(k) is smart. Adding an IRA to your mix of retirement accounts is genius—and it’s tax-advantaged money to boot! Read the 🔗 for the details.
ICYMI: Today seems like a good day to remind everyone that dark mode is available in the Betterment app. Save your eye muscles for the
#SolarEclipse
and invest in the dark today.
Investing involves risk.
Exciting news–Betterment has reached an agreement to acquire digital investing accounts from Goldman Sachs. Thanks to our customers who have made us the largest independent digital financial advisor. Learn More:
Today's
#WomensHistoryMonth
profile is Johanna Richardson, Head of Product at
@Betterment
, a leading online financial advisor that helps make people's financial lives better.
Johanna leads the teams that make Betterment's products come to life, overseeing the process from…
In light of recent events, the value of FDIC insurance has become even clearer. That’s why we’re increasing the FDIC insurance coverage for all Cash Reserve accounts.
Here’s some more info on how (and why):
Thank you to the incredible customers, old and new, who have been with us through the years. And thank you to the amazing team behind Betterment (and their dogs 🐶), who are dedicated to innovation and ensuring our customers are getting great financial advice. 💙
Coastal beach vibes. A cottage in the woods upstate. Whatever your dream retirement is, an IRA could help you save for it. Get yours at the 🔗. Investing involves risk, and performance is not guaranteed.
Like a lot of complex things (think rainbows, black holes, and wireless internet) compound interest may *seem* magical, but actually has a concrete explanation. Spoiler: The sooner you start saving, the more time your money has to grow in the market.
Low risk, high yield? Don’t mind if we do.
Our new Cash Reserve rate is up from 2.75% APY*, which means your hard-earned cash can work even harder for you—all with the security of FDIC insurance† at our program banks.
Cash Reserve’s variable APY is going up... again 🤩
🏦 $2M in FDIC insurance (or $4M for joint accounts)†
🔄 Near-instant transfers with Betterment Checking
🎯 Earmark your money with cash goals and savings advice
Get going in minutes at the 🔗 below.
Keep the compliments coming! If you’re looking for expert help, you can indeed sign up for a single session with our financial experts for an additional fee:
2: Buy a home to build wealth. Buying a home can be a huge milestone, but it also incur new expenses. You can still build wealth through investing if you're not ready for a big home purchase.
ICYMI: Our rate has never been higher 🤩
This week, we’re hitting a new milestone: 3.20% variable APY*! No matter what's happening in the markets, you still have goals to achieve, and we know that every little bit counts. Put your cash to work:
(1/2) Betterment LLC’s parent company, Betterment Holdings, Inc., has entered into an agreement to acquire Argonaut Asset Management Inc. (d/b/a “Makara”). This above material and content should not be considered to be a recommendation.
🧵 What money rules do you like to break? Here are just a few common pieces of advice that we think could be adjusted.
Investing involves risk, and performance is not guaranteed.
☀️ Even if you start investing for the future at age 35, you likely still have decades to work towards your goals. It’s not too late to get started.
Investing involves risk. Performance not guaranteed.
iPhone, Android, Web … Whichever way you invest with us, we use the latest tech to give you a delightful experience on any screen. Learn how we code with
@FlutterDev
to serve up new features faster during today’s
#GoogleIO
developer keynote. Watch here:
Catch our CEO, Sarah Kirshbaum Levy, on why we’ve increased FDIC insurance† coverage through our partner banks for Cash Reserve accounts and more on CNBC:
How can you boost financial health in 2023? Nick Holeman, our very own Director of Financial Planning, says to "take advantage of rising rates and move your cash to somewhere that is paying a competitive rate." Read more tips in the Washington Post:
🧵 How do you make sure every penny is working hard? The key is “fractional share investing.” Too much jargon? Think of it this way: Let’s say you want some pizza, but the full pie is way too expensive. What do you do? You buy a slice! 🍕
This is Betterment. Our mission is to help people turn everyday investments, no matter how small, into their dreams, no matter how big. But don’t take it from us – take it from the people who work here.
Visit to see all our open positions.
If you’re one of almost half of investors working a side hustle in addition to a full time job, here are some of our tips to make the most of your extra income. ⬇️
57% of women report not having enough money saved for an emergency, compared to 44% of men. Hear from Kristen Carlisle, Betterment at Work’s VP and General Manager, about why women lack emergency savings and how they can work toward their savings goals.
Today, we honor Juneteenth, while continuing the fight for justice and equity. Generations of discrimination has created a ripple effect leading to racial wealth disparities, affecting many Black Americans. Click the link to learn more.
Meet Jon Mileham and Sam Moore, engineer extraordinaires. 🌟 They’re dedicated to building great software and a delightful mobile experience for our clients. Curious about open engineering roles? Check out our careers page.
Where should you keep your emergency fund? Read more for a breakdown of options.
Cash Reserve is only available to clients of Betterment LLC, which is not a bank, and cash transfers to program banks are conducted through the clients’ brokerage accounts at Betterment Securities.
Are you and your loved ones prepared with an estate plan? Make sure you have a roadmap for the most important decisions regarding your health and assets. Click the link to learn more.
Here’s a peek at some of our current open roles 👀 Want to be part of creating something special with us at Betterment? Learn more about our opportunities on our careers page. 🔗
Yes to face masks and treating yourself, but don’t forget to care for your future self as well. Our take? Financial planning is self care 🔥
What types of things do you do every day (or almost every day) for future you?
You might have heard about the recent raise in interest rates. But what does that mean for you and your financial plan?
Read the 🧵 for our quick explainer and let us know what other questions you have about this topic.
3: Avoid credit cards. Actually, credit cards are fine for daily spending and might come with some perks. Just make sure you're paying off a credit card in full and on time.
No one wants to be haunted by financial what-ifs. 👻 This Halloween: Treat your future self with an investment. 🍬 What are some financial tricks you’ve had to watch out for?
❌ Timing the market
❌ Inflation
❌ Eating out every night
❌ Paying for old subscriptions
❌ Saving without a goal
❌ Gatekeeping finance tips
❌ Manual deposits to saving
"I didn't want there to be such a high hurdle to get financial advice that really everyone should have access to." Meet Nick, Betterment's Director of Financial Planning 👋 As
#FinancialLiteracyMonth
kick off, we're sharing more tips and tricks on simplifying your financial life.
For the parents frantically trying to do it all: We see you AND it’s okay to give yourself a break. While it’s true that an early start can be helpful, your kid’s college fund shouldn’t come before your personal goals. Read more:
📌 Younger generations are less likely to have a full Safety Net fund, but that doesn’t make it any less important.
We've all been there: life happens. Be ready for whatever life throws at you this year with a Safety Net to help you bounce back.
Digital engagement is becoming a crucial part of delivering financial advice. CFP Board’s Joe Maugeri, CFP® leads an expert panel w/ Rose Palazzo, Nick Holeman, CFP® and Tim Gillespie to explore this important trend.
#CFPConference
"This acquisition further cements our leadership in the digital investing space," said Sarah Levy, Betterment's CEO. More on the acquisition of digital investing accounts from Goldman Sachs: