@money_cruncher 100% ROI on your money every month is a pretty great deal… even if the fund choices inside the 401k aren’t great. But most companies will at least offer an S&P500 index fund and a Growth Fund

@CoachMacHTX Many 401k plans are evolving. A lot of them are offering better options. I have Vanguard funds in mine with an extremely low expense ratios.

@money_cruncher And a lot of people on this platform say it’s a hoax. I say thanks for the match !!

@wwales1017 Exactly

@money_cruncher And you can also take loans against your 401K. Was able to successfully to this to help me with a house down payment and then was able to may it back fairly quickly.

@scott_gc Also a great point!

@money_cruncher You’re going to be chillin’ in retirement 😎

@darrelltalksfi That’s the goal!

@money_cruncher More people need to think like this! Love this 👏🏼

@lindsaystamp3 Thank you Lindsay, so true!

@money_cruncher You make $383k/year?

@satoshiboat Haha no I wish! 115k, 5% match

@money_cruncher Is this YTD contributions or single deposits?

@Downtown__CodyB 5 month to date

@money_cruncher 100% match? what kind of unicorn job you work at?

@jbae_17 Fortune 200, but it’s capped at 5%

@money_cruncher My 401k is in a 2055 target dated fund and i heard those arent the greatest. Idk if i should switch it to like FXAIX or something along those lines

@m_seybert Check if you have Vanguard Institutional 500 Index Trust. That’s the one I use. Low expense ratio.

@money_cruncher Thoughts on a 401k with no employer matching?

@StayinGeeked I didn’t do it when my last employer didn’t match.